10-14-02ittoking our Neighbodmod a Greco Place to th r, Wlxk and Noy'
Chair Julio Robaina CRA General Counsel Eve.Boutsis
Vice Chair Mary Scott Russell CRA Executive Director Charles D. Scurr
Member David D. Bethel CRA Secretary Ronetta Taylor
Member Mary „Birts - Cooper
Member Horace G. Feliu
Member Levy.Kelly
Member Randy G. Wiscombe
SOUTH MIAMI COMMUNITY.
REDEVELOPMENT AGENCY
CRA Meeting
Meeting date: October 14, 2002 6130 Sunset Drive, South Miami, FL
Next Regular Meeting Date: November 18, 2002
Phone: (305) 663 -6338
Time: 6:30 PM
City ` of South Miami. Ordinance No. 10 -00 -1712 requires
all lobbyists. before engaging in any lobbying
activities to .register with the City Clerk and pay an
annual fee of $125.00 This applies to all persons who
are retained (whether paid or not) to represent a
business entity, or organization, to influence' "City”
action. "City" action is broadly described to include
the ranking and selection of professional consultants,
and virtually all - legislative,'. quasi- judicial and
administrative action. It does not apply to not -for-
profit organizations, local chamber and merchant
groups, homeowner associations,' or 'trade associations
and unions.
CALL TO ORDER:
1. ROLL CALL
2. INVOCATION:
COMMUNITY REDEVELOPMENT'AGENCY 1
AGENDA - October 14, 2002.
3. PLEDGE OF ALLEGIANCE:
ITEMS FOR THE BOARD'S CONSIDERATION:
4. APPROVAL OF MINUTES
Regular CRA Minutes- September 9, 2002.
CONSENT AGENDA
(There are no items.)
RESOLUTION(S)
5. A RESOLUTION OF THE SOUTH 'MIAMI COMMUNITY REDEVELOPMENT
AGENCY APPROVING A SINGLE FAMILY REHABILITATION GRANT OF UP
TO $2,000.00 AWARDED TO RUBY L JONES FOR IMPROVEMENTS ..TO.
HER PROPERTY LOCATED AT 6105 SW 64TH TERR; AUTHORIZING THE
EXECUTIVE DIRECTOR TO DISBURSE SAID FUNDS FROM ACCOUNT
NUMBER 610 -1110- 553- 34 -50, ENTITLED RESIDENTIAL
REINVESTMENT; AND PROVIDING,AN'EFFECTIVE DATE.
6. A RESOLUTION OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT
AGENCY APPROVING A SINGLE FAMILY REHABILITATION GRANT OF UP
TO $4,725..00 AWARDED TO MARY E. BROWN FOR: IMPROVEMENTS TO
HER PROPERTY LOCATED AT 6520 SW 57TH PLACE; AUTHORIZING THE
EXECUTIVE DIRECTOR TO DISBURSE SAID FUNDS FROM ACCOUNT
NUMBER 1 610- 1110 - 553- 34 -50, ENTITLED RESIDENTIAL
REINVESTMENT; AND PROVIDING AN EFFECTIVE DATE.
PfAKf,PI P�fAIf TAKf NOTiIf TyA llflTiDN l ? ilk�l?� V TWO[ [ or O,PA)VAN If
P,POviOff T11A T ANY Pf,PfON AMAV61.1 f,PIOw, iml P1'NfNT O,P'AANDf,POUf
Pfiwpo O,P MY ALL, BfCOMf BOifTf K. 411141 APPPfNNG Tyf MmiffiON
lyA�� Bf fD,PTyWiiy1A,P,PIP MOM fUQTyfQ A (IDifNlf BfPD,Pf TY 00V L _ BY Thf
APffNiWO)FIN P, PNLfffPfPrhiAN TO IOMRIBf 6PANT99YA.A1ANOY
W Tf Or T111 0 M „
COMMUNITY REDEVELOPMENT AGENCY 2
AGENDA - October 14, 2002
PUBLIC .COMMENTS
BOARD COMMENTS.
ADJOURNMENT
PURSUANT TO FLA STATUTES 286.0105, "THE CITY HEREBY ADVISES THE PUBLIC THAT IF 'A PERSON..
DECIDES TO APPEAL ANY DECISION MADE BY THIS BOARD, AGENCY OR COMMISSION WITH RESPECT TO
ANY MATTER CONSIDERED AT ITS MEETING'OR BEARING, HE OR SHE WILL NEED A RECORD OF THE
PROCEEDINGS, AND THAT -FOR SUCH PURPOSE, AFFECTED .PERSON MAY NEED TO ENSURE THAT A
VERBATIM RECORD OF THE PROCEEDINGS IS MADE WHICH. RECORD INCLUDES THE TESTIMONY AND
EVIDENCE UPON WHICH THE APPEAL''IS TO BE BASED. THIS NOTICE DOES NOT CONSTITUTES CONSENT .
BY THE CITY FOR'. THE INTRODUCTION OR ADMISSION OR OTHERWISE INADMISSIBLE OR IRRELEVANT
EVIDENCE, NOR DOES IT AUTHORIZE CHALLENGES OR APPEALS NOT OTHERWISE ALLOWED BY LAW.
COMMUNITY REDEVELOPMENT AGENCY' 3
AGENDA October 14, 2002
Ii
x
�..,
AR
SMCRA
. " M1fkiruJarFJero�h6dt kxxtrt [afMlrrn:MLneS444vkmEJ'Sy ".. ,..
CITY OF SOUTH MIAMI
INTER- OFFICE MEMORANDUM
Toe Honorable Chair Date: October 11, 2002
and SMCRA Board
From: Charles D. Scurr �I p�-- Subject: Agenda Item #-5— Executive Directo i CRA Board Meeting 10/14/02
Single Family Rehab Application
for Ruby L. Jones
REQUEST
:A RESOLUTION OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT AGENCY
APPROVING A SINGLE FAMILY, REHABILITATION GRANT OF UP TO $2,000.00
AWARDED TO RUBY L. JONES FOR IMPROVEMENTS TO HER PROPERTY LOCATED AT
6105 SW 64TH TERR; AUTHORIZING THE EXECUTIVE DIRECTOR TO DISBURSE SAID
FUNDS FROM ACCOUNT NUMBER 610 - 1110 - 553- 34 -50, ENTITLED RESIDENTIAL
REINVESTMENT; AND PROVIDING AN EFFECTIVE DATE.
BACKGROUND AND ANALYSIS
The Single Family Rehabilitation Program offers : three levels of grant funding to single family
homeowners within the South Miami Community Redevelopment Area in order to increase the quality of
the existing housing stock. The program prioritizes application, which ,address' health, safety, and welfare
issues or would assist applicants who can least afford to carry out rehabilitation activities.
Pursuant to program guidelines, Ruby L. Jones submitted a grant application requesting up to $2,000 in
funding assistance to defray the costs of rehabilitation work to her property located at 6105 SW 601
Terrace. The proposed scope includes:
Remove and replace aluminum window I` level grant' $2,000 '
Remove and replace bath tub faucets Total'Award $2,000
Remove and replace bath tiles
Install base molding
Install new aluminum threshold
Enclose front storage area
Total Expenses �2,QQ. Total $24Q
RECOMMENDATION
Your approval is recommended.
1
2
3
4
5
6
7
8
9
10.
11
12
13
14
15
16
1.7
18
19,
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
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50
51
52
RESOLUTION NO.
A RESOLUTION OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT
AGENCY APPROVING A SINGLE FAMILY REHABILITATION GRANT OF UP TO
$2,000.00 AWARDED TO RUBY L. JONES FOR IMPROVEMENTS TO HER
PROPERTY LOCATED AT 6105 SW 6f" TERR;'AUTHORIZING THE EXECUTIVE
DIRECTOR TO DISBURSE SAID FUNDS FROM ACCOUNT NUMBER 610- 1110 -553-
34 -50, ENTITLED RESIDENTIAL REINVESTMENT; AND PROVIDING AN
EFFECTIVE DATE.
WHEREAS, the South Miami Community Redevelopment Agency (SMCRA) is
committed to achieving holistic neighborhood revitalization through physical, economic and
social development; and
WHEREAS, to achieve neighborhood revitalization, the SMCRA is granted powers by
the State and County, including the ability to administer housing rehabilitation programs; and
WHEREAS, the Chair and SMCRA Board desire to award rehabilitation grants in order
to enhance the quality of the existing housing stock and quality of life in the Redevelopment
Area.
NOW, THEREFORE, BE IT RESOLVED BY SOUTH MIAMI COMMUNITY
REDEVELOPMENT AGENCY:
Section 1. The residential rehabilitation grant in an amount up to $2,000 awarded to
Ruby L. Jones for improvements to her property located at 6105 SW 64`x' Terrace is hereby
approved.
Section 2. The Executive Director is authorized to disburse said amount from account
number 610 -1110- 553- 34 -50, entitled "Residential Reinvestment ".
Section 3. That the resolution shall take effect immediately upon approval.
PASSED AND ADOPTED this day of
ATTEST:
SECRETARY
APPROVED:
CHAIRPERSON
READ AND APPROVED AS TO FORM:
2002.
Board Vote:
Chairperson Robaina:
Vice Chairperson Russell:
Board Member Bethel:
Board Member Birts- Cooper:
Board Member Kelly:
Board Member Feliu:
Board Member Wiscombe:
RESOLUTION NO.
A RESOLUTION OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT
AGENCY APPROVING A SINGLE FAMILY REHABILITATION GRANT OF UP TO
$2,000.00 AWARDED TO RUBY L. JONES FOR IMPROVEMENTS TO HER
PROPERTY LOCATED AT 6105 SW 64TH TERR; AUTHORIZING THE EXECUTIVE
DIRECTOR TO DISBURSE SAID FUNDS FROM ACCOUNT NUMBER 610- 1110 -553-
34 -50, ENTITLED RESIDENTIAL REINVESTMENT; AND PROVIDING AN
EFFECTIVE DATE.
WHEREAS, the South. Miami Community Redevelopment Agency ( SMCRA) is
committed to achieving holistic neighborhood revitalization through physical, economic and
social development; and
WHEREAS, to achieve neighborhood revitalization, the SMCRA is granted powers by
the State and County, including the ability to administer housing rehabilitation programs; and
WHEREAS, the Chair and SMCRA Board desire to award rehabilitation grants in order
to enhance the quality of the existing housing stock and quality of life in the Redevelopment
Area.
NOW, THEREFORE, BE IT RESOLVED BY SOUTH MIAMI COMMUNITY
REDEVELOPMENT AGENCY:
Section 1 The residential rehabilitation grant in an amount up to $2,000 awarded to
Ruby L. Jones for improvements to her property located at 6105 SW 64'x' Terrace is hereby
approved.
Section 2. The Executive Director is authorized to disburse said amount from account
number 610 -1110- 553- 34 -50, entitled "Residential Reinvestment ".
Section 3. That the resolution shall take effect immediately upon approval.
PASSED AND ADOPTED this day of , 2002.
ATTEST:
SECRETARY
APPROVED:
CHAIRPERSON
READ AND APPROVED AS TO FORM:
Board Vote:
Chairperson Robaina:
Vice Chairperson Russell:
Board Member Bethel:
Board Member Birts- Cooper:.
Board Member Kelly:
Board Member Feliu:
Board Member Wiscombe:
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DATE OF BIRTH
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SECURITY #
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MARITAL STATUS
(check one)
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DATE OF BIRTH
SECURITY #
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MARITALSTATUS
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tif.<.•'4„7.'.ti::.Y°�.,. . •.. 4'S�:] ♦..M("'V vp...��,
NAME OF: LENDER PROVIDING
YOUR MORTGAGE OR
n -�
Sc
A
MORTG GE S
7.............
ADDRESSOF LENDER(S)
.......................................................................................- ............................... ......... . ........
Alwel
PHONE NUMBER OF LENDER
�3�6) �,J
ADDRESS OF PROPERTY TO
6 f b•5 IS Id 4, 79e
BE REHABILITATED
.................................. ............................... ....... ............................... ....................
sc�T� ;/%'%i fr:/l � �C• .3�/�3
HOUSE
NUMBER OF
NUMBER OF
HOUSE SIZE
SF
INFORMATION
BEDROOMS
BATHROOMS
(SQUARE FEET)
.
,
ASSESSED VALUE OF PROPERTY
AS' DETERMINED. BY THE MOST
RECENT MIAMI -DADE COUNTY
$
�1
PROPERTY ASSESSMENT OFFICE
Prepared by SDI, Inc. page 2 of 3 '
Certification and Signature
I (We) hereby certify that all of the'foregoing information is true and complete to the best of
my (our) knowledge, and hereby give my (our) permission to the City of South Miami
Community Redevelopment Agency ( SMCRA). (or any lender acting on the Agency's behalf)
to conduct further credit and financial investigation, as deemed necessary to determine
eligibility. Furthermore, I, (we) agree to abide by the eligibility and program requirements set
forth in connection with any opportunities which may be offered to me (us) by the SMCRA
pursuant to this application. I (we) understand that false, inaccurate, or incomplete
information in the foregoing application shall be considered causb for me (us) to be
disqualified from participation in the Residential Rehabilitation Program for Single - Family
Homes, a program of the SMCRA, and I (we) must immediately notify the Agency of any
change in my (our) income, status of employment prior to closing for re- verification. l (we)
further understand than an "Affidavit of No Income Change" must be signed prior to receiving
any program benefits.
1 (We) hereby authorize the SMCRA or any lender acting on the Agency's behalf to verify my
past and present employment, past and present landlord information, past and present
mortgage bans, and any other credit information as needed. I (we) understand a copy of
this form will also serve as authorization.
WARNING:' Florida Statute 817 provides'that willful false statements or
misrepresentation concerning income and assets or liabilities relating to'
financial condition is a misdemeanor of the first degree'and is punishable by
fines and imprisonment provided under. statute 775.082 or 775.83.
17
City of South Miami Community Redevelopment Agency
6130 Sunset Drive, South Miami; FL: 33143
Greg Oravec, Director Phone: 305- 663 -6338
FAX: 305- 663 -6345
'NOTICE TGAPPLICANTS
This notice is provided to you as required by the Right to Financial Privacy Act of
1978 and states that the South Miami Community Redevelopment Agency (SMCRA)
has a right of access to financial records held by any financial institution in
connection with -the consideration or administration of the housing loan for which you
have.applied. Financial records involving your transaction will be available to the; "
SMCRA without further'notice or authorization, but will not be disclosed or released
I
to another government agency or private entity without your consent, except as
I
I
required or permitted by law.
I
I
Name to
Name Date
18
Air Conditioni
Painting
athroom repair /improvement
Roofing
Ceiling Repairs
Sewer hook -ups, septic repairs and,
installation work and fees associated
with the improvement or repair of
sewer and septic systems
Doors
Electrical repair
Fan Installation
Flooring
Foundation
Siding
Fumigation
Smoke detectors
Garbage disposal
Structural repairs
Gutters
Wall repairs
Insulation
Water Heaters
Kitchen repair and improvement
Weather stripping
Plumbing repair and improvement
Windows
MIS CORPORATION CO
10221 SW 16' Street
Miami, Florida 33165
305 - 553 -9476
PROPOSAL AGREEMENT
Date: June 30, 2001
To: Mrs: Ruby Jones
6051 SW 64�h Terrace
South Miami, Florida 33146
Scope of work:
1. Remove and replace existing single hung clear anodized aluminum window with new bronze
anodized single hung aluminum windows.
2. Remove existing bath tub faucets and replace parts.
3. Remove and replace tiles around tub as required.
4. Install base moulding (approximately 80 sq. If).
5 install na . s 0" alwm!rium treshoid.
6. Enclose front storage area (approximately 8'0" high).
For the total cost of
Two thousand and 00 /100 cents ..................... ....................(2,000.00)
v
The above costs does not include costs of permits, asbestos survey, or tree planting or removal Removal of
hazardous or environmentally sensitive materials not included.
Payments to be made as follows:
50% upon accepiance of this proposal, 30% before requesting final inspection, and final payment upon acceptance..
ALL MATERIALS ARE GUARANTEED TO BE AS SPECIFIED, ALL WORK TO BE COMPLETED IN A
WORMANSHIPLiKE MANNER ACCORDING TO STANDARD INDUSTRY PRACTICES, ANY DEVIATIONS FROM
THE WORK PRESCRIBED ABOVE WILL BECOME AN EXTRA CHARGE OVER AND ABOVE THE SPECIFIED
AMOUNT GIVEN ABOVE. .
Respectfully submitted,
Salvador Casado, President
The above price, spec fications and conditions are sati:f.cto,_: •3. d ?u;^ept -1
Owner's signature:
Print Name:
Date:
Miles C. Jennings Jr. Construction Corp.
Commercial Residential Industrial
3250 Mary, St, Suite 303
Coconut Grove, FL 33,133
Business (305) 444- 1165`
Fax (305) 443 -6624
CG C058666
June 7, 2001
CONTRACT
Submitted To: Mrs. Ruby Jones
6051' S. W. 64`h Terr.
South Miami, Florida 33146
As per your request enclosed please cost for, your repairs:
Remove and replace new.50" x 37" clear single hung window with
anodized frame $165.00
Remove and install new bath tub fixtures $250.00
Remove and replace tub enclosure tiles with like kind and quality $475.00
Install base moulding approximately 8011f. $215.00
Install 3'0 Threshold $ 35.00
Enclose front storage area approximately 6511f @ 8 ft./ht. $900.00
Total Cost $2,040.00
NO TREES INCLUDED IN THIS PRICE.
NO ASBESTOS SURVEY INCLUDED IN THIS PRICE.
NO ENVIRONMENTAL OR HAZARDOUS MATERIAL&INCLUDED IN THIS
PRICE.
The total cost including tax is $2,040.00
PERMITS AREA REIMBURSEBLE EXPENSE TO THE CONTRACTOR.
PAYMENTS TO BE MADE AS FOLLOWING: 50% upon signing and balance at
completion
We propose hereby to furnish materials and labor - complete in accordance with
specifications below, for the sum of $2,040.00
I
I
i
OXENI TEZ&AS S OCIATES. INC.
DESIGN &CONSTRUCTION
3894 Southwest 107';'. Avenue, Miami. Florida 33165.305 -225 0566
7905 Southwest 161 ". Street, ENliamL Florida 33157.305 252 4626
PROPOSAL AGREEMENT
9
Date: June 30, 2001
To: Mrs. Ruby Jones
6051 SW.. 64m. Terrace
South Miami, Florida 33146
'Scope of work
01. Remove and replace existing single hung clear anodized aluminum window with new bronze anodized single hung
aluminum window.
02. Remove existing bath tub faucets and related parts.
03. Remove and replace tiles around tub as required
04. Install base moulding (approximately 801£)
05. Install new 3'0" alum threshold
06. Enclose front storage area (approximately 8'0" high).
For the total cost of:
Two thousand dollars and 00/100 cents ........ ....................($2,000.00) .
The above cost does not include costs ofpermits, asbestos survey, or any tree planting or removal. Removal
of hazardous or environmental sensitive materials not included
Payments to be made as follows:
50% upon acceptance of this proposal, 30% before requesting final inspection, and final payment upon final
acceptance
ALL MATT RiAM ARE GUARANTEED TO BE AS SPECIFIED. ALL WORK TO BE COMPLETED IN A
WORKMANLW MANNER ACCORDING TO STANDARD INDUSTRY PRACTICES ANY DEVIATIONS
FROM THE WORK DESCRIBED ABOVE WILL BECOME AN EXTRA CHARGE OVER AND ABOVE
THE SPECIFIED AMOUNT GIVEN ABOVE.
Respectfully submitted,
Salvador Casado, President'
The above price, specifications and conditions are satisfactory and hereby accepted
Owner's signature: Ale—
Date,
Print Name: Thu, u, J O
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CITY OF SOUTH MIAMI
INTER-OFFICE MEMORANDUM
To: Honorable Chair Date: October 11, 2002
and SMCRA Board
From: Charles D. Scurr .Y Subject: Agenda Item #
Executive Director f (►10 CRA Board Meeting 10/14/02
Single Family Rehab Application
for Mary E. Brown
REQUEST
A RESOLUTION OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT • AGENCY
APPROVING A SINGLE FAMILY ,REHABILITATION. GRANT. OF UP TO. $4,725.00
AWARDED TO MARY E. BROWN FOR IMPROVEMENTS TO HER PROPERTY LOCATED
AT 6520 SW , 57T° 'PLACE; AUTHORIZING THE EXECUTIVE DIRECTOR TO DISBURSE
SAID FUNDS FROM 'ACCOUNT NUMBER 610- 1110 - 553- 34 -50,' ENTITLED RESIDENTIAL'
REINVESTMENT; AND PROVIDING AN EFFECTIVE DATE.
BACKGROUND AND ANALYSIS
The Single Family Rehabilitation Program offers three levels of grant funding to single family,
homeowners within the South Miami Community Redevelopment Area in order to increase the quality of
the existing housing stock. The program prioritizes application, which address health,'safety, and welfare
issues or would assist applicants who can least afford to carry out rehabilitation activities.
Pursuant to program guidelines, Mary E. Brown submitted a grant application requesting up to $4,725 in
funding assistance to defray the costs of rehabilitation work to her property.. located. at 6520 SW 5711'
Place. The proposed scope includes:
Roof Improvements .$6,950 1 S` level grant. $2,500
2 "a level grant (match required) $2,225
Total Award $4,725
Required Match $2,225
Total Expenses $ Total
RECOMMENDATION
Your approval is recommended.
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RESOLUTION NO.
A RESOLUTION OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT
AGENCY "APPROVING A SINGLE FAMILY REHABILITATION GRANT OF UP TO
$4,725,00 AWARDED TO MARY E. BROWN FOR IMPROVEMENTS TO HER
PROPERTY LOCATED AT 6520 SW 57, TH PLACE; AUTHORIZING THE EXECUTIVE
DIRECTOR TO DISBURSE SAID FUNDS FROM ACCOUNT NUMBER 610- 1110 -553-
34 -50, ENTITLED RESIDENTIAL REINVESTMENT; AND PROVIDING AN
EFFECTIVE DATE.
WHEREAS, the South Miami Community Redevelopment Agency (SMCRA) is
committed to achieving holistic neighborhood revitalization through physical, economic and
social development; and
WHEREAS, to achieve neighborhood revitalization, the SMCRA is granted powers by
the State and County, including the ability to administer housing rehabilitation programs; and
WHEREAS, the Chair and SMCRA Board desire to award rehabilitation grants in order
to enhance the quality of the existing housing stock and quality of life in the Redevelopment
Area.
NOW, THEREFORE, BE IT RESOLVED BY SOUTH MIAMI COMMUNITY
REDEVELOPMENT AGENCY:
Section 1. The residential rehabilitation grant in an amount up to $4,725 awarded to
Mary E. Brown for improvements to her property located at 6520 SW 57'x' Place is hereby
approved.
Section'2. The Executive Director is authorized to disburse said amount from account
number 610 - 1110- 553- 34 -50, entitled "Residential Reinvestment ".
Section 3. That the resolution shall take effect immediately upon approval.
PASSED AND ADOPTED this day of , 2002.
ATTEST:
SECRETARY
APPROVED:
CHAIRPERSON
READ AND APPROVED AS TO FORM:
Board Vote:
Chairperson Robaina:
Vice Chairperson Russell:•
Board Member Bethel:
Board Member Birts- Cooper:
Board Member Kelly:
Board Member Feliu:
Board Member Wiscombe:
RESOLUTION NO.
A RESOLUTION OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT
AGENCY APPROVING A SINGLE FAMILY REHABILITATION GRANT OF UP TO
$4,725.00 AWARDED TO MARY E. BROWN FOR IMPROVEMENTS TO HER
PROPERTY LOCATED AT 6520 SW 57TH PLACE; AUTHORIZING THE EXECUTIVE
DIRECTOR TO DISBURSE SAID FUNDS FROM ACCOUNT NUMBER 610- 1110 -553-
34 -50, ENTITLED RESIDENTIAL REINVESTMENT; AND PROVIDING AN
EFFECTIVE DATE.
WHEREAS, the South Miami Community Redevelopment Agency (SMCRA) is
committed to achieving holistic neighborhood revitalization through physical, economic and
social development; and
WHEREAS, to achieve neighborhood revitalization, the SMCRA is granted powers by
the State and County, including the ability to administer housing rehabilitation programs; and
WHEREAS, the Chair and SMCRA Board desire to award rehabilitation grants in order
to enhance the quality of the existing housing stock and quality of life in the Redevelopment
Area.
NOW, THEREFORE, BE IT RESOLVED BY SOUTH' MIAMI COMMUNITY
REDEVELOPMENT AGENCY:
Section 1. The residential rehabilitation grant in an amount up to $4,725 awarded to
Mary.E. Brown for improvements to her property located at 6520 SW 57`x' Place is hereby
approved.
Section 2. The Executive Director is authorized to disburse said amount from account
number 610 - 1110- 553- 34 -50, entitled "Residential Reinvestment ".
Section 3. That the resolution shall take effect immediately upon approval.
PASSED AND ADOPTED this day of , 2002.
ATTEST:
SECRETARY
APPROVED:
CHAIRPERSON
READ AND APPROVED AS TO FORM
Board Vote:
Chairperson Robaina:
Vice Chairperson Russell:
Board Member Bethel:
Board Member Birts- Cooper:
Board Member Kelly:
Board Member Feliu:
Board Member Wiscombe:
J ...
A4AmatpCpy
2001
"Making our Neighborhood a Great Place to Live Work and Pkry"
INTER 'OFFICE MEMORANDUM
To: FILE Date: October 11, 2002
From: James McCants Subject: Single Family Rehab Appl.
Programs Coordinato a Mrs. Mary Brown
Community Outreac
Based on the.visual inspection of the roof a recommendation was made that the roof should be replaced
rather than repaired. Based on my analysis the bid from Palmer roofer is the most responsive biding. -The
proposed improvements are allowable activities under the program; Mrs. Mary Brown does meet the
income retractions.
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Second Job
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Second Job
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AFDC/Welfare
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Workers'
Workers'
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$
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Compensation
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Interest from Savings .
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Other income (explain)
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:..r.:.:..:.v..:.: . f..•!.; .: .{.:.: . ....... .;..:. .:{ ::.•. :.�: r . • :. �.:. .r....... ..... . :.. �.... . : .r...�..: . ...; ... .•.♦.. ; f...: ;•.: r..i: . P � r} { +.. Aft. • {•.: . r:.:.:.:....:.:.: : r:..:::: : .. }.•.t..• :...•..: .?..;: }.; :
S:.fiSxS }:a. };:ti}:n::: • }{. {::{: :
NAME OF LENDER PROVIDING
YOUR MORTGAGE OR
�j�e, IV a,r.,L9�f
MORTGAGES . +
ADDRESS OF LENDERS)
: SQ...::- -. ./....7 ...... :.. b...✓Ir(. . :..��L�.�L>~ -. - (.. ................
PHONE NUMBER OF LENDER
ADDRESS OF PROPERTY TO
BE REHABILITATED
.. .....cS.l ... .... .....:/� , - ............... .. ...............................
r
HOUSE
INFORMATION
NUMBER OF
BEDROOMS
NUMBER OF
BATHROOMS.
f
HOUSE SIZE
FEES
SF
a.
(SQUARE
ASSESSED VALUE OF PROPERTY
AS DETERMINED BY THE MOST
RECENT MIAMI -DADS COUNTY
PROPERTY ASSESSMENT OFFICE
Prepared by SDI, Inc. page 2 of 3 I
Certification and Signature
I (We) hereby certify that all of the foregoing information is true and complete to the best of
my (our) knowledge, and. hereby give my (our) permission to the City of South Miami
Community Redevelopment Agency ( SMCRA) (or any lender acting on the, Agency's behalf)
to conduct further credit and financial investigation, as deemed necessary to determine'
eligibility. Furthermore, I, (we) agree to abide by the eligibility and program requirements set
forth in connection with any opportunities which maybe offered tome (us),by the SMCRA
pursuant to this application. I (we) understand that false, inaccurate, or incomplete
information in the foregoing application shall be considered cause for me (us) to be
disqualified from participation in the Residential Rehabilitation Program for Single - Family
Homes,'a program of the SMCRA, and I (we) must immediately notify the Agency of any
change in my (our) income, status of employment prior to closing for 're- verification. I (we)
further understand than an "Affidavit of No Income Change" must be signed prior to receiving
any program benefits.
I (We) hereby authorize the SMCRA or any lender acting on the Agency's behalf to verify my
past and present employment, past and present landlord information, past and present
mortgage loans, and any other credit information as needed. I (we) understand a copy of
this form will also serve as authorization.
ignature Applicant Signature of Co-Applicant.
Date Date
17
City of South Miami Community Redevelopment Agency
6130 Sunset Drive, South' Miami, FL 33143
:Greg Oravec, Director Phone: 305- 663 -6338
FAX: 305- 663 -6345
NOTICE TO APPLICANTS
This notice is provided to you as required by the Right to Financial Privacy Act of
1978 and states that the South Miami Community Redevelopment Agency (SMCRA)
has a right of access to financial records held by any financial institution in
-connection with the consideration or administration of the housing loan for which you
have applied. Financial records involving, your transaction will be available to the
SMCRA without further notice or authorization, but will not be disclosed or released
to another government agency or private entity without your consent, except as
required or permitted by Jaw.
Nam'e"-/ Date
Name Date
18
Licensed & Insured ' License #CCCO57143
�x�u�r�a�tt1
REMLAP ROOFING CO.
d/b /a
Miami Office: R.N. PALMER ROOFING:
3555 N.W. 74th Street 'THREE GENERATIONS SINCE 1920' 305- 696 -6767
Miami, FL 33147 Fa X
PROPOSAL SUBMITTED TO
PHONE
DATE
Mrs. Marie Brown
(305)665 -9564
Aug.26,2002
STREET
JOB NAME
6520 SW 57th. P1.
CITY, STATE AND ZIP CODE
JOB LOCATION
South Miami, F1.
ARCHITECT
DATE OF PLANS
JOB PHONE
We hereby submit specifications and estimates for: Reroof at entire
We propose to remove existing roofing down to sheathing boards or a smooth and workable surface at and haul away all debris,
On Sloping Section
APPLY, :.'One #.30 asphalt 'felts tincapped'as per building code.
INSTALL: New galvanized eave drip to all open eaves.
INSTALL: New galvanized valley metal to all open roof valleys.
INSTALL : -New lead stack !lashings to all plumbing stacks.
APPLY. Three Tab shingle,.(your choice of color).,
in accordance with local building code.
On Flat Section:
APPLY :`One base sheet.tincapped as per building code.
APPLY : Two Fiberglass felts hot mopped as per code.
INSTALL:•New galvanized eave drip to all open.eaves.'
INSTALL: New-lead stack flashings to all plumbing stacks.
APPLY :-New Granulated cap sheet hot mopped
WOODWORK: One hundred feet'sheathing or three sheets of plywood included free
in proposal.Additional replaced at $2.75 per lineal foot for sheathing or
$55.00 per sheet of. plywood $1.50 for furring strip.Facia replaced'at $3.75
per #oot,rafters,rafter tails, soffit,insulatin etc.Soffit,insulation, recovery
board,wood nailers and dutchgutter replace at the rate of $45.00 per man hour
plus material.All other fastening will be charged accordingly.•All above applies
to standard lumber on one story application.Ventilation installation if
required will be an additional charge.Additional'charges for but not limited
to,woodwork;,and additional labor above and beyond original contract price
shall be due and owing at the completion of said work.-
GUARANTEE: ABC % year guarantee on a fool and a I year guarantee on roof is in force upon completion and payment in
full. We warrant these tools Ior periods Indicated againsAaultyworkmanship. Furthermore, the amount stated herein is subject to an Interest charge of 18% per annum
on past due accounts. Undersigned assumes responsibility for all costs of collection, including reasonable attorney's fee. Manufacturers warranty where applicable
will be issued
p 1PapriSI' hereby to furnish material and labor- complete In accordance with above specifications, for the sum of: .
Six thousand nine hundred fifty 6';950..00
dollars )
($
Peym en to b4 de as follows:
owe:
X30 %deposit, 40% ,on dry -in, balance one` completion.'
All material Is guaranteed to be as specified. All work to be completed in a workmanlike Authorized
manner according to standard practices. Any alteration or deviation from above Signature
specifications involving extra costs will be executed only upon written orders, and will
become an extra charge over and above the estimate. All agreements contingent upon
strikes, accidents or delays beyond our control. Owner to carry fire, tomado, and other, Note: This proposal may be
MCAAAAN Irtn11IAMA. ri111 W(1rItA1e AM fi1�f1I Mvamli hV Wnr4A1AI1A rmm�enmllnn �/1e11,Anne ..aLJ...� {... ..� V �� ��__�...e.._
Arrepfaitq of thoposal. -The above prices,,speclfications Signature -
and conditions are satisfactory and are hereby accepted. You are authorized to do
the work as specified. Payment will be made as outlined above. Signature
Date of Acceptance:
PLEASE READ BOTH SIDES CAREFULLY
ROOFING PROPOSAL
90—)P EORGE PHILLIPS & ASSOCIATES
59B NX 54th Street • Miami, FL 33127 Pa a Of
TEL' 305 -754 -0661 FAX305- 754 -7740:
CGC031405 CCC051538
TiatP�
PROPOSAL SUBMITTED TO:
JOB NAME
ADDRESS
JOB ADDRESS
CITY 24. ZIP CODE
JOB PHONE OFFICE PHONE
66s • Q�S
We hereby submit specifications and estimates for:
L .4
p
JvoYl� %.�J�iS
ZI � rUN pia
�
�
We hereby propose to furnish material and labor - complete in accordance with the above specifications for:
dollars
Payment to be made as follows:
+.
All work to be performed according to standard practices. This contract covers only that work which is specified above and does not cover any additional repairs which are
found necessary after commencement of work, Any alteration or deviation from above specifications involving extra costs will be charged in addition to the contract,
SHEPPARD & MEDINA ROOFING & SHEET METAL INC. (Contractor) carries full insurance as required by Florida law, but shall not be held responsible for damages
caused by acts of God or any circumstance beyond our control. In the event payment is not made as stated in specifications, all costs incurred in collection are to be paid by '
signer or owner. All late payments are subject to interest at the maximum allowable rate bylaw. WARRANTY: Should any leak occur within the period ofour warranty, due to
defective materials or workmanship provided by us, we hereby agree to repair or replace same without charge, upon receipt of proper notice in writing. We do not guarantee
rooffor damage that occurs subsequent to compIcti on ofcontract work on your property. Work done, or attempted to be done, on this roofby others than the Contractor or their
authorized agents, relieves the warrantor from any further obligation. We are not responsible for the condition of any existing equipment or fixtures. Color of roof tile, mortar,
shingles or any other material may vary. Warranty shall only be honored when contract and any related charges are paid in full. Warranty is not transferable unless stated above.
Authorized Signature X' Note: This proposal may be withdrawn
g by us If not accepted within days.
Acceptance of Proposal. The above prices and specifications
are satisfactory and accepted. You are authorized to do the X Signature .
work as specified. Payment will be made as outlined above.'
X Signature
Date of Acceptance
1..
`�
"�
^M
t`1
�
{ .
1
`o
Licensed & Insured Boni& FHAIHUD
CGC062338 FINANCING AVAILABLE
B&b.
HOME CONSTRUCTION SERVICES
CES
HOME REMODELING • KITCHENS BATHROOMS • CENTRAL A/C • WINDOWS • ROOFING • TILE - SCREEN ROOMS
(305) 461 -2011 - FAX (305) 461 -1363
ESTIMATE AND AGREEMENT
NAME 1' I f S . j) 61 r u r C. cad Al DATE 1 / -r
ADDRESS G S W 5 17 J t
HOMETELEPHONE# _r G G S �5 Sf WORKTELEPHONE#
JOB SPECIFICATIONS— NO ADDITIONAL WORK WILL BE CONSIDERED UNLESS WRITTEN HERE:
She Contrador shed pedwm and complelelfeworkIn a good end wotkmanft manner.
The Camrecterhas no dudes under Ws Contract until Ills accepted try Contractor•
Work rod wddat above but pedonned by Contreda for the OwnsrsW be fold for bytle Owner m a laborphu materials bests vicad by nteCockuacldr n^ o t?:&9-
The Contradormay, at any time, sed, assign of transfer Ib Nhts ardrar dudes under the Contract and any monies paid a m ba paid hareunydar.
gVwe1smoredunoneOwnerNey*W beldndyandsevwJyUbefaNetrdutleahuwnder
In regard to both the'kbor and mabdals haddW by the Contractor. Ta Contractor specifically eWWas arty Impaed warrmdes of merchantab9lty and of fitness for
any puma which may be set fond or bnptied fmm the work set font above. However If any labor performed by Contractor is defactim and such defects appear
within 90. days after the completion of the wok Contractor *&W fundsh, at Its ode cost and expense, labor to remedy such debcts.• Upon completion of the wove,
Contactor dug tranater, assign or dedvar to the Owner Of such wart"es we In wrdng) arty and ell warranties. tumlshed by the mmuracbuer or any material
contained In the work
N0710E OF CANCELLATION
Pursuant to Federal Tmde CommisslonTrade reguiatbn Rule(June 7,1974) youmayearxel this conbactWt o4anypenWtyaoNgatbnwft duee (3) Wslnessdays
from the above dale. tithe owner stops the contractor from beginnktg the work after the end of any cancegagon period wNch the owner has underfederal, We or local law.
andformTAdmsorordbances, IheovmervAt bagable topay thacontractorfaaJ costs end eVensesitaured byls arising out ctorin connedlonwdh the work, Inducting but
notlh ftedbtheexecutionoftldscontmcLpreparationsandpurchasesmadeforthewank, pluscontractoesbssofprofitsandreasonab leatbmeybes.
To cancel this aurtract, via cergiledorreglstered mall, d" asigned and dated copyof this cawAllatlonnoticaorarty otharveridennagce ,or sendatelegramto UB
nolater9wnrtddnlghlof ,
DATE .
Itlareby�cel0dstransacgon BuyetaSigneture
DATE
BUYER'S QfflnMCATION
Ihembycerdf ydwlreWvedtwvcopteso ltheebovanotcoon (data
CustoniersSlgnahue _ _. _ Cust:unetaSignlature
MyhdderolihbConaanertreditConbactlam bjeatoal deltrsanddetenaeswNchthe deblorcoddassertagainstMesenerofMods orsendees obtained ptrrsnanthereto
orwlth the proceeds hemoL Recovery hereunder by the debtorsU not ee=W a m=ts peld by the debtor hereunder.
In the eventIm Buyer( s) requestcontractortoobtainMartdnp ,ihevarlatro methods ofcarttpugrploan castvbythe twmenxutUtandal solaces makes IllrtWossible to
AuNehaIW disclosure statement at this time. Afugdladasu estatementwWbefkmishedlmmedleteiyuponobfal *gam Agreeme taLoan•tiomoneor anotherfinaide[
VWe authorize you endf aanyWnposedaigneetoveritymyl ouraeditstamgngas deemed necessary. ✓�/Q
TNaoontradendagothercontracbandegraementseuatodbytlte0wrurcontemparaneeusyherewithahanca .tftu fain le �ieement'artdaubjedJplheCredlt
DlvWon of B &B's approval
CASH PRICE i CAS PRICE AYME TPLAN:
Months I Approx. Monthly Payment
DOWN PAYMENT: S
ON COMPLETION: $
PRESS HARD: B &B
BUYER: BY
REPRESENTATIVE UCENSE NUMBER
'CO-BUYER: WHrMOFFICE. YEUAMFACCOUNTING — PINK- CUSTOMEP
ILI r_. v
C
%
f FC
N
r
.P
She Contrador shed pedwm and complelelfeworkIn a good end wotkmanft manner.
The Camrecterhas no dudes under Ws Contract until Ills accepted try Contractor•
Work rod wddat above but pedonned by Contreda for the OwnsrsW be fold for bytle Owner m a laborphu materials bests vicad by nteCockuacldr n^ o t?:&9-
The Contradormay, at any time, sed, assign of transfer Ib Nhts ardrar dudes under the Contract and any monies paid a m ba paid hareunydar.
gVwe1smoredunoneOwnerNey*W beldndyandsevwJyUbefaNetrdutleahuwnder
In regard to both the'kbor and mabdals haddW by the Contractor. Ta Contractor specifically eWWas arty Impaed warrmdes of merchantab9lty and of fitness for
any puma which may be set fond or bnptied fmm the work set font above. However If any labor performed by Contractor is defactim and such defects appear
within 90. days after the completion of the wok Contractor *&W fundsh, at Its ode cost and expense, labor to remedy such debcts.• Upon completion of the wove,
Contactor dug tranater, assign or dedvar to the Owner Of such wart"es we In wrdng) arty and ell warranties. tumlshed by the mmuracbuer or any material
contained In the work
N0710E OF CANCELLATION
Pursuant to Federal Tmde CommisslonTrade reguiatbn Rule(June 7,1974) youmayearxel this conbactWt o4anypenWtyaoNgatbnwft duee (3) Wslnessdays
from the above dale. tithe owner stops the contractor from beginnktg the work after the end of any cancegagon period wNch the owner has underfederal, We or local law.
andformTAdmsorordbances, IheovmervAt bagable topay thacontractorfaaJ costs end eVensesitaured byls arising out ctorin connedlonwdh the work, Inducting but
notlh ftedbtheexecutionoftldscontmcLpreparationsandpurchasesmadeforthewank, pluscontractoesbssofprofitsandreasonab leatbmeybes.
To cancel this aurtract, via cergiledorreglstered mall, d" asigned and dated copyof this cawAllatlonnoticaorarty otharveridennagce ,or sendatelegramto UB
nolater9wnrtddnlghlof ,
DATE .
Itlareby�cel0dstransacgon BuyetaSigneture
DATE
BUYER'S QfflnMCATION
Ihembycerdf ydwlreWvedtwvcopteso ltheebovanotcoon (data
CustoniersSlgnahue _ _. _ Cust:unetaSignlature
MyhdderolihbConaanertreditConbactlam bjeatoal deltrsanddetenaeswNchthe deblorcoddassertagainstMesenerofMods orsendees obtained ptrrsnanthereto
orwlth the proceeds hemoL Recovery hereunder by the debtorsU not ee=W a m=ts peld by the debtor hereunder.
In the eventIm Buyer( s) requestcontractortoobtainMartdnp ,ihevarlatro methods ofcarttpugrploan castvbythe twmenxutUtandal solaces makes IllrtWossible to
AuNehaIW disclosure statement at this time. Afugdladasu estatementwWbefkmishedlmmedleteiyuponobfal *gam Agreeme taLoan•tiomoneor anotherfinaide[
VWe authorize you endf aanyWnposedaigneetoveritymyl ouraeditstamgngas deemed necessary. ✓�/Q
TNaoontradendagothercontracbandegraementseuatodbytlte0wrurcontemparaneeusyherewithahanca .tftu fain le �ieement'artdaubjedJplheCredlt
DlvWon of B &B's approval
CASH PRICE i CAS PRICE AYME TPLAN:
Months I Approx. Monthly Payment
DOWN PAYMENT: S
ON COMPLETION: $
PRESS HARD: B &B
BUYER: BY
REPRESENTATIVE UCENSE NUMBER
'CO-BUYER: WHrMOFFICE. YEUAMFACCOUNTING — PINK- CUSTOMEP
*AWWOW
Ag"MCRA
2001
caking our Neighborhood a G,rat Place to Lire, bark and P)Gy"
INTER - OFFICE MEMORANDUM
To: FILE Date: October 11, 2002
From: James McCants . Subject: Single Family Rehab Appl.
Programs Coordinato Mrs. Mary Brown
Community Oulreac
Based on the visual inspection of the roof a recommendation was made that the roof should be replaced
rather than repaired. Based on my analysis the bid from Palmer roofer is the most responsive biding. The
proposed improvements are allowable activities under the program; Mrs. Mary Brown does meet the
income retrictions.
6130 Sunset Drive, South Miami, Florida 33143
(305) 668-72361(3q5) 663 -6345 (fax) .
.. .. aF; rnjWUnaw�i5onwX��nrg1'rromtnrtkvxw,erMy^ .
CITY OF SOUTH MIAMI
INTER- OFFICE MEMORANDUM
To: Honorable Chair Date: October 14, 2002
and SMCRA Board
From: Charles D. Scurr Subject: Agenda Item #--7— Executive Director �' CRA Board Meeting 10/14/02
Grant Agreement Subordination
for George Johnson
REQUEST .
A RESOLUTION OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT
( SMCRA) AGENCY APPROVING GEORGE JOHNSON'S REQUEST TO
SUBORDINATE THE HOMEOWNER ASSISTANCE PROGRAM AGREEMENT
NUMBER .HAP 01 -01 TO AMERIQUEST MORTGAGE COMPANY; AUTHORIZING
THE EXECUTIVE DIRECTOR TO EXECUTE APPLICABLE DOCUMENTS; AND
PROVIDING AN EFFECTIVE DATE:
BACKGROUND AND ANALYSIS "
George Johnson entered into a Homeowner Assistance Program Agreement number HAP 01 -01.
Mr. Johnson is now looking to refinance his two existing mortgages with Chase Manhattan
Mortgage Corp. and South Dade Title Company, Inc.
In order to refinance his mortgages, the SMCRA must subordinate Agreement number HAP 01-
01 entered into on August 3, 2001. Subordination of this agreement without approval from the.
SMCRA Board represents a violation of his agreement with the SMCRA.' Consequently, Mr.
Johnson seeks approval from the SMCRA Board to subordinate his agreement with the SMCRA.
RECOMMENDATION
Your approval is recommended.
f
ad
1 RESOLUTION NO.
2
3 A RESOLUTION ' OF THE SOUTH MIAMI COMMUNITY REDEVELOPMENT
4 ( SMCRA) AGENCY APPROVING GEORGE JOHNSON'S REQUEST TO
5 SUBORDINATE THE HOMEOWNER ASSISTANCE PROGRAM AGREEMENT
6 NUMBER HAP 01 -01 TO AMERIQUEST MORTGAGE COMPANY; AUTHORIZING
7 THE EXECUTIVE DIRECTOR TO EXECUTE APPLICABLE DOCUMENTS; AND
8 PROVIDING AN EFFECTIVE DATE.
9
10 WHEREAS, George Johnson entered into the Homeowner Assistance Program
11 Agreement number HAP 01 -01 with the South Miami Community Redevelopment Agency; and
12
13 WHEREAS, Mr. Johnson ha's two prior mortgages, the first with Chase Manhattan
14 Mortgage, Corporation, and the second with South Dade Title Company, Incorporated; and
15
16 WHEREAS, Mr. Johnson is seeking to refinance and consolidate his two mortgages
17 through a mortgage with Ameriquest Mortgage Company; and
18
19 WHEREAS, Mr. Johnson may not enter into this agreement without prior approval from
20 the SMCRA Board, as this would be a violation of his existing agreement; and
21
22 WHEREAS, should the SMCRA Board approve his request to refinance with Ameriquest
23 Mortgage Company, Mr. Johnson seeks subordination of Agreement number HAP 01 -01 to
24 Ameriquest Mortgage Company.
25
26 NOW, THEREFORE, BE IT RESOLVED BY SOUTH MIAMI COMMUNITY
27 REDEVELOPMENT AGENCY:
28
29 Section 1. , The SMCRA hereby grants approval to Mr. Johnson's request to subordinate
30 the Homeowner Assistance Program Agreement number HAP 0 1 -0 1 to Ameriquest Mortgage
31 Company.
32
33 Section I The Executive Director is authorized to execute all applicable documents.
34
35 Section 3. That the resolution shall take effect immediately upon approval
36
37 PASSED AND ADOPTED this day of , 2002.
38
39
40 ATTEST: APPROVED:
41
42
43 SECRETARY CHAIRPERSON
44
45
46 Board Vote:
47 READ AND APPROVED AS TO FORM: Chairperson Robaina:
48 Vice Chairperson Russell:
49 Board Member Bethel:.
50 Board Member Birts- Cooper:
51 Board Member Kelly:
52 Board MemberFeliu:
53 Board Member. Wiscombe:
f
r
RESOLUTION NO.
A RESOLUTION OF THE' SOUTH MIAMI COMMUNITY REDEVELOPMENT
( SMCRA) AGENCY APPROVING GEORGE JOHNSON'S REQUEST TO
SUBORDINATE' THE HOMEOWNER ASSISTANCE PROGRAM ' AGREEMENT '
NUMBER HAP 01 -01 ' TO AMERIQUEST MORTGAGE COMPANY; AUTHORIZING
THE EXECUTIVE DIRECTOR TO EXECUTE APPLICABLE DOCUMENTS; AND
PROVIDING AN EFFECTIVE DATE.
WHEREAS, George Johnson entered into the Homeowner Assistance Program
Agreement number HAP 01 -01 with the South Miami Community Redevelopment Agency; and
WHEREAS, Mr. Johnson has two prior mortgages, the first with Chase Manhattan
Mortgage, Corporation, and the second with South Dade Title Company, Incorporated; and
WHEREAS, Mr. Johnson is seeking, to refinance and consolidate his two mortgages
through a mortgage with Ameriquest Mortgage Company; and
WHEREAS, ,Mr. Johnson may not enter into this agreement without prior approval from
the SMCRA Board, as this would be a violation of his existing agreement; and
WHEREAS, should the SMCRA Board approve his request to refinance with Ameriquest
Mortgage Company, Mr. Johnson seeks subordination of Agreement number HAP 01 -01 to
Ameriquest Mortgage Company.
NOW, THEREFORE, BE IT RESOLVED BY SOUTH MIAMI COMMUNITY
REDEVELOPMENT AGENCY:
Section 1. The SMCRA hereby grants approval to Mr. Johnson's request to subordinate .
the Homeowner Assistance Program Agreement numberHAP 01 -01 to Ameriquest Mortgage
Company.
Section 2. The Executive Director is authorized to execute all applicable documents.
Section 3. That the resolution shall take effect immediately upon approval.
PASSED AND ADOPTED this day of , 2002.
ATTEST: APPROVED:
SECRETARY CHAIRPERSON
Board Vote:
READ AND APPROVED AS TO FORM: Chairperson Robaina:
Vice Chairperson, Russell:
Board Member Bethel:
Board Member Birts- Cooper:
Board Member, Kelly:
Board Member Feliu: ,
Board Member Wiscombe:
Oct-14 -02 01:11pm From -NAGIN GALLOP FIGUEREDO 305- 854 -5351 7 -510 P- 002/003 F -208
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rcdEx Ship Manager Labe]7906-
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From: M,Pe►?sChllordtolfil !gw I3O5JEwt8 2744
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_. _.... ..._,...__...
AMENQUESTNOMWE COMPANY
?=.VDflTFIOTIrmSTRE67
8 E511 +
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„ . Oct -14 -02 01:1Ipm From -NAGIN GALLOP FIGUERE00
+•r-arcu�c ua:4upm rtos'3t011 i 6rrtz, Attcrnoyl vt Lowy
368@ !�lDR11 Fsdgra! Wphveay, sww 300
R Lm9dedde, FL33=
305 - 854.5351 T -510 P.0031003 F -203
1164 T�t6 9551 T-83I P.DD4 /DDS F-8Yi
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• • r r � t. _�l.�sil
KNOW ALL AM BY THESE PMENTSz
SOUTHMiAM)>:COMM[TRTIYjMbEV1i oMWA=K Cy ,theMmerAadbolderofthatcectatn
mortgegs cmutdd by GEORGE L. JOHNSON in favor of SOUTH MIAW COlIIl1dtyMW
REDE'VEf.OPMENT AGENCY, dated Jr* % 2001 tlnd recorded on August ZI, 2001 in Official
11mrds Book 1985t� Pap 1092 oi'tbe ftbReRecards oflgarai -Dade CounWI loMa, aucIImbertng
the following described property, to wit
Lot57, Block 9, dFliANIUN SVBDIVMION OF SECTION 25, Toww&ip S4 Sow RAngc 4o
East; according m theplat thaw4 as recorded fu - FWBook5 Ps9934, of the PtcbUc Rcorda ofNbmi-
Dade County, Ftarids.
AlWa 6461 S.W. 590 Court, Mien i$ Morida 33143
FOR and in consid+eradan of the Stun of TEN (1(100) DOLLARS AND 01UM G00D A W
VALUABLE CONSWE"TION is hand paid, the receipt of Which is hereby aatfgowkdgcd, does
hereby declare that the Tien of the above described mortgage that[ hcoceforth and forever be subjecr,
sabordhw& and taferior at all ticaes to the Hen of UM certain murtgago in favor of AD0 MQUEST
MORTGAGE, dated . 20M , and recorded simulancoru* hetewith in Of MEW
Retards Book ---------- 3 at Pop of the Public Records of Bramd county, Florida,
encambmIngthe above ducrlbod properly, in the ortghcai arrant orss%go.00
The twdorsignedherobyspecliicallragm at6atttzesbMd =zibedmorippbddlx9'pNlMQUEST
MORTGAGE in the Priadpal smonnt of 557,400.00 is and Shall be prior In ilea and superior is rigbt
acrd digaity at an firm to the Mortgage ex ecatod by GEORGE L d0$NSON, dated Z* 2, 2001 Sad
recorded an Aogast 213 2001 in OMcW Rmnb Book 19056, Page 1092 of dia Public Records of
1KWuWDade County, Iblids, Florida:
INV47NESSWM WF,thezmderslgaedhascm adthesepreuMobasipedon” da or
-2002.
(lost Witness)
p4ntNE=
(Sammd Witness)
Prwxame:
STATE OF FLORIDA
cl10 Y" Or;,_;,"_
90t TH MIAm C01 RmjNM
REDEVELOPMENT AGENCY
- .
(priacztaose)
— . . - - -- . >
The Jrmgobag Wstramtnt trey admowledged before me this d>�y► of -- 20M by
of SOUTH MIAML CU14BlIBN1T� ^— �DEV'IiLOPl1= AGENCY, who
h Venoxgly know to nw or who bas produced 3 as identiticati an and
Who dtd (did Sort take an oatL
NOTARYPUBLIC
MY C=avbdon 33xp� saes:
HOMEOWNER ASSISTANCE PROGRAM
AGREEMENT NUMBER: HAP 01 -01
BORROWER (S) George L. Johnson
PROPERTY ADDRESS: 6461 SW 59th CT., S. Miami, FL 33143
"AS IS STATEMENT"
I /WE hereby declare that, I /WE, ha:
referenced residential property and that
property in its "AS IS" condition without
as MY /OUR home, and hereby hold the
Redevelopment Agency harmless with regard
property.
Borrower
ve inspected the above -
I/WE hereby accept the
any reservation for use
South Miami Community
to the condition of the
a3 a
Date
Date
HOMEOWNER ASSISTANCE PROGRAM
AGREEMENT NUMBER: HAP 01 -01
BORROWER(S): George L. Johnson
PROPERTY ADDRESS: 6461 SW 59th CT., S. Miami, FL 33143
NAME AFFIDAVIT
THIS IS TO CERTIFY THAT George L. Johnson
IS ALSO KNOWN AS George Johnson
STATE OF FLORIDA ) SS
COUNTY OF MIAMI -DADE)
I HEREBY CERTIFY that on this day before me, an officer duly
qualified to take acknowledgments, personally appeared
to me known to, be the ,persons described in and who executed the
foregoing instrument and acknowledged before me that he /she /they..
executed the same, and who presented as identification the
following: r-D L * _T - 3;.z s��<3 _ a and he /she /they 'did
take an oath.
WITNESS my hand and official seal in the County and State
last aforesaid this day of 4Lt ,, rcf- 20_ [.
�� RonetFa Taylor
• • My commiwon DD002134
VwI E May 18, 2005
G i
o ary Pub�c
Printed:
HOMEOWNER ASSISTANCE PROGRAM
AGREEMENT NUMBER: HAP 01 -01
BORROWER(S): George L. Johnson
PROPERTY ADDRESS: 6461 SW 59th CT., S. Miami, FL 33143
ANTI - COERCION STATEMENT
The insurance laws provide that a Lender may not require a
Borrower to take insurance through any particular insurance agency
or company to protect the mortgaged property.
The Borrower(s), subject to the rules adopted by the Insurance
Commissioner, has the right to have insurance placed with an
insurance agent or company of his choice, provided the company
meets the requirements'of the Lender.. The Lender has the right to
designate reasonable financial requirements as to the company and
the adequacy of the coverage.
I have read the following statement, or the rules of the insurance
commissioner related thereto, and understand my rights and
privileges and those of the Lender relative to the placing of such
insurance. I have selected
to write the hazard or other required insurance covering the
property.
Borrow Date
Borrower
Date
1985.6PG 1092
3:3 IR4445'.5 X64 21701 AUG 21 11:31
PURCHASE MONEY MORTGAGE
This Mortgage made on the 2!L day of July—, 2001, between George L. Johnson, a single man, hereinafter called the
Mortgagor, residing at 6461 SW 59d' Court, South Miami, FL 33143, and the City . of South Miami Community
Redevelopment Agency (Mortgagee).
WITNESSETH: 0005TPHTG 9.75 r IHTHG 5.00
HARVEY R:! IHq CLERK DADE COUNTYs FL
WHEREAS, the Mortgagor desires to secure the payment of an indebtedness in the principal amount of Two
Thousand Five Hundred ($2,500) Dollars with interest payable in accordance with a Promissory Note bearing even
date with this Mortgage which is attached as "Schedule A" and made a part of this Mortgage, and all other
indebtedness which the Mortgagor is obligated to pay to the Mortgagee pursuant to the provisions of the Note of this
Mortgage, Mortgagor hereby grants, conveys and mortgages to the Mortgagee the parcel of land situated in Miami -
Dade County, Florida and described as follows:
Lot 57, Block 9. and the westernmost 11.25 feet of the Alley lying east and
adjacent thereto closed neer South Miami Ordinance Number 7 -79 -1029, of the
FRANKLIN SUBDIVISION, according to o the plat thereof as recorded in Plat
Book 5, Page 34, of the Public Records of Miami -Dade County, Florida.
TOGETHER with all appurtenances and all the estate and rights of the Mortgagor in and to such property or in any
way appertaining, all buildings and other structures attached to, or used in or in the operation of, any such land,
buildings or structures which are necessary to the complete use and occupancy of such buildings or structures for the
purposes for which they were or are to be erected or installed, including but not limited to all heating, plumbing,
bathroom, lighting, cooking, laundry, ventilating, refrigerating, incinerating and air- conditioning equipment and
fixtures, and all replacements and additions, whether or not the same are or shall be attached to such land, buildings
or structures in any manner.
TOGETHER with any and all awards made for the taking of the mortgaged property, or any part thereof (including
any easement) by the exercise of the power of eminent domain, including any award for change of grade of any
street or other roadway, which awards are assigned to the Mortgagee and are deemed a part of the mortgaged
property, and the Mortgagee is authorized to collect and receive the proceeds of such awards, to give the proper
receipts and acquittance, and to apply the same toward the payment of the indebtedness secured by this Mortgage,
notwithstanding the fact that the amount owing may not then be due and payable; and the Mortgagor agrees, upon
request by the Mortgagee, to make, execute and deliver any and all assignments and other instruments sufficient for
the purpose of assigning each such award to the Mortgagee, free, clear and discharged of any encumbrances or any
kind and nature; and
TOGETHER with all right, title and interest of the Mortgagor in and to the land lying in the streets and roads in
front of and adjoining the above described land (all the above described land, buildings, other structures, fixtures,
articles of personal property, awards and other rights and interests being collectively call the "Mortgaged Property").
TO HAVE AND TO HOLD the Mortgaged Property and every part unto the Mortgagee, its successors and assigns
forever for the purpose and uses set forth.
The Mortgagor further covenants and agrees with the Mortgagee, as follows:
1. The Mortgagor will promptly pay the principal of and interest on the indebtedness evidenced by the Note, and all
other charges and indebtedness provided in the Note and in this Mortgage, at the times and in the manner
provided in the Note and in this Mortgage.
2. The Mortgagor will pay when due all ground rents, if any, and all taxes, assessments, waiver rates and other
governmental charges, fines, and impositions of every kind and nature imposed on the mortgaged property or any
part, and will pay when due every amount of indebtedness secured by any lien to which the lien of this Mortgage
is expressly subject.
3. This Mortgage and the Note were executed and delivered to secure moneys advanced in full to the Mortgagor by
the Mortgagee as, or on account of, a loan evidenced by the Note, for the purpose(s) described or referred to in
the City of . South Miami Community Redevelopment Agency Homeowner Assistance Program dated
July 2, 2001, or on the mortgaged Property, and for such other purpose, if any.
4. No building or other structure or improvement, fixture, or personal property managed shall be removed or
demolished without the prior written consent of the Mortgagee. The Mortgagor, will not make, permit or suffer
any alteration of or addition to any building or other structure or improvement to be erected or installed upon the
mortgaged property or any part, nor will the Mortgagor use, or permit or suffer the use of any of the mortgaged
property for any purpose other than the purpose or purposes for which the same is now intended to be used,
without the prior written consent, of the Mortgagee.. The Mortgagor will maintain the mortgaged property in
good condition and state of repair and will not suffer or permit any waste to any part and will promptly and with
all the requirements of . federal, state and local governments, or of any departments, divisions or bureaus,
pertaining to such property.'
5. The Mortgagor will not voluntarily create, or permit or suffer to be created or to exist, on or against the
mortgaged property, or any part, any lien superior to the lien of this Mortgage, exclusive -of the lien or liens, if
t ��
198S6PG 10.93
any, to' which this Mortgage is expressly subject; as set forth in the granting clause above, and will keep and
maintain the same. from the claims of all parties supplying labor or materials which will enter into the
construction or installation of improvements. This Mortgage shall have priority over all other encumbrances
except a purchase money first mortgage.
6. a) The Mortgagor will keep all buildings, other structures and improvements, including equipment, now
existing or which may be erected or installed on the land mortgaged, insured against loss by fire and other
hazards, casualties and contingencies, in such amounts and manner, and for such periods, all as may be
required from time to time by the Mortgagee. Unless otherwise required by the Mortgagee, all insurance
shall be effected by Standard Fire and Extended Coverage Insurance policies, in amounts not less than
necessary to comply with the coinsurance clause percentage of the value applicable to the location and
character of the property to be covered. All such insurance shall be carried in companies approved by the
Mortgagee and applicable to the location and character of the property to be covered. All such insurance
shall be carried in companies approved by the Mortgagee and all policies shall be in such form and shall
have attached loss payable clauses in favor of the Mortgagee and any other parties. as shall be satisfactory
to the Mortgagee. All policies and attachments shall be delivered promptly to the Mortgagee unless they
are required to be delivered to the holder of a lien of a mortgage or similar instrument to which this
Mortgage is expressly subject, in which latter event, certificates, satisfactory to the, Mortgagee, shall be
delivered promptly to the Mortgagee. The Mortgagor.will pay promptly when due, as provided, any and all
premiums on such insurance, and in every case in which payment is not made from the deposits required by
this Mortgage, promptly submit to the Mortgagee for examination receipts or other evidence of such
payment as shall be satisfactory to the Mortgagee. The Mortgagee may obtain and pay the premium on
(but shall be under no obligation to do so) every kind of insurance required if the amount of such premium
has not been deposited as required by this Mortgage, in which event the Mortgagor will pay the Mortgagee
every premium so paid by the Mortgagee.
b) In the event of loss or damage to the mortgage property, the Mortgagor will give to the Mortgagee
immediate notice by mail, and the Mortgagee may make and file proof of loss if not made otherwise
promptly by or on behalf of the Mortgagor. Each insurance company issuing any such policy is hereby
authorized and directed to make payment for such loss to the Mortgagor and the Mortgagee jointly, unless
the amount of loss is payable first to the lienholder under a mortgage or similar instrument to which this
Mortgage is expressly subject, and the insurance proceeds, or any part, if received by the. Mortgagee, may
be applied by the Mortgagee, at its option, either. in reduction of the indebtedness secured, or to the
restoration or repair of the mortgaged property in extinguishment of such indebtedness, all right, title and
interest of the Mortgagor in and to every such insurance policy then in enforce, subject to the rights and
interest of the holder of any such prior lien, shall pass to the grantee acquiring title to the mortgaged
property together with such policy and appropriate assignment of such right, title, and interest which shall
be made by the Mortgagor.
7. The Improvements and all plans and specifications shall comply with any and all applicable municipal, county,
state and federal ordinances, regulations and rules made or promulgated by lawful authority, and upon their
completion, shall comply with the rules of the Board of Fire Underwriters having jurisdiction.
8. Upon any failure by the Mortgagor to comply with or perform any of the terms, covenants or conditions of the
Mortgage requiring the payment of any amount of money by the Mortgagor, other than the principal amount of
the loan evidenced by the Note, interest and other charges, as provided in the Note, the Mortgagee may at its
option make such payment. Every payment so made by the Mortgagee (including reasonable attorney's fees
incurred), with interest thereon from date of such payment, at the rate of four percent (4 %) per annum, except
any payment for which a different rate of interest is specified herein, shall be payable by the Mortgagor to the
Mortgagee on demand and shall be secured by this Mortgage. This Mortgage with respect to any such amount
and the interest thereon shall constitute a lien on the mortgaged property prior to any other lien attaching or
accruing subsequent to the lien of this Mortgage.
9. The Mortgagee, by any of its agents or representatives, shall have the right to inspect the mortgaged property
from time to time at any reasonable hour of the day. Should the mortgaged property at any time require
inspection, repair, care or attention of any kind or nature not provided by the Mortgagor as determined by the
Mortgagee in its sole discretion, the Mortgagee may, after notice to the Mortgagor, enter or cause entry to be
made upon the mortgaged property and inspect, repair, protect, care for or maintain such property, as the
Mortgagee may in its sole discretion deem necessary, and may pay all amounts of money, as the Mortgagee may
in its sole discretion deem necessary.
10. The principal amount owing on the Note together with interest and all other charges, as provided in the Note,
and all other amounts of money owing by the Mortgagor to the Mortgagee pursuant to and secured by this
Mortgage, shall immediately become due and payable without notice or demand upon the transfer or alienation
of the Mortgaged Property to another person other than the Mortgagor, except is such transfer is to the surviving
spouse, appointment of a receiver or liquidator, whether voluntary or involuntarily, for the Mortgagor or any of
the property of the Mortgagor, or upon the filing of a petition by'or against the Mortgagor under the provisions
of any State insolvency law, or under the provisions of the Bankruptcy Act of 1898, as amended, or upon the
making by the Mortgagor of an assignment for the benefit of the Mortgagor's creditors. The Mortgagee is
authorized to declare, at its option, all or any part of such indebtedness immediately due and payable upon the
happening of any of the following events which shall constitute a default on that Note and any other Note which
this mortgage secures:
urr. tcct; vA.
19856PG 1094
a) Failure to pay the amount of any installment of principal and interest, or other charges payable on the Note
which shall have become due;
b) Nonperformance by the Mortgagor of any covenant, agreement, term or condition of The City of South
Miami Community Redevelopment Agency Homeowner Assistance Program, this Mortgage, or the Note
(except as otherwise provided in subdivision (a) or of any other agreement made by the Mortgagor with the
Mortgagee in connection with such indebtedness, after the Mortgagor has been given due notice by the
Mortgagee of such nonperformance;
c) Failure of the Mortgagor to perform any covenant, agreement, term or condition in any instrument creating
a lien upon the mortgaged property, or any part, which shall have priority over the lien of this Mortgage;
d) The Mortgagee's, discovery of the Mortgagor's failure in any application of the Mortgagor to disclose any
fact deemed by the Mortgagee to be material, or of the making, or in any of the agreements entered into by
the Mortgagor with the Mortgagee (including, but not limited to, the Note and this Mortgage) of any
misrepresentation by, on behalf of, or for the benefit of the Mortgagor;,
e) The sale, lease or other transfer of any kind or nature of the mortgaged property, or any part, without the
prior written consent of the Mortgagee, including the subordination of this mortgage or owner/s, refinancing
of the mortgage property.
The Mortgagee's failure to exercise any of its rights shall not constitute a waiver. All the events in this
Paragraph enumerated upon the happening of any of which the Note shall become, or may be declared to be,
immediately due and payable are in this Mortgage called "events of default ".
I I. The Mortgagee may from time to time cure each default under any covenant or agreement in any instrument
creating a lien upon the mortgaged property, or any part which shall have priority over the lien of this Mortgage,
to such extent as the Mortgagee may exclusively determine, and each amount paid, if any, by the Mortgagee to
cure any such default shall be paid by the Mortgagor to the Mortgagee, and the Mortgagee shall also become
subrogated to whatever rights the holder of the prior lien might have under such instrument.
12. a) After the happening of any default, the Mortgagor shall, upon demand. of the Mortgagee, -surrender
possession of the mortgaged property to the Mortgagee, and the Mortgagee may enter such property, and
let the same and collect all the rents therefrom which are due or to become due, and apply the same, after
payment of all charges and expenses, on account of the indebtedness secured, and all such rents and all
losses existing at the time of such default are assigned to the Mortgagee as further security for the payment
of the indebtedness secured, and the Mortgagee may also dispossess, by the usual summary proceedings,
any tenant defaulting in the payment of any rent to the Mortgagee.
b) In the event that the Mortgagor occupies the mortgaged property or any part, the Mortgagor agrees to
surrender possession after such default, such possession shall be as a tenant of the Mortgagee, and the
Mortgagor shall pay, in advance, upon demand by the Mortgagee, as a reasonably monthly rental for the
premises occupied by the Mortgagor, an amount at least equivalent to one- twelfth the aggregate of the
twelve monthly installments payable under the Note in the current calendar year, plus the actual amount of
the annual ground rent, if any, taxes, assessments, water rates, other governmental charges, and insurance
premiums payable in connection with the mortgaged property during such year, and upon the failure of the
Mortgagor to pay such monthly rental, the Mortgagor may also be dispossessed by the usual summary
proceedings applicable to tenants. This covenant shall become effective immediately upon the happening
of any such default, as determined in the sole discretion of the Mortgagee, who shall give notice of such
determination to the Mortgagor, and in the case of foreclosure and the appointment of a receiver of the
rents, the covenant shall inure to the benefit of such receiver.
13. The Mortgagee in any action to foreclose this Mortgage shall be entitled to the appointment of a receiver without
notice, as a matter of right and without regard to the value of the mortgaged property, or the solvency or
insolvency of the Mortgagor or other party liable for the payment of the Note and other indebtedness secured by
this Mortgage.
14.The Mortgagor, within ten (10) days upon request in person or within twenty (20) days upon request by mail,
will furnish promptly a written statement in form satisfactory to the Mortgagee, signed by the Mortgagor and
duly acknowledged, of the amount then owing on the Note and other indebtedness secured by this Mortgage, and
whether any offsets or defenses exist against such indebtedness or any part.
15.The Mortgagor shall give immediate notice by registered or certified mail to the Mortgagee of any fire, damage
or other casualty affecting the mortgaged property, or of any conveyance, transfer or change in ownership of
such property, or any part.
16.Notice and demand or request may be made in writing and may be served in person or by mail.
17. In case of a foreclosure sale of the mortgaged property, it may be sold in one parcel.
18.The Mortgagor will not assign the rents, if any, in whole or in part, from the mortgaged property, or any part,
without the prior written consent of the Mortgagee.
19856PG 1095
19. The Mortgagor is lawfully seized of the mortgaged property and has good right, full power and lawful authority
to sell and convey the same in the manner above provided, and will warrant and defend the same to the
Mortgagee forever against the lawful claims and demands of any and all parties whatsoever.
20. The Mortgagor waives the benefit of all homestead exemptions as to the debt secured by'this Mortgage and as to
any expenditure for insurance, taxes, levies, assessments, dues or charges incurred by. the Mortgagee pursuant to
any provision of this Mortgage.
21. This is a first/second/third mortgage upon the above described real property.
22.This Mortgage and all the 'covenants, agreements, terms and conditions herein contained shall be binding upon
and inure to the benefit of the Mortgagor and the heirs, legal representatives and assigns of the Mortgagor, and to the
extend permitted by law, every subsequent owner of the mortgaged property, and shall be binding upon and inure to
the benefit to the Mortgagee and its assigns: If the Mortgagor consists of two or more parties, this Mortgage shall
constitute a grant and mortgage by all of them jointly and severally, and they shall be obligated jointly and severally
under all these provisions and under the Note. The word "Mortgagee" shall include any person, corporation or other
party who may from time to time be the holder of this Mortgage. Wherever used, the singular number shall include
the plural, the plural number shall include the singular, and the use of any gender shall be applicable to all genders
wherever the sense requires.
IN WITNESS WHEREOF, this Mortgage has been duly signed and sealed by the Mortgagor on or as of the day and
year first above written.
Signed, sealed and delivered in the presence of:
cl)M_Ciod_�A,
Witness (P 'ntNa e) GYegory J. Oravec [Name]
Owner
Witness (Print Name)Lorraine Council
STATE OF FLORIDA
COUNTY OF MIAMI -DADE
Owner G� r
Address:
The foregoing Mortgage was acknowledged before me this _,? day of it G.d'f 2001, by
49 fore► z )-la rna.Y' Jo �� n S cs4 , who is /are personally known to me, o ho ha�produ_ cep
the following:
�Q L -4:,1 S aS - 3! )- 3 r 0 13 - y as identification and who did not take an oath.
�Ct
Typed/PrintedName: /s2,
Title: Notary Public, State of Florida
This instrument prepared by:
John C. Dellagloria
General Counsel
City of South Miami Community Redevelopment Agency
6130 Sunset Drive
South Miami, FL 33143
e N Ronetta Taylor
• • My Commission DD002130
%940V EWres May 18, 2005
19856PG 1096 sCHEDLJLE "A"
CITY OF SOUTH MIAMI
COMMUNITY REDEVELOPMENT AGENCY
°HOMEOWNER ASSISTANCE PROGRAM
PROMISSORY NOTE
Schedule A Agreement No: HAP 01 -01
Amount $2,500 Date: July 2, 2001
FOR VALUE RECEIVED, the undersigned jointly and severally
promises) to pay to the City of South Miami Community
Redevelopment Agency (hereinafter referred to as the "Agency "), in
the manner hereinafter specified; the principal sum of
Two Thousand Five Hundred .($2,500) Dollars, payable without
interest except as hereinbelow or otherwise provided.
This Promissory Note is made to evidence the loan made to the
undersigned by the Agency pursuant to the City of South Miami
Community Redevelopment Agency Homeowner Assistance Program. So
long as the undersigned has not provided false information in
support of the application for the loan, or has not otherwise
violated the City of. South Miami Community Redevelopment Agency
Homeowner Assistance Program, the aforementioned principal sum
shall be partially forgiven in the amount of Eight Hundred
Thirty -Three ($833) Dollars each year over a three 3 year
period, until fully forgiven at the conclusion of three (3) years._.
This Note is secured by a mortgage, of even date herewith,
on the real property owned and occupied by'the undersigned located
at 6461 SW 59th Court, South Miami, FL 33143 (the "Property ").
If the undersigned fails to occupy the Property as a..single
family dwelling, has provided false information in support of the
application for loan or has otherwise violated the City of South
Miami Community Redevelopment Agency Homeowner Assistance Program,
or if the Property securing this Note is sold or in any way
alienated or transferred, except if such transfer -is to a
surviving spouse, such an event shall constitute a default, and
the aforementioned principal sum shall, at the option of the
holder hereof, become at once due and collectable without notice,
time being of the essence, and shall bear interest from such time
until paid at the rate of four percent (4%-) simple interest per
year on the unpaid principal amount then owing. Determination that
the Property is occupied by the undersigned as a single family
dwelling, the alienation, transfer or sale of the Property, or the
undersigned's 'violation, of the City of South Miami Community
Redevelopment Agency Homeowner Assistance Program, sufficient to
call for payment of this Note shall rest with the Agency and /or
its designated agents and the maker shall be notified of the time
and place of payment. Subordination of this Note or the Owner's
refinancing of the subject Property shall also constitute a
default.
The undersigned reserve(s) the right to repay at any time all
or any part of the principal amount of this Note without the
payment of penalties or premiums.
If the principal amount of this Note is not paid when due,
the undersigned's action shall constitute a default and the
undersigned shall, at the option of the Agency, pay to the Agency
the late charge of one percent per calendar month, or fraction
thereof, on the amount past due and remaining unpaid. Failure of
the Agency to exercise such option shall not constitute a waiver
of such default. If the undersigned shall default on payment under
this Note, or provide false information in support of the
application for loan, or otherwise violate the City of South Miami
Community Redevelopment Agency Homeowner Assistance Program, the
undersigned may be subject to penalties authorized by state and
local laws, codes, rules and regulations. If this Note be reduced
to judgment, such judgment shall bear the statutory interest rate
on judgments.
1 ► 1.V YII.
19856PG1097
If suit is instituted by the Agency to recover on this Note,
the undersigned agree (s) to pay all costs of such. collection
including reasonable attorney's fees, at trial and appellate
levels, and court costs.
DEMAND, protest and notice of demand and protect are hereby
waived, and the undersigned hereby waives, to the extent
authorized by law, all. Homestead and exemption rights which
otherwise would apply to the debt evidenced by this Note.
Whenever used herein the terms "holder ", "maker" and "payee"
shall be construed in the singular or plural as the context may
require or admit.
IN WITNESS WHEREOF, this Note: has been duly executed by the
undersigned as of its,date.
RFCOROEDW OFFICIAL WOWS GOOK
OFDADECOLNTY, FLORIp4
RECORD VERIFIED
HARVEY RUVIN
CLERK CIRCUIT COURT
CITY OF SOUTH MIAMI
COMMUNITY REDEVELOPMENT AGENCY
HOMEOWNER ASSISTANCE PROGRAM
PROMISSORY NOTE
Schedule A Agreement No: HAP 01 -01
Amount $2,500 Date: July 2, 2001
FOR VALUE RECEIVED, the undersigned jointly and severally
promises) to pay to the City of South Miami Community
Redevelopment Agency (hereinafter referred to as the "Agency "), in
the manner hereinafter specified, the principal sum of
Two Thousand Five Hundred ($2,500) Dollars, payable without
interest except as hereinbelow or otherwise provided.'
This Promissory Note is made to evidence the loan made to the
undersigned by- the Agency pursuant to the City of South Miami
Community Redevelopment Agency Homeowner Assistance Program. So
long as the undersigned has not. provided false information in
support of the, application for the loan, or has not otherwise
violated the City of South Miami Community Redevelopment Agency
Homeowner Assistance Program, the aforementioned principal sum
shall be partially forgiven in the amount of Eight Hundred
Thirty -Three ($833) Dollars each year over a three (3) year
period, until fully forgiven at the conclusion of three (3) years.
This Note is secured by a mortgage, of even date herewith,
on the real property owned and occupied by the undersigned located
at 6461 SW 59th Court, South Miami, FL 33143 (the "Property ").
If the undersigned fails to occupy the Property as a single
family dwelling, has provided false information in support of the
application for loan or. has otherwise violated the City of South
Miami Community Redevelopment Agency Homeowner Assistance Program,
or if the Property securing this Note is sold or in any way
alienated or transferred, except if such transfer is to a
surviving spouse, such an event shall constitute a default, and
the aforementioned principal sum shall, at the option of the
holder hereof, become at once due and collectable without notice,
time being of the essence, and shall bear interest from such time
until paid at the rate of four percent (4 %) simple interest per
year on the unpaid principal amount then owing. Determination that
the Property is occupied by the undersigned as a single family
dwelling, the alienation, transfer or sale of the Property, or the
undersigned's violation of the City of South Miami Community
Redevelopment Agency Homeowner Assistance Program sufficient to
call for payment of this Note shall rest with the-Agency and /or
its designated agents and the maker shall be notified of the time
and place of payment. Subordination of this Note or the Owner's
refinancing of the subject Property shall also constitute a
default.
The undersigned reserve(s) the right to repay at any time all
or any part of the principal amount of this Note without the
payment of..penalties or premiums.
If the principal amount of this Note is not paid when due,
the undersigned's action shall constitute a default and the
undersigned shall, at the option of the Agency, pay to the Agency
the late charge of one percent per calendar, month, or fraction
thereof, on the amount past due and remaining unpaid. Failure of
the Agency to exercise such option shall not constitute a waiver
of such default. If the undersigned shall default on payment under
this Note, or provide false information in support of the
application for loan, or otherwise violate the City of South Miami
Community Redevelopment Agency Homeowner ,Assistance 'Program, the
undersigned may be subject to penalties authorized by state and
local laws, codes, rules and regulations. If this Note be reduced
to judgment,, such judgment shall bear the statutory, interest rate
on judgments.
If suit is instituted by the Agency to recover on this Note,
the undersigned agrees) to pay all costs of such collection
including reasonable attorney's fees, at trial and appellate
levels, and court costs.
DEMAND, protest and notice of demand and protect are hereby
waived, and the undersigned hereby waives, to the, extent
authorized by law, all Homestead and exemption rights which
otherwise would apply to the debt evidenced by this Note.
Whenever used herein the terms "holder", "maker" and "payee"
shall be construed in the singular or plural as the context may
require or admit.
IN WITNESS WHEREOF, this Note has been duly executed by the
undersigned as of its date.
HOMEOWNER ASSISTANCE PROGRAM
AGREEMENT NUMBER: HAP 01 -01
BORROWER(S): George L. Johnson
PROPERTY ADDRESS: 6461 SW 59 CT, S. Miami, FL 33143
COMPLIANCE AGREEMENT
STATE OF FLORIDA
COUNTY OF MIAMI -DADE
In consideration of the loan (the "Loan") made by South Miami
Community Redevelopment Agency ("SMCRA") to George L. Johnson
(the "Borrower "), the undersigned, Borrower does represent and
promise as follows:
1. Upon request by or on behalf of SMCRA, the Borrower(s) will
execute any document as is reasonable to provide assurance to
SMCRA:
(A) that the obligations undertaken by the Borrower(s) in
connection with the Loan will be faithfully performed;
(B) that any and all documents and instruments signed by
Borrower(s) in connection with the Loan are accurate statements as
to the truth of the matters set forth in them and constitute
binding Obligations upon the Borrower(s) according to their tenor;
or
(C) as to the amount of the Loan outstanding from time to
time, and the date and amount of payments in respect of the Loan.
2. Upon request by or on behalf of SMCRA, the Borrower(s) will
execute any document or instrument that ought to have been signed
at or before closing of the Loan, or will re- execute. any document
or instrument incorrectly completed and /or signed in connection
with the Loan.
3. Borrowers) shall fully cooperate and comply with all such
requests as set forth in Paragraphs 1 and /or 2 above within seven
(7) days of receipt of said request. Failure to do so shall
constitute an event 'of default as defined in the Loan documents
and shall entitle SMCRA to the remedies available for default
under the Loan documents or Promissory Note executed in connection
therewith.
In Witness Whereof I have hereunto signed my name this � day of
20_!�_•
BORRO ok
BORROWER
T
STATE OF FLORIDA ) SS
COUNTY OF MIAMI -DADE)
I HEREBY CERTIFY that on this day before me, an officer duly
qualified to take acknowledgments, personally appeared
' eo!4 e •.Arilt"r cJohnSOi7 r
to me known to be the persons described in and who executed the
foregoing instrument and acknowledged before me that he /she /they
executed the same, and who presented as identification the
following: %7jL #��,��-- �✓� _ 35 .- p/3 . c1 and he /she /they did
take an oath.
WITNESS my hand and official seal in the County and State
last aforesaid this 3 day of .&iguj 20D/.
Ronetta Taylor Notary Pubj i
+•� •• My ComrWWon DD002134 Printed: Q 4& //>cc/% R-.
G n06 EWrac May 18, 2005
HOMEOWNER ASSISTANCE PROGRAM
AGREEMENT NUMBER:
BORROWER (S) :
PROPERTY ADDRESS:
STATE OF FLORIDA
COUNTY OF MIAMI -DADE
HAP 01 -01
George L. Johnson
6461 SW 59 CT, S. Miami, FL 33143
MORTGAGOR'S AFFIDAVIT
BEFORE ME, the undersigned authority, an officer duly
authorized to administer oaths and to take acknowledgements in the
County and State aforesaid, appeared George L. Johnson
( "Affiant "), a single man, who being first duly sworn upon his
oath according to law, affirmatively stated the following:
1. Affiant has personal knowledge of all matters set forth in
this Affidavit, which is made and given by Affiant with full
knowledge of applicable Florida laws regarding sworn affidavits
and the penalties and liabilities resulting from false statements
and misrepresentations therein.
2. Affiant is the owner ( "Owner ") of the following described
property`( "Property "), located in Miami -Dade County, Florida:
(LEGAL DESCRIPTION'ATTACHED HERETO)
3. I am the applicant for a loan from the South Miami
Community Redevelopment Agency ("SMCRA11) to provide a loan to the
Owner under the Homeowner Assistance Program which will be
secured by a Mortgage (the "Mortgage ") covering and encumbering
the Property which Mortgage is intended to be recorded
contemporaneously with the execution of this document.
4. I am a citizen of the United States of America or a
permanent resident and I have not sold, assigned,` pledged or
transferred the Property, or agreed to do such, to any other
person or entity.
5. I have experienced no reduction in income through a
change of employment or otherwise from that set forth in the
Program Application.
6. I intend to utilize the Property during the term of
such Mortgage as my primary residence.
7. I represent that no loans have been made or assumed by
me for purposes of financing the Property other than a Mortgage
from Chase Manhattan Mortgage Corporation and those loans
described in my Program Application.
8. There have been no improvements, alterations or repairs
to the Property for which the cost thereof remains unpaid during
the period of time the Property has been owned by Affiant or
Owner; furthermore, within the past ninety (90) days there have
been no claims for labor or material furnished for repairing or
improving the Property, which remain unpaid.
9. There are no taxes, liens or assessments due or about
to become due which have attached or could attach to the Property,
except for real estate taxes for the year(s) 2001.
10. If married, Affiants have been continuously married
during the entire time of the ownership of the Property, have
never been divorced and have' not entered into any Separation or
Property Settlement Agreement; that, if unmarried,, Affiant has
never been married during the time of ownership of the Property.
11. There are no matters pending against Affiant that would
give rise to a lien that would attach to the Property between the
disbursing of funds and the recording of the interest to be
insured, and that the Affiant has not and will not execute any
instrument that would adversely affect the title or interest to be
insured.
12. This Affidavit is made by or on behalf of the Owner to
induce the South Miami Community Redevelopment Agency to provide a
loan to the Owner under the Homeowner Assistance Program secured
by a mortgage on the Property. Affiant does hereby agree to
indemnify and hold harmless the South Miami Community
Redevelopment Agency and its attorneys against all losses,
damages, costs and expenses of every kind, 'including attorney's
fees, resulting or arising from reliance upon the statements
contained herein.
FURTHER AFFIANT SAYETH NAUGHT
Georg a L. Johnson
.J
(Name)
STATE OF FLORIDA ) SS
COUNTY OF MIAMI -DADE)
I HEREBY CERTIFY that on this day before me, an officer duly
qualified
�to take acknowledgments, personally appeared
G etti ^g z. �,R -mcve 34(,nson
to me. known o be the persons described in and who executed the
foregoing instrument and acknowledged before me that he /she /they
executed the same, and who presented as identification the
following: and he /she /they did
take an oat
WITNESS my hand and official seal in the .County and State
last aforesaid this 3 day of ,&w / 201it.
Ronatta Taylor
gMyc4mmis"DD0M04 Notary Public
ff
n�'` Expires May18,2o0� Printed: one Q
Lot 57, Block 9, and the westernmost 11.25 feet of the Alley lying east and
adjacent thereto closed per South Miami Ordinance Number 7- 79- 1029, of the
FRANKLIN SUBDIVISION, according � o the plat thereof as recorded in Plat
Book 5, Pale A. of the Public Records of Miami -Dade County, Florida.