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Res No 103-20-15543RESOLUTION NO. 103-20-iSS43 A Resolution authorizing the City Manager to purchase Property Insurance including Property and Crime, Boiler and Machinery, General Liability, Law Enforcement Liability, Auto Liability, Public Officials Liability, Employment Practices Liability, Cyber Liability, and Worker's Compensation Insurance from Public Risk Management of Florida (PRM) for Fiscal Year 2020-2021. WHEREAS, the insurance marketplace for Municipalities is limited; and WHEREAS, City staff through World Risk Management, Florida Municipal Insurance Trust, and through its Agent of Record, Brown & Brown, solicited and received Independent insurance quotes for Property Insurance Including Boiler and Machinery, General Liability Insurance, Automobile Liability and Damage Insurance, Inland Marine Insurance, Crime/Fidelity Insurance, Law Enforcement Liability Insurance and Worker's Compensation Insurance; and WHEREAS, the City received a competitive quote from PRM in the amount of $559,632; and WHEREAS, the City Staff recommends that the City elect coverage with PRM for all above Insurances for 2020-2021 Fiscal Year based upon the current proposal; and WHEREAS, the premium amount shall be charged to departmental line items in their respective account numbers. NOW THEREFORE BE IT RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF SOUTH MIAMI, FLORIDA THAT: Section 1. The foregoing recitals are hereby ratified and confirmed as being true and they are incorporated into this resolution by reference as if set forth in full herein. Section 2. The City Manager is authorized to purchase the insurance policy for PRM for Property Insurance including Boiler and Machinery, General Liability Insurance, Automobile Liability and Damage Insurance, Inland Marine Insurance, Crime/Fidelity Insurance, Law Enforcement Liability Insurance and Worker's Compensation Insurances for the 2020-2021 Fiscal Year. Section 3. Corrections. Conforming language or technical scrivener -type corrections may be made by the City Attorney for any conforming amendments to be incorporated into the final resolution for signature. Section 4. Severability. If any section clause, sentence, or phrase of this resolution is for any reason held Invalid or unconstitutional by a court of competent jurisdiction, the holding shall Resolution No. 103-20-15543 not affect the validity of the remaining portions of this resolution. Section 5. Effective Date. This resolution shall become effective immediately upon adoption. PASSED AND ADOPTED this 181h day of August2020. ATTEST: APPROVED: CITY RK AYOR READ AND APPROVED AS TO FORM, LANGUAGE, LEGALITY AND E).ATTORiN TION THEREOF C:: COMMISSION VOTE: 5-0 Mayor Philips: Yea Vice Mayor Welsh: Yea Commissioner Harris: Yea Commissioner Liebman: Yea Commissioner Gil: Yea Agenda Item No:5. City Commission Agenda Item Report Meeting Date: August 18, 2020 Submitted by: Samantha Fraga-Lopez Submitting Department: Human Resources Rem Type: Resolution Agenda Section: Subject: A Resolution authorizing the City Manager to purchase Property Insurance including Property and Crime, Boiler and Machinery, General Liability, Law Enforcement Liability, Auto Liability, Public Officials Liability, Employment Practices Liability, Cyber Liability, and Worker's Compensation Insurance from Public Risk Management of Florida (PRM) for Fiscal Year 2020-2021. 3/5 (City Manager -Human Resources) Suggested Action: Attachments: Memo Liability Insurance 2020-2021.docx Reso_Liability Insurance 2020-2021.docx City of South Miami - 20-21 Proposal Revised 8.7.20.pdf PUT Proposal.pdf CITY OF SOUTH MIAMI South Miami OFFICE OF THE CITY MANAGER THE CITY OF PLEASANT LIVING INTER -OFFICE MEMORANDUM To: The Honorable Mayor & Members of the City Commission FROM: Shari Karnali, City Manager DATE: August 18, 2019 SUBJECT'. A Resolution authorizing the City Manager to purchase Property Insurance including Property and Crime, Boiler and Machinery, General Liability, Law Enforcement Liability, Auto Liability, Public Officials Liability, Employment Practices Liability, Cyber Liability, and Worker's Compensation Insurance from Public Risk Management of Florida (PRM) for Fiscal Year 2020-2021. Background: City staff solicited and received through World Risk Management, a proposal from Public Risk Management of Florida (PRM), and through its agent of record, Brown & Brown, received a renewal proposal for from PGIT. Staff also solicited a proposal from Florida Municipal Insurance Trust (FMIT) but was advised FMIT could not be competitive at this time. The proposal offered by PRM was not only lower than the proposal offered by PGIT, but it includes better coverages with lower deductibles. The following table is the breakdown of the coverages and costs offered by PRM: PRM Summary of Proposed Premiums: Property & Crime $155,805 Boiler and Machinery $ 1,786 GL/LEL/AL/E&O/Excess Liability $239,205 Workers' Compensation $108,785 OTAL $559,58 The PRM proposal offers a 6.25% decrease from the City's current plant with PGIT and ACE/CHUBB and a 25.8% decrease from the renewal offered by PGIT and ACE/CHUBB for the 2020-2021 FY. Recommendation: City staff recommends the City renew its policy with PRM for its Property Insurance including Property and Crime, Boilerand Machinery, General Liability, Law Enforcement Liability, Auto Liability, Public Officials Liability, Employment Practices Liability, Cyber Liability, and Worker's Compensation Insurance from Public Risk Management of Florida (PRM) for a total premium of $557,838. Attachments: Proposed Resolution PRM Proposal Renewal package proposal from PGIT K CITY OF -H MIAMI Proposal for ilty Insurance: 2020-2021 Presented by: TRANSMITTAL LETTER TRANSMITTAL LETTER City Manager City of South Miami 6130 Sunset Drive South Miami, FL 33143 RE: Property & Casualty Insurance Proposal To whom it may concern: CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM WORLD $OuthlfMlanii Risk Management . On behalf of World Risk Management [WRM], we would like to thank the City of South Miami [City] for the opportunity to demonstrate our capabilities and team qualifications for its upcoming Property & Casualty Insurance renewal. The WRM agency is comprised of individuals that bring over 100 combined years of experience in the Public Entity, Brokerage and Risk Management arena. Additionally, WRM is the authorized administrator of Public Risk Management of Florida [PRM], one of the state's premier municipal insurance programs and the proposed insuring company. WRM has strategically placed itself among leading brokerage firms, garnering exclusive working relationships with some of the nation's largest municipal insurers — ensuring that our clients are maximizing their coverage options in the most cost-effective manner possible. Summary of Enhanced Coverages & Services Proposed: WRM is uniquely positioned to meet and exceed the needs of the City. The City's objectives and technical requirements are met by the WRM RFP response in a variety of ways, including: 1. Public Entity Experience & Qualifications — The WRM team provides services for over 60 public entities throughout the state of Florida and has over 100 years of combined experience operating in the public entity arena. WRM's Florida public entity programs have in excess of $3 Billion in Total Insurable Values [TIV]. The City can rest assured that we have the knowledge, expertise, and relationships to deliver on the needs and expectations of the City. 2. Broadest Coverage Available in Florida — PRM's size and structure allow them to provide members the broadest coverage available at the most cost-effective price. The coverage enhancements available through PRM are considerable and are briefly highlighted below: • The PRM offering provides standard limits of $2 Mil for Auto, General, and Public Officials Liability; • PRM does not charge for mid-term additions of vehicles and equipment. Additionally, there is no charge for additions to real property up to $25 Mil in value; • PRM provides $25 Mil in Increased Cost of Construction/Ordinance & Law ensuring ample coverage whereas the City's current program only offers a $500,000 limit, leaving the City with significant exposure and out of pocket expenses in the event of a loss. • PRM's property sublimity are significantly higher than the competing pools in Florida which will result in higher payouts to the City and significantly lower out-of-pocket costs; • The PRM offering provides a reduced deductible structure significantly reducing the City's out-of- pocket expenses. For full coverage highlights and breakdown, please refer to pages 5-18. WORLD Risk Management 7 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM TRANSMITTAL LETTER 3. Program Stability & Dynamic - The financial position of Public Risk Management of Florida [PRM) public entity insurance association is categorized as notably stable and secure. Formed in 1987, PRM has consistently provided a quality and constant alternative to the general insurance marketplace. PRM is not a rapid growth association and has retained a tremendous percentage of long-term clients; currently including 62 members that comprise of counties, cities and special districts in Florida. The pool does not retain any risk on catastrophic property coverage (wind or flood) and cedes all the risk to A.M. Best "A - Rated" or better carriers. PRM's premium -to -surplus ratio exceeds pooling industry standards. Additionally, PRM is the only association of its kind that is Membership Driven, whereby members have a voice as it relates to the direction of the association overall. Entities that purchase all lines of insurance from PRM are automatically granted a seat on the Board of Directors, which is comprised of representatives of each association member. Board members set policy which is then carried out by the Executive Board and the PRM Executive Director. This voice allows our members to have overall control on the direction of the association which can include, but is not limited to, requests for improved services, expanded coverages or even deeper surplus credits. PRM holds quarterly board meetings, which all board members are encouraged to attend, for updates and to exercise their right to vote. 4. Pricing/Cost Savings —The offering through PRM is materially competitive across all lines of coverage. The PRM quote offers compellingly better coverage at a lower cost than the expiring PGIT program. The offering through PRM will save the City approximately $37,000 Year One off the expiring premium. As the PRM offering is providing a two-year rate guarantee, those savings are compounded to over $70,000, providing significant savings to the City over the next two years. Team Members authorized to make representations for our firm: Joshua Hallon Andy Cooper Vice President Senior Vice President Phone:407-720-8284 Phone:321-800-5334 Joshua.Hallon@wrmllc.com Andy Cooper@wrmllc.com We are confident that this proposal demonstrates WRM's exceptional competence, the superior capabilities of the PRM program and why our company is the strategic choice for the City of South Miami moving forward. We sincerely appreciate the opportunity to present the unique capabilities of our company to the City. Should you have any questions or need further clarification, please do not hesitate to contact us. Thank you. Joshua Hallon, CCP Vice President WORLD Risk Management aStLLL GcCO".AN CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY $ CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM CITY OF SOUTH MIAMI 6130 SUNSET DRIVE SOUTH MIAMI, FL 33143 This proposal contains most terms, conditions, limits and deductibles provided under the program. However, refer to the PRM Coverage Document for specific and complete terms and conditions. WORLD Risk Management , 2A8A'H'6RRAw'Ge'§6n4'500 ORLANDO, FL 32801 PHONE: (407) 445-2414 FAX: (407) 445-2868 TOLL FREE: (888) 501-0014 3 WORLD Risk Management 9 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM EXECUTIVE SUMMARY WHO WE ARE The WRM management team brings over 100 combined years of insurance industry intellectual capital to our clients dedicated to Public Entity Risk Management and insurance solutions. Knowing that broad insurance resources and strong market relationships are essential, along with industry expertise and experience, WRM tactically sought out well -respected industry talent, with solid reputations and stellar track records to join our leadership ranks. WRM is a member of Ballator Insurance Group, formerly Accretive Insurance Services. Ballator provides insurance program development, pool creation and underwriting, pool administration services and insurance placement to both the Public Entity and Non -Profit sectors. WRM employs a highly professional staff that has a proven record of identifying and satisfying client's needs. WRM's team commitment is reflected in a combined risk management knowledge and experience. WHAT WE DO We bring fresh and innovative ideas into the insurance industry. WRM uses our ability of being a "Boutique Broker" to take advantage of the ever -changing insurance market opportunities. WRM has the expertise that most small private agents and brokers do not have, and the large publicly traded brokers cannot take advantage of due to their size and corporate structure. WRM offers clients a thorough and meticulous insurance need analysis, plus delivers competitive cutting -edge products and services from nationally recognized insurance carriers based on realistic and reasonable fee and/or commissions. WRM's dedicated Management/Service Team is recognized throughout the industry for their commitment to providing clients with prompt responses and solutions. OUR REPUTATION WRM's management team has an industry wide reputation for professionalism, quality service, knowledge, and client involvement on a daily basis at all levels, plus a genuine commitment to protect and shield employees and property of public entity groups and other businesses. WRM believes in its ability to lead in the field of risk management and loss management and provide innovative solutions. OUR CORPORATE PARTNERS World Risk Management along with its partner companies' mission is to maintain success through commitment, honest and timely communication, vision innovation and customer satisfaction. BALIATOR INSURANCE GROUP WORLD RISK MANAGEMENT, LLC FIRST FLORIDA INSURANCE BROKERS NON-PROFIT INSURANCE SERVICES LIBERTATE INSURANCE, LLC 4 WORLD Risk Manageme110 1 E4LW'n C011MN1 :RRORISM, PROPERTY ACTIVE CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM PROPERTY PROGRAMEXPIRING EXPIRING PROGRAM 2019 To 2020 2020 To 2021 COMPANY PGIT PUBLIC RISK MANAGEMENT OF FLORIDA TOTAL INSURED VALUES $23,734,320 $26,959,989 DEDUCTIBLES ALL OTHER PERILS, EXCEPT: $2,500 AOP/$1,000 INLAND MARINE $1,000 ALL OTHER FLOOD — PER UNIT $2,500 $1,000 FLOOD — ZONES A&V EXCESS OF N FIP EXCESS OF NFIP NAMED WINDSTORM PER UNIT VALUES SHALL APPLY 5%-$15K MINIMUM 5% VALUATION AUTO PHYSICAL DAMAGE Actual Cash Value Actual Cash Value BUSINESS INCOME Silent Actual Loss Sustained COINSURANCE None None INLAND MARINE Actual Cash Value Replacement Cost PROPERTY Replacement Cost Replacement Cost ALL PERILS, COVERAGES AND INSUREDS/MEMBERS COMBINED — PER OCCURRENCE, SUBJECT TO THE $23,734,320 $250,000,000 FOLLOWING SUB -LIMITS: FLOOD— PER OCCURRENCE ANNUAL AGGREGATE $1,000,000 $50,000,000 FLOOD SUBLIMIT —ANNUAL AGGREGATE - CONTRACTORS EQUIPMENT - FINE ARTS Silent $10,000,000 - LICENSED VEHICLES - UNLICENSED VEHICLES FLOOD SUBLIMIT - PER OCCURRENCE Silent $10,000,000 - MISCELLANEOUS UNNAMED LOCATIONS EARTHQUAKE SHOCK LIMIT - PER OCCURRENCE & IN THE ANNUAL Silent $50,000,000 AGGREGATE WIND/HAIL LIMIT PER OCCURRENCE NAMED $23,234,320 $100,000,000 WINDSTORM Per Expiring Improvement to Expiring 'The limits represented for PRM are Association Limits and are shared for property only. TIV represented under PRM higher due to Auto and Inland Marina Values. PRM covers Auto Physical Damage under Its property farm' WORLD Risk Managemei RRORISM, PROPERTY ACTIVE CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM PROPERTY EXPIRING PROGRAM PROPOSED PROGRAM 2019 To 2020 2020 TO 2021 PGIT PUBLIC RISK MANAGEMENT OF FLORIDA CO M Di NY ASSOCIATION SUBLIMITS [NOT ALL INCLUSIVE... AC_IDENTAL CONTAMINATION Silent $250,000/$500,000 - ACCOUNT RECEIVABLES $500,000 Included :ANIMALS - UNSCHEDULED ANIMALS $5,000 Annual Aggregate Silent $50,000 per animal $250,000 per occurrence ASBESTOS CLEAN-UP & REMOVAL (RESULTANT) Silent $25,000,000 - Limited t0 94.8°% AUTOMATIC ACQUISITION LIMIT $2,000,000 — up to 60 days $25,000,000 AUTO PHYSICAL DAMAGE - ON & OFF PREMISES - OVER THE ROAD Excluded —Covered under Auto Form Excluded —Covered under Auto Form Included $2,500,000 + 80% of $7,500,000 BUILDING ORDINANCE UNDAMAGED PORTION OF BUILDING Silent Included BUSINESS INTERRUPTION Silent $100,000,000 CIVIL AUTHORITY WITHIN 10 MILES OF INSURED PREMISE Silent 30 days - CLAIM PREPARATION EXPENSE Silent $1,000,000 - CCNTINGENT BUSINESS INTERRUPTION Silent $5,000,000 CCURSE OF CONSTRUCTION & ADDITIONS Silent $50,000,000 DEBRIS REMOVAL $250,000 or 25%of loss Included DEMOLITION $500,000 Included - EARTH MOVEMENT EXCEPT - VEHICLES, CONTRACTORS EQUIPMENT, FINE ARTS COMBINED Silent Silent $50,000,000 Annual Aggregate $5,000,000 Combined Aggregate ELECTRONIC DATA PROCESSING (EDP) Silent Included ERRORS & OMISSIONS $250,000 $25,000,000 ExPEDITING EXPENSE Silent $50,000,000 EXTENDED PERIOD OF INDEMNITY Silent 180 days EXTRA EXPENSE $1,000,000 $50,000,000 - FINE ARTS - U15CHEDULED FINE ARTS Silent Silent Included $2,500,000 FIRE FIGHTING EXPENSE Silent Included FLOOD EXCEPT SPECIAL FLOOD HAZARD AREAS VEHICLES, CONTRACTORS EQUIPMENT, FINE ARTS COMBINED $1,000,000 $1,000,000 Silent $50,000,000 Included $5,000,000 Combined Aggregate I N'PROVEMENT & BETTERMENT Silent Included IN=REASED COST OF CONSTRUCTION $500,000 $25,000,000 � Per Expiring Impra ement to Expiring 'The limits represented for PRM are Association Limits and are shared for property only. Included denotes full policy limits appir WORLD Risk Managemei 12 A 6ALL -Toe co.,r<N. RRORISM, PROPERTY ACTIVE CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM PROPERTY PROGRAMEXPIRING .•,• • PROGRAM 2018 2019 2019• 2020 PGIT PUBLIC RISK MANAGEMENT OF FLORIDA COMPANY AssOCIATIONSUBLIMITS [NOT ALL INCLUSIVE... INGRESS & EGRESS Silent 30 days WITHIN 10 MILES OF INSURED PREMISE - JEWELRY, FURS, & PRECIOUS METALS - Silent $500,000 SEPARATELY LANDSCAPING, TEES, SAND TRAPS, GREENS, $25,000 $5,000,000 ATHLETIC GREENS EXCEPT - UNSCHEDULED LANDSCAPING, TEES, Silent $1,000,000 SAND TRAPS, GREENS, ATHLETIC GREENS LEASEHOLD INTEREST Excluded Included - MISCELLANEOUS UNNAMED LOCATIONS Silent $25,000,000 EXCEPT - SPECIAL FLOOD HAZARD AREAS Silent $10,000,000 Annual Aggregate MOLD (RESULTANT) $50,000 Annual Aggregate $35,000 / $105,000 - MONEY AND SECURITIES Silent $2,500,000 OFF PREMISES SERVICE INTERRUPTION Silent $25,000,000 INCLUDING EXTRA EXPENSE PERSONAL EFFECTS Silent Included PERSONAL PROPERTY OF OTHERS $50,000 Included PERSONAL PROPERTY OUTSIDE THE USA Silent $1,000,000 PROTECTION AND PRESERVATION OF $250,000 Included PROPERTY - PROPERTY OFF PREMISES $150,000 Included SIGNS Silent Included - TRANSIT $250,000 $25,000,000 TUNNELS, BRIDGES, DAMS, CATWALKS— Silent $500,000 UNSCHEDULED VALUABLE PAPERS AND RECORDS $500,000 Included WATERCRAFT - UPT027 FEET, UNSCHEDULED Excluded $250,000 Unscheduled - OVER 27 FEET, SCHEDULED Excluded Included if scheduled Per Expiring Improvement to Expiring 'The limits represented for PRM are Association Limits and are shared for property only. Included denotes full policy limits apply' WORLD Risk Managennel 13 TERRORISM, PROPERTY ACTIVE CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5,2020 @ 2:OOPM RATING EXPOSURES PROPERTY INFORMATION To- 4 L INSURANCE VALUES 2019-2020 2020-2021 TOTAL BUILDING VALUES $21,701,260 $21,814,605 TOTAL CONTENT VALUES $1,062,581 $1,276,700 DECLARED/PROP IN OPEN - $240,000 EDP EQUIPMENT (HARDWARE) - - BUSINESS INTERRUPTION/EXTRA EXPENSE $500,000 $500,000 EQUIPMENT VALUES $470,479 $470,479 AUTOMOBILE VALUES —ACTUAL CASH VALUE - $2,658,205 AUTOMOBILE VALUES— REPLACEMENT COST - - REN-AL VALUES MISCELLANEOUS PROPERTY - - TOTAL INSURABLE VALUES $23,734,320 $26,959,989 WORLD Risk Managemel.14 � 6n1n10� C0.•ni_ n ERRORISM, PROPERTY ACTIVE CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM IF CARRIER PROPERTY TERRORISM & SABOTAGE 1 • 1 1 1 1 • 1 PGIT LLOYDS OF LONDON TERRORISM & SABOTAGE NOTAPPLICABLE $25,000,000 DEDUCTIBLE NOTAPPUCABLE $10,000 ASSOCIATION SUBLIMITS [NOT ALL INCLUSIVE] - BUSINESS INTERRUPTION SUBLIMIT NOT APPLICABLE $25,000,000 CIVIL OR MILITARY AUTHORITY SUBLIMIT NOT APPLICABLE $1,000,000, 30 DAY(S), AND 1 MILE(S) DEBRIS REMOVAL EXPENSES SUBLIMIT NOTAPPLICABLE $250,000 DECONTAMINATION COSTS EXCLUDING NCBR SUBLIMIT NOTAPPuCABLE $250,000 DEMOLITION & INCREASED COST OF CONSTRUCTION SUBLIMIT NOTAPPLICABLE $1,000,000 ERRORS & OMISSIONS SUBLIMIT NOTAPPLICABLE $250,000 ELECTRONIC DATA PROCESSING MEDIA SUBLIMIT NOTAPPLICABLE $1,000,000 EXTENDED PERIOD OF INDEMNITY SUBLIMIT NOTAPPLICABLE $O AND 180 DAY(S) FINE ART SUBLIMIT NOTAPPLICABLE $ 250,000 INGRESS/EGRESS SUBLIMIT NOTAPPuCABLE $ 1,000,000, 30 DAY(S), AND 1 MILE(S) PRESERVATION OF PROPERTY SUBLIMIT NOTAPPUCABLE $ 250,000 PROFESSIONAL FEES SUBLIMIT NOTAPPuCABLE $ 250,000 - RELOCATION EXPENSE SUBLIMIT NOTAPPUCABLE $ 250,000 SERVICE INTERRUPTION SUBLIMIT NOTAPPLICABLE $ 1,000,000, 30 DAY(S), AND 1 MILE(S) TRANSIT SUBLIMIT NOTAPPUCABLE $ 250,000 - VALUABLE PAPERS SUBLIMIT NOTAPPuCABLE $250,000 ACCOUNTS RECEIVABLE SUBLIMIT NOTAPPuCABLE $ 250,000 ASBESTOS SUBLIMIT NOTAPPUCABLE $ 500,000 AUTOMATIC COVERAGE SUBLIMIT NOTAPPuCABLE $ 1,000,000 AND 30 DAY(S) - COMMISSIONS, PROFITS, & ROYALTIES SUBLIMIT NOT APPLICABLE $ 250,000 DELAY IN STARTUP COSTS SUBLIMIT NoTAPPLICABLE $ 250,000 FIRE PROTECTIVE SYSTEMS SUBLIMIT NOT APPLICABLE $ 10,000 GREEN BUILDING ADDITIONAL EXPENSE SUBLIMIT NOTAPPLICABLE $ 250,000 KEY & LOCK EXPENSE SUBLIMIT NOTAPPuCABLE $ 250,000 LANDSCAPING SUBLIMIT NOTAPPuCABLE $ 10,000 LOSS OF ATTRACTION SUBLIMIT NOTAPPuCABLE $0, O DAY(S), AND 0 MILE(S) MISCELLANEOUS UNNAMED LOCATIONS SUBLIMIT NOTAPPLICABLE $ 1,000,00OAND 30 DAY(S) - NEWLY ACQUIRED LOCATIONS SUBLIMIT NOTAPPuCABLE $ 1,000,000 AND 90 DAY(S) PROPERTY IN COURSE OF CONSTRUCTION SUBLIMIT NOTAPPuCABLE $1,000,000 RENTAL INCOME SUBLIMIT NoTAPPuCABLE INCLUDED SOFT COST SUBLIMIT NOTAPPLICABLE $10,000 V Per Expiring Improvement to Expiring UNLESS OTHERWISE SPECIFIED, ALL SUB -LIMITS LISTED ABOVE APPLY ON A PER OCCURRENCE BASIS AND ARE A PART OF, AND NOT IN ADDITION TO, THE MUNICIPALITIES TERRORISM AND SABOTAGE UMIT OF LIABILITY WORLD Risk Managemel 15 /.6P!V.LIt O;: onNr .ERRORISM, PROPERTY ACTIVE CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM • ACTIVE SHOOTER & MALICIOUS ATTACK EXPIRING PROGRAM PROPOSED PROGRAM 2019 To 2020 2020 To 2021 PGIT LLOYDS OF LONDON CARRIER $1,000,000 PER OCCURRENCE ACTIVE SHOOTER & MALICIOUS ATTACK $1,000,000 PER EVENT $1,000,000 AGGREGATE DEDUCTIBLE $0 $10,000 ASSOCIATION - ADDITIONAL SECURITY MEASURES SUBLIMIT SILENT $250,000 COUNSELING SUBLIMIT $250,000 PER EVENT $250,000 - PLBLIC RELATIONS COSTS SUBLIMIT INCLUDED $250,000 MISCELLANEOUS CRISIS MANAGEMENT EXPENSES SILENT $250,000 SLBLIMIT WAITING PERIOD SILENT 0 HOURS V Per Expiring Improvement to Expiring UNLESS OTHERWISE SPECIFIED, ALL SUB -LIMITS LISTED ABOVE APPLY ON A PER OCCURRENCE BASIS AND AREA PART OF, AND NOT IN ADDITION TO, THE MUNICIPALITIES TERRORISM AND SABOTAGE LIMIT OF LIABILITY 10 WORLD Risk Manageme116 A BALLAIOR COMPANY CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 dal 2:OOPM BOILER & MACHINERY PROGRAMEXPIRING PROPOSED PROGRAM • 1 1 1 1 121 PGIT PUBLIC RISK MANAGEMENT OF FLORIDA COMPANY •1 BUSINESS INCOME $22,763,841 $50,000,000 • EXTRA EXPENSE $22,763,841 $50,000,000 • EXPEDITING EXPENSE $1,000,000 $50,000,000 ■ SPOILAGE $250,000 $50,000,000 $2,000,000 $SO,000,000 • UTILITY INTERRUPTION 24 Hour waiting period 4 HOUR WAITING PERIOD • ORDINANCE OR LAW $1,000,000 $1,000,000 • WATER DAMAGE $1,000,000 $50,000,000 • FUNGUS, WET OR DRY ROT $15,000 $15,000 • HAZARDOUS SUBSTANCE $1,000,000 $2,000,000 DEDUCTIBLE $1,000 ALL OBJECTS EQUIPMENT BREAKDOWN $2,500 $10,000 TRANSFORMERS10,000 KVA V Per Expiring Improvement to Expiring *The limits represented for PRM are Association Limits and are shared' 11 WORLD Risk Managentei 17 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM CRIME PROGRAMEXPIRING •••• • ••• 2019 To 2020 2020 To 2021 COMPANY PGIT 77 PUBLIC RISK MANAGEMENT OF FLORIDA DEDU CTIBLE $1, 000 $1,000 EMPLOYEE THEFT -PER LOSS COVERAGE $100,000 $500,000 EMPLOYEE THEFT -PER EMPLOYEE COVERAGE NOT COVERED NOT COVERED FORGERY OR ALTERATION $100,000 $500,000 INSIDE PREMISES -THEFT OF MONEY & $100,000 $500,000 SECURITIES INSIDE PREMISES -ROBBERY, SAFE BURGLARY - $100,000 $500,000 OTHER PROP • OUTSIDE THE PREMISES $100,000 $500,000 • COMPUTER FRAUD $500,000 $500,000 FUNDS TRANSFER FRAUD $500,000 $500,000 MONEY ORDERS AND COUNTERFEIT PAPER $100,000 $500,000 CURRENCY CONDITIONS [NOT ALL INCLUSIVE] FAITHFUL PERFORMANCE OF DUTY INCLUDED INCLUDED ✓ 45 DAY NOTICE OF CANCELLATION/10 DAYS SILENT INCLUDED HON-PAYMENT 60 DAY LOSS REPORT REQUIREMENT SILENT INCLUDED NO MINIMUM EARNED PREMIUM SILENT INCLUDED ♦ Per Expiring Improvement to Expiring 12 WORLD Risk Managemei 18 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM COMPANY MUNICIPAL LIABILITY EXPIRING PROGRAM PROPOSED PROGRAM 1 1 12020-2021 PGIT PUBLIC RISK MANAGEMENT OF FLORIDA GENERAL LIABILITY BODILY INJURY/PROPERTY DAMAGE $1,000,000 $2,000,000 PERSONAL & ADVERTISING INJURY $1,000,000 $2,000,000 FIRE DAMAGE INCLUDED $2,000,000 PESTICIDE & HERBICIDE $1,000,000 $2,000,000 SEWER BACKUP & WATER DAMAGE $10,000 NO FAULT PER CLAIMANT $200,000 AT FAULT PER CLAIMANT $2,000,000 EMPLOYEE BENEFITS LIABILITY $1,000,000 $2,000,000 DEDUCTIBLE $10,000 $0 COVERAGE FORM OCCURRENCE OCCURRENCE ENFORCEMENTLAW PER OCCURRENCE $1,000,000 $2,000,000 GENERAL AGGREGATE N/A N/A DEDUCTIBLE $0 $0 COVERAGE FORM OCCURRENCE OCCURRENCE PUBLIC OFFICIALS LIABILITY PER CLAIM $1,000,000 $2,000,000 GENERAL AGGREGATE $1,000,000 $6,000,000 BERT HARRIS $300,000 AGGREGATE $300,000/$300,000 INVERSE CONDEMNATION $300,000AGGREGATE $100,000/$100,000 DEDUCTIBLE $0 OR $50,000 $0 COVERAGE FORM CLAIMS MADE CLAIMS MADE EMPLOYMENT PRACTICES LIABILITY EACH CLAIM $1,000,000 $2,000,000 GENERAL AGGREGATE $1,000,000 $6,000,000 DEDUCTIBLE $100,000 $0 COVERAGE FORM CLAIMS MADE CLAIMS MADE . Per Expiring Improvement to Expiring 'For PRIM, both Public Officials Errors & Omissions and Employment Practices Liability subject to a per member combined aggregate of $6,000,000 The City's incumbent program has a shared aggregate of $1,000,000 for Public Officials Liability and Employment Practices Liability 13 WORLD Risk Managemei 19 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM COMPANY AUTO LIABILITY PROGRAMEXPIRING ROP PROGRAM 2019 To 2020 2020 To 2021 PGIT 77TPUBLIC RISK MANAGEMENT OF FLORIDA COVERAGE FORM OCCURRENCE OCCURRENCE DEDUCTIBLE $0 $0 LIAPUITY COMBINED SINGLE LIMIT $1,000,000 $2,000,000 COVE RAGE [INCLUDING BUT NOT LIMITED TO] PERSONAL INJURY PROTECTION $10,000 STATUTORY PHYSICAL DAMAGE COLLISION - COMPREHENSIVE INCLUDED INCLUDED EXCLUDED- COVERED UNDER PROPERTY EXCLUDED - COVERED UNDER PROPERTY HIRED/BORROWED LIABILITY $1,000,000 $2,000,000 HIRED/BORROWED PHYSICAL DAMAGE INCLUDED INCLUDED NON -OWNED LIABILITY $1,000,000 $2,000,000 NON -OWNED PHYSICAL DAMAGE EXCLUDED INCLUDED [INCLUDINGEXCLUSIONS AUTO PHYSICAL DAMAGE INCLUDED EXCLUDED —COVERED UNDER PROPERTY MEDICAL PAYMENTS EXCLUDED EXCLUDED UNINSURED/UNDERINSURED MOTORIST EXCLUDED EXCLUDED Per Expiring Improvement to Expiring 14 WORLD Risk Manageme120 A Bn,101 C0,1, , CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY Sr CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM ION WORKERS' COMPENSATION ExpiRING PROGRAM.OP PROGRAM 2019 To 2020 2020 To 2021 COMPANY PGIT PUBLIC RISK MANAGEMENT OF FLORIDA DEDUCTIBLE $0 $0 WORKERS' COMPENSATION - MEDICAL STATUTORY STATUTORY - DISABILITY DEATH EMPLOYERS' LIABILITY - EACH ACCIDENT $1,000,000 $2,000,000 EACH EMPLOYEE FOR DISEASE $1,000,000 $2,000,000 TERMS & CONDITIONS [NOT ALL INCLUSIVE] BROAD FORM ALL STATES SILENT INCLUDED MARITIME COVERAGE ENDORSEMENT SILENT INCLUDED VOLUNTARY COMPENSATION ENDORSEMENT INCLUDED ✓ Per Expinng Improvement to Expiring 15 WORLD Risk Manageme12l i All alp '011 1 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY SL CASUALTY INSURANCE AUGUST 5,2020 @ 2:OOPM ION 1 1 12020-2021 CLASS CODE DESCRIPTION ESTIMATED ESTIMATED PAYROLL PAYROLL 5509 STREET OR ROAD PAVING $4S6,990 $233,322 7520 WATERWORKS OPERATION & DRIVERS - - 7539 ELECTRIC LIGHT OR POWER CO. NOC -ALL EMPLOYEES & DRIVERS - - 7580 SEWAGE DISPOSAL PLANT OPERATION & DRIVERS - - 7704 FIREFIGHTERS & DRIVERS - - 7705 AMBULANCE SERVICE COMPANIES AND EMS PROVIDERS & DRIVERS - - 7720 POLICE OFFICERS & DRIVERS $4,219,450 $4,157,100 8292 STORAGE WAREHOUSE NOC - 8380 AUTOMOBILE SERVICE OR REPAIR CENTER & DRIVERS $147,895 $150,560 8810 CLERICAL OFFICE EMPLOYEES $2,835,001 $2,575,080 8820 ATTORNEY -ALL EMPLOYEES & CLERICAL, MESSENGERS, DRIVERS - - 8831 HOSPITAL- VETERINARY & DRIVERS - - 8868 SCHOOL/COLLEGE - PROFESSIONAL EMPLOYEES & CLERICAL $22,005 9015 BUILDINGS OPERATIONS BY OWNER - ALL OTHER EMPLOYEES $94,027 $104,809 9016 AMUSEMENT PARK OR EXHIBITION OPERATIONS & DRIVERS - - 9063 YMCA, YWCA,YMHAORYWHA,INSTITUTION -ALL $23,149 - 9101 SCHOOL/COLLEGE- ALL OTHER EMPLOYEES - - 9102 PARK NOC - ALL EMPLOYEES & DRIVERS $485,185 $777,592 9220 CEMETERY OPERATIONS & DRIVERS - - 9402 STREET CLEANING & DRIVERS - - 9403 GARBAGE ASHES OR REFUSE COLLECTION & DRIVERS $383,853 $329,200 9410 MUNICIPAL, TOWNSHIP, D OR STATE EMPLOYEE NOC $426,203 $260,504 $9,093,758 $8,588,167 16 WORLD Risk Manageme122 A BALLAID' COMPANY CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST S, 2020 @ 2:OOPM CYBER LIABILITY PROGRAMEXPIRING ••,• • PROGRAM 2019 To 2020 2020 To 2021 CARRIER NOT APPLICABLE GREAT AMERICAN INSURANCE NAMED INSURED NOT APPLICABLE PUBLIC RISK MANAGEMENT OF FLORIDA COVERAGE FORM NOTAPPLICABLE CLAIMS MADE RETROACTIVE DATE NOT APPLICABLE TBD DEDUCTIBLE NOT APPLICABLE $10,000 LIMIT OF LIABILITY NOT APPLICABLE $1,000,000 ANNUAL AGGREGATE NOT APPLICABLE $5,000,000 POOL AGGREGATE COVERAGE(INCLUDING BUSINESS INCOME/EXTRA EXPENSE NOT APPLICABLE CYBER EXTORTION THREATS NOT APPLICABLE MEDIA LIABILITY NOT APPLICABLE PUBLIC RELATIONS EXPENSE NOT APPLICABLE INCLUDED REPLACEMENT/RESTORATION OF ELECTRONIC NOT APPLICABLE DATA SECURITY BREACH EXPENSE NOT APPLICABLE SECURITY BREACH LIABILITY [INCLUDES NOT APPLICABLE REGULATORY FINES/PENALTIES AND PCI FINES] ✓ Per Expiring Improvement to Expiring 17 WORLD Risk Manageme123 <SnII CIOF Cpq>ANl CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM SUMMARY OF COVERAGE ENHANCEMENTS PROPERTY Removed Named Storm minimum deductible. All Other Peril deductible reduced to $1,000. • Increased ordinance and law/increased cost of construction to $25Mil from $500,000. ■ Increased Errors & Omissions to $25Mil from $250,000. ■ Automatic acquisition limit increased to $25Mil from $21VIil on real personal property. • Auto Physical Damage coverage extended to included Non -Owned vehicles. GENERAL LIABILITY • Increased limit of liability to $2Mil from $iMil • Changed General Liability deductible to $0 from $10,000. • Law Enforcement deductible remains $0. • Employment Benefits Liability deductible reduced to $0 from $10,000. AUTO LIABILITY • Increased limit of liability to $2Mil from $1Mil. Auto Liability deductible remains $0. PUBLIC OFFICIALS LIABILITY/EMPLOYMENT PRACTICES LIABILITY • Limit of liability per occurrence increased to $2Mil from $1Mil. • Annual aggregate limit increased to $6Mi1 from $1Mil Public Officials liability deductible reduced to $0 from $50,000. • Employment Practices Liability deductible reduced to $0 from $100,000. WORKERS' COMPENSATION Workers' Compensation deductible remains $0. • Employers Liability limit increased to $2Mil from $1Mil. CYBER LIABILITY Cyber Liability coverage provided through the PRM offering. Limit of $1,000,000 per occurrence with a pool annual aggregate of $500,000. 18 WORLD Risk Manageme124 A &ALLATG[ COMFANY CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM PROPOSAL PRICING & BINDING AUTHORITY AFTER CAREFUL CONSIDERATION OF THE REFERENCED PROPOSAL, WE ACCEPT YOUR INSURANCE PROGRAM AS INDICATED WITH AN "X" BELOW: OPERTY & CASUALTY COVERAGES i PRM PROPERTY & CRIME PREMIUM BREAKDOWN — 2020-2021 '%. ZCHANGE 7YESNo $155,805 PRM BOILER & MACHINERY $1,786 PRM GL/LEL/AL/E&O/EXCESS LIABILITY $293,205 PRM WORKERS' COMPENSATION $108,785 GRAND TOTAL $559,581 CYBER LIABILITY INCLUDED A NEW PREFERRED MEMBER JOINING PRM SHALL REMAIN A MEMBER FOR AN INITIAL TWO-YEAR TERM. A NEW PREFERRED MEMBER'S RATES ARE GUARANTEED FOR THEIR INITIAL TWO-YEAR TERM. THE INITIAL TWO-YEAR TERM GUARANTEES RATES, NOT PREMIUMS, WILL REMAIN THE SAME FOR THE 10/1/2020 TO 10/1/2022 COVERAGE PERIOD [COVERAGE PERIOD (I)30/1/2020 12:01AM TO 30/1/202112:01AM (11)10/1/202112:01AM TO 10/1/202212:01AM]. PAYMENT PLAN: PRM ALLOWS THEIR MEMBERS TO PAY THEIR TOTAL COSTS IN FOUR (4) QUARTERLY INTEREST FREE INSTALLMENTS. THE FIRST INSTALLMENT IS DUE AT INCEPTION AND IS EQUAL TO 25% OF ALL COSTS. THE REMAINING COSTS WILL BE PAID OVER THE NEXT THREE (3) QUARTERS. THIS WARRANTS THAT YOU HAVE NO KNOWLEDGE OF ANY CLAIM, OR INCIDENT THAT MAY RESULT IN A CLAIM, THAT HAS NOT BEEN REPORTED TO THE INSURANCE CARRIER. IT IS UNDERSTOOD AND AGREED THAT REFERENCED PROPOSAL PROVIDES ONLY A SUMMARY OF THE INSURANCE PROGRAM OPTIONS OFFERED. THE ACTUAL POLICIES WILL CONTAIN THE COMPLETE TERMS, CONDITIONS, DEDUCTIBLES, EXCLUSIONS, ETCETERA. PLEASE REVIEW POLICY LANGUAGE FOR A FULL UNDERSTANDING OF PURCHASED PROGRAM. Member Signature Print Member Name Date SIGNED BINDING AUTHORITY TO BE RETURNED BY 9/15/2020 THIS DOCUMENT IN ITS ENTIRETY IS CONFIDENTIAL & PROPRIETARY IN NATURE -NOT FOR PUBLIC RECORD. 19 WORLD Risk Managemel25 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:00PM REFERENCES PRIMARYCONTACT Michele Jones START DATE 10/1/1996 SCOPE OF SERVICES PROVIDED Brokerage: Property, General Liability, Law Enforcement Liability, Workers' Compensation, Public Officials/Errors and Omissions, Automobile Liability, Crime, Accidental Death & Dismemberment, Cyber Liability, Pollution Liability, Airport Liability. Consultant: Contract Review, FL §768.28 Sovereign Immunity, Relative Severity to Exposure by Class Analysis, Quality/Performance Monitoring, Claims Analysis, Claims Advocacy, Safety/Educational Training, Presentations to the Board, Budget Projections, Insurance Carrier Solvency, Market Updates, Recommendations, RFP/Vendor Minimum Insurance Requirements, Item/Topic Relevant to Client, but not limited to... CI T CONTACT Robbie Chartier County Administrator 304 NW 2^ Street, Okeechobee, FL 34972 Phone: 863-763-6441 ext. 1; Email: rchartier@co.okeechobee.fl.us Tom OF LANTANA PFIMARY CONTACT Adam Balls START DATE 10/1/2009 SCOPE OF SERVICES PROVIDED Brokerage: Property, General Liability, Law Enforcement Liability, Workers' Compensation, Public Officials/Errors and Omissions, Automobile Liability, Crime, Accidental Death & Dismemberment, Cyber Liability. Consultant: Contract Review, FL §768.28 Sovereign Immunity, Relative Severity to Exposure by Class Analysis, Quality/Performance Monitoring, Claims Analysis, Claims Advocacy, Safety/Educational Training, Presentations to the Board, Budget Projections, Insurance Carrier Solvency, Market Updates, Recommendations, RFP/Vendor Minimum Insurance Requirements, Item/Topic Relevant to Client, but not limited to... CLIENT CONTACT Deborah Manzo Town Administrator 500 Greynolds Circle, Lantana, FL 33462 Phone: 561-54D-5004; Email: dmanzo@lantana.org GLADES COUNTY BOARD OF COUNTY COMMISSIONERS PRIMARY CONTACT Joshua Hallon START DATE 10/1/1987 SCOPE OF SERVICES PROVIDED Brokerage: Property, General Liability, Law Enforcement Liability, Workers' Compensation, Public Officials/Errors and Omissions, Automobile Liability, Crime, Accidental Death & Dismemberment, Cyber Liability, Storage Tank Third Party Liability, Flood Consultant: Contract Review, FL §768.28 Sovereign Immunity, Relative Severity to Exposure by Class Analysis, Quality/Performance Monitoring, Claims Analysis, Claims Advocacy, Safety/Educational Training, Presentations to the Board, Budget Projections, Insurance Carrier Solvency, Market Updates, Recommendations, RFP/Vendor Minimum Insurance Requirements, Item/Topic Relevant to Client, but not limited to... CIr NTCONTACT Gabrielle lbietatorremendia Human Resources Director 500 Avenue 1, Moore Haven, FL 33471 Phone: 863-946-6009; Email: gibietatorremendia@myglades.com 20 WORLD Risk Managemel26 a 6 V nlJt COµ�<M CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM REFERENCES PRIMARYCONTACT Andy Cooper START DATE 10/1/2015 SCOPE OF SERVICES PROVIDED Brokerage: Excess Placements Consultant: Contract Review, FL §768.28 Sovereign Immunity, Relative Severity to Exposure by Class Analysis, Quality/Performance Monitoring, Claims Analysis, Claims Advocacy, Safety/Educational Training, Presentations to the Board, Budget Projections, Insurance Carrier Solvency, Market Updates, Recommendations, RFP/Vendor Minimum Insurance Requirements, Item/Topic Relevant to Client, but not limited to... CLIENT CONTACT Todd Stoughton Risk Manager 1300 White St., Key West, FL 33040 Phone: 305-809-3700; Email: tstoughton@cityofkeywest-fl.gov PRIMARYCONTACT Jon Rivera START DATE 10/1/2015 SCOPE OF SERVICES PROVIDED Brokerage: Property, General Liability, Law Enforcement Liability, Workers' Compensation, Public Officials/Errors and Omissions, Automobile Liability, Crime, Accidental Death & Dismemberment, Cyber Liability, Pollution Liability, Airport Liability. Consultant: Contract Review, FL §768.28 Sovereign Immunity, Relative Severity to Exposure by Class Analysis, Quality/Performance Monitoring, Claims Analysis, Claims Advocacy, Safety/Educational Training, Presentations to the Board, Budget Projections, Insurance Carrier Solvency, Market Updates, Recommendations, RFP/Vendor Minimum insurance Requirements, Item/Topic Relevant to Client, but not limited to... CLIENT CONTACT Maria Arteaga Finance Director 12645 Pinecrest Parkway, Pinecrest, FL 33156 Phone: 305-234-2121 ext. 130; Email: marteaga@pinecrest-fl.gov PRIMARYCONTACT Joshua Hallon START DATE 10/1/2019 SCOPE OF SERVICES PROVIDED Brokerage: Property, General Liability, Law Enforcement Liability, Workers' Compensation, Public Officials/Errors and Omissions, Automobile Liability, Crime, Accidental Death & Dismemberment, Cyber Liability. Consultant: Contract Review, FL §768.28 Sovereign Immunity, Relative Severity to Exposure by Class Analysis, Quality/Performance Monitoring, Claims Analysis, Claims Advocacy, Safety/Educational Training, Presentations to the Board, Budget Projections, Insurance Carrier Solvency, Market Updates, Recommendations, RFP/Vendor Minimum Insurance Requirements, Item/Topic Relevant to Client, but not limited to... CLIENT CONTACT Maria Bassett Finance Director/Deputy City Manager 8600 Overseas Highway, Islamorada, FL 33036 Phone: 305-664-6445; Email: maria.bassett@islamorada.fl.us 21 WORLD Risk Manageme127 ;. F.LLLTOP-0141Nv N N • m • m m r • '0 i •• 3 z z •• d O z i m p 0 3o m C C m Z< T 3 m 3^ z n U3 a N N m Y 0 s S N p _ F O O fl m r a D n G m a N 3 m c< a 3 u�i m m 3:-m m m to y� .< J D N O m cu J J YI yl fD K N N J K N n aj N U1 -I J 3 a 0 m N°^ o I m m w m m °' n a a^ c 01 ° m -. N O < ry J a D n 7 n�i Numi N O J m c 3 n n m CO m N N 0 � O< p N O ^• a m < N n C a v � a c v J• � ° • m •• v d •• x 3 n O " m m ° :3° s $ m< z 5 3 m K 0 C W N - E m Z 3 ° O = m n a m n 3 n° o m D v m N J O m m m '^ a m= N < m J C LA K a — »LA W N N m j ^ 3 m N° C O m J< J J Qf 0 Q m a O — U N O O m O 3 J J ? C m 3 o p o m 3 3 n ct o 0 0 m = _ c 0 b 3 c < W - m J � N m N » a IIAMI 1OSAL IANCE OPM PRM staff has the experience and expertise to work with each member in meeting their individual needs with customized training. Loss Control Resources are outlined below and include (z) types of online training video platforms, a video library, workshops and seminars, customized onsite training and programs such as comprehensive safety and employment practices reviews. ALL LOSS CONTROL RESOURCES ARE INCLUDED FREE OF CHARGE AS A PREFERRED MEMBER OF PUBLIC RISK MANAGEMENT OF FLORIDA. Insurance Discount Programs • Safety Credit Program • Drug -Free Workplace Program Risk Analysis Programs • Human Resources Loss Control Review • Risk Management/Safety Loss Prevention Review • Loss Analysis • Facilities Inspection Professional Legal Resources • Employment Law Consultation Services • HR/Supervisory Roundtable Events • Safety Webinars • HR Law and Solutions Seminar • Law Enforcement Liability available 24/7 Learning Resources • Safety Talks • Legislative/Compliance Update Email "Blasts" • Quarterly Newsletter • Onsite Training - Customized to the needs of your entity • Member Surveys F*i What is a Loss Prevention Review? PRM's Risk/Safety Review is a review of your organization's formal and informal Risk Management practices and procedures. Areas of Review Include: Claims: External and internal forms, reporting process and procedures. Safety Program: • Accident & Injury Investigation - process, procedures. documentation • Safety Policy - written policy, rules and procedures • Safety Committee - role, responsibility, purpose and goals • Safety Inspections - preventative maintenance, documentation and follow up infrastructure (sidewalks) • Record keeping - process, procedure and documentation • Review of annual training schedule ' List not all encompassing Getting Started: Contact a PRM Loss Prevention Consultant (LPC) to discuss your needs. Once a review has been completed, your LPC will arrange a meeting with you to discuss recommendations. PRM can also assist by providing sample policies or documents that meet necessary State and Federal compliance requirements. WORLD Risk Managemel29 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM Pre -Defense Review FIRM offers a Pre -Defense (PDR) program for Law Enforcement activities in a need for immediate legal advice. Our Pre -Defense Review program is designed to give your agency immediate professional legal advice after a critical incident that may result in litigation. We recommend.using the PDR after one of the following instances may have occurred: • Injury • Death • Violation of Civil Rights is Questionable • Use of Deadly Force • Use of Excessive Force • Wrongful Arrest • High Speed Chase resulting in injuries or death • Any incident Involving Injury, Death or Constitutional Rights in a County Jail or Municipal Holding Facility On -Site Law Enforcement Training PRM's law enforcement training is specifically tailored for local Sheriff and Police Departments The training addresses officer safety and how officers can protect the entity from liability claims through the use of correct policies & procedures." 24 WORLD Risk Manageme130 A BALLeIOP COMPANY IIAMI IOSAI LANCE OPM PRM has an on -site Claims and Litigation Manager and Risk Management Claims Specialist to ensure favorable outcomes and cost savings for its members. Services include: • Monitor all claims for Action Plan and appropriate reserving • Approval of all settlements • Approval of large reserve increases • Participation in all Claim Reviews with Members • Order/Assign Loss Control • Approval of all allocated expenses, including: - Defense Assignment - Surveillance Nurse Case Management • Review of loss run data for trends and opportunities for preventative measures WORLD Risk Managemel31 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM PRM provides members with an array of services to assist in the prevention of losses associated with Property & Casualty, Workers' Compensation, Safety, and all areas of Liability, including Police and Employment Practices. Choose from two different online training platforms: 1. First Net Learning Management System • New Hire Training Bundle • Course of the Month • Training Tracking Tool • Training Certificates • Report Feature 26 2, The Training Network Now Streaming Videos • Over 600 Video Safety Topics Available 24/7 • Many Titles Available in Spanish • One Log -In for Your Entire Organization • Quizzes and Supplemental Materials to Further Support Your Efforts WORLD Risk Manageme132 A Xn111101 COWIIII "The Village of Pinecrest has been with PRIM for about z 1/2 years, and in addition to the wonderful staff we've gotten to know, we have taken full advantage of all the other ancillary benefits which have come with being a PRM member. The online training has become a valuable part of our "Day One Onboarding" process and includes videos on Bullying in the Workplace, Ethics, Safety, and Sexual Harassment. Recently, we also took advantage of on -site training with Michele Faulkner. Michele did a wonderful job with our supervisory audience, covering not only major employment laws but also the performance management process and discipline. I would highly recommend this workshop to any member for both seasoned and new supervisors. Another added benefit which I personally appreciate is having knowledgeable and professional staff readily available to review our policies and procedures and safety manuals. The recommendations provided were welcomed and certainly appreciated." Maya Sauleda, Human Resources Manager Village of Pinecrest "PRM services include access to highly professional FIR and Legal staff. Any questions regarding employee matters are promptly responded to. FIRM has in-house legal counsel and partners with the law firm of ANB. Both legal counsels are highly familiar with our City and current issues impacting public entities. Additionally, FIRM is very responsive to any issues that come up. We contact them on anything that is or could be a concern and they promptly provide guidance. Lee Ricci, Human Resources/Risk Management Director City of Longwood 27 tIAMI 'OSAL ANCE OPM WORLD Risk Managemel33 L 64u[.ipe 11.1 e FIRM SERVICES Benefits of the National Premier Response Program THE NORTHSTAR ADVANTAGE. NorthStar provides advantages to clients that are unrivaled In its industry. As a full -service emergency response company, NorthStar owns and maintains the largest fleet of state-of-the-art equipment and employs only the most highly -qualified and reliable personnel. These qualities combined ensure the highest levels of service at the most cost-effective prices. When clients workwith NorthStar they are provided peace of mind of knowing they are in the right hands. NorthStar has the necessary resources and experience to complete any project on time. under budget and without Incident. WHEN DISASTER STRIKES, NORTHSTAR RESPONDS. NorihStar performs Initial safety assessments and Identifies priority areas for mitigation. An accurate reserve of the Costs and a scope of work are then developed and provided to the client for review. discussion and implementation upon approval. Our Operations Managers maintain open lines of communication between clients and management In order to provide daily updates. logs. photo documentation and financial estimates. W CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST S, 2020 @ 2:OOPM a?i NorthStar RECOVERY SERVICES NATIONWIDE COVERAGE. LOCAL SERVICE. NorthStar Is licensed in all 50 states to perform emergency response services demolition. hazardous material abatement, remediation. and reconsbuction. With a national network of more than 50 branch offices in all major US markets. 930 integrated U.S. response locations and more than 3.500 employees. we can immediately dispatch teams that range from 10 workers to thousands depending on project requirements. STREAMLINED FOR EMERGENCY RESPONSE. When disaster strikes. NorthStar understands how Important it is for clients to request service as quickly and easily as possible. Once an incident has occurred. the client needs only to tail the 24-Hour Emergency Response Hotline. Once the call Is received. a highly - qualified Operations Manager will respond within 5 minutes to begin gathering information and mobilizing personnel and resources. NorthStar's Clients are provided peace -of -mind knowing that help is a short phone call away. 24-Hour Emergency Response Hotline 1-800-283-2933 WORLD Risk Managemel34 PRM SERVICES Benefits of the National Premier Response Program ®EXPERIENCE MATTERS NorthStar is the #1 Specialty Contractor in the U.S since 1999 by Engineering News Record and has over 30 years of experience providing emergency response and restoration services ®NATIONAL PRESENCE With the largest fleet of equipment in the industry and more than 50 offices and 930 response locations. NorthStar is able to respond to even the most remote locations. ENVIRONMENTAL REMEDIATION &TOM NorthStar is the largest and most qualified environmental remediation company in the country and Is well versed in safeguarding building inhabitants and returning affected environments to healthy condition as quickly as possible. 29 CITY OF SOUTH MIAMI 2020-2021 PROPOSAL PROPERTY & CASUALTY INSURANCE AUGUST 5, 2020 @ 2:OOPM No hStar RECOVERY SERVICES 0 FIRE & WATER As a full -service restoration and recovery provider. NorthStar offers the skills and manpower necessary to quickly restore normal business operations following a fire or water disaster ®BUILD OR REBUILD NorthStar provides general construction and management services for fire. water. large loss. and other related damages throughout North America. UNPRECEDENTED ACCESS ©NorthStar personnel possess some of the most rigorous license credentials In the Industry. including GSA licensing and TWIC Access. All NorthStar staff are IICRC certified In multiple remediation and recovery categories. 24-Hour Emergency Response Hotline 1-800-283-2933 WORLD Risk Managemel35 INSURANCE PROPOSAL SUBMITTED ESPECIALLY FOR: CITY OF SOUTH MIAMI POLICY TERM: 10/01/20 TO 10/01/21 DATE OF PRESENTATION: AUGUST 3, 2020 PRESENTED BY: ROBERT P. HOLLANDER EXECUTIVE VICE PRESIDENT BROWN & BROWN -MIAMI DIVISION INTRODUCTION We would like to take the opportunity to thank you for allowing us to work closely with you in our effort to develop a comprehensive Risk Solution Program for your business. Brown & Brown, Inc. is the largest independent agency organization in Florida and the 61 largest in the US. The company provides a variety of insurance products and services to corporate, institutional, professional and individual clients. Headquartered in Daytona Beach and Tampa, Brown & Brown is publicly traded on the New York Stock Exchange (BRO) and has been included in Forbes' list of the "200 Best Small Companies in America". The company handles clients' premiums in excess of 12 Billion annually and has in excess of 6,500 employees. We have insurance professionals who specialize in evaluating and protecting your personal assets -home, auto, watercraft and life. We also have an experienced employee benefits department who can assist you with group health, disability, life and dental. While size is not the sole criteria for choosing an insurance agent, it does enable us to offer our clients clout in the marketplace and unmatched service capabilities. Please feel free to visit our website at www.bbinsurance.com This insurance proposal is prepared based on data furnished by you for our review. It is not to be construed as an exact or complete analysis of the policies or as legal evidence of insurance. It is only a brief outline of your insurance coverage and is for information purposes only. In the event of difference, the provisions of the policy will prevail. Please read your policy carefully for a thorough understanding of all terms, conditions and exclusions. ACCOUNT SERVICING TEAM Robert Hollander Executive Vice President 305-364-7818 rhollander@bbmia.com Nancye Batista, AAI Commercial Lines Associate Team Leader Account Manager 305-364-7816 nbatista@bbmia.com Maria Li Claims Representative 305-714-4526 mli@bbmia.com INSIiRANC.E? 14900 NW 79th Court, Suite 200 Miami Lakes, FL 33016 Telephone: 1-800-432-8844, (305) 364-7800 or (30_5) 714-4400 Fax: (305) 714-4401 TABLE OF CONTENTS I. Schedule of Named Insureds II. Coverage Sections o Property o Inland Marine o Crime o Commercial General Liability o Law Enforcement o Deadly Weapon Protection o Commercial Automobile o Public Official/Employment Practices Liability o Workers Compensation III. Summary IV. Illustrations and Definitions SCHEDULE OF NAMED INSUREDS City of South Miami This list includes all of the named insured's we presently have on your policies. Should any revisions to this listing be required, please notify our office immediately. PROPOSED PROPERTY COVERAGE Insurer: Preferred Governmental Insurance Trust Location of Premises: Per Schedule Attached Description of Property: Blanket Building & Contents Limit, per attached schedule $23,091,305 TRIA — Limit: $1,000,000 - $2,500 Per Occurrence Deductible Values Insured are Ultimately Chosen by the Client. In view of the continually changing cost of construction and building materials, we strongly suggest that you review your property values annually. ANY changes in Ore occupancy of an insured location should be reported to our office inunediately. Changes in occupancy cm: potentially reduce or negate the coverage afforded by your properly policy Description of Coverages Proposed: Policy Form: Building & Personal Property Coverage Form — Special Causes of Loss: Special Form: Excluding Earthquake/Earth Movement Coinsurance: Building & Personal Property: N/A Valuation: Replacement Cost Flood Limit: Per Occurrence and Aggregate: $1,000,000 Excess of NFIP Whether Purchased or Not PROPOSED PROPERTY COVERAGE Continued Property Extensions of Coverage: For a full description of terms, definitions and conditions, please refer to the policy documents. Extensions of Coverage- Deductible applies per the terms of the Coverage Agreement Lgoverage Description Accounts Receivable UmIt SS.DD.DDD Additional Expense Animals Business Income Buildings Under Construction St.000,oDD 55,oDD 35AD.D00 If shaven on I'weny Schedule Debris Removal- limit shown or 25% of loss, whichever is greater, per occurrence $250,000 w 25% of loss. whichever is Drearer. per occurrence Demolition. Ordinance and ICC sSDD,DDD Duty to Defend Included Errors and Omissions $250.DDD Expediting Expense $55.000 Fire Departiment Charges $25.000 Fungus Cleanup Expense $50,DD0 Lawns. Plants, Trees and Shrubs $2.5.000 Leasehold Interest So New Locations S2.ODD,000 Personal Property of Employees $50.D00 Pollution Cleanup Expense $50.000 Preservation of Property $250,000 Professional Fees $ 20.000 Property at Misoelaneous Unnamed Locations $150,000 Recertification $10.000 Service Interruption Covers 5100.000 Transit 5250.000 Vehicle Property Coverage Ise d PROPOSED PROPERTY COVERAGE Continued... Deductible: All Other Perils: $ 2,500 Per Occurrence — Building & Contents and Extensions of Coverage Named Storm: 5% Per Occurrence - Subject to $15,000 Minimum Flood: $2,500 Per Flood except zones A, V excess of NFIP, whether purchased or not Coverage Enhancements: Boiler & Machinery - Limit: $23,091,305 - $2,500 Deductible Per Occurrence NOTE: Detached walls, fences, radio and TV antennas, trees, shrubs, plants free-standing property improvements such as athletic equipment, windscreens, lightpoles, satellite dishes or signs are not covered unless specifically scheduled on the policy. Property and Extensions of Coverage include, but are not limited to the following exclusions: -Earthquake/Earth Movement ■Electronic Data ■Electronic Date Recognition ■Asbestos -Pollution •Fungus ■ War, Nuclear ■ Ordinance or Law — Limited per Extensions of Coverage Note: The PGIT property program is a shared limit. The limits purchased are a per occurrence limit and in the event an occurrence exhausts the limit purchased by PGIT on behalf of the members, payment to you for a covered loss will be reduced pro-rata based on the amounts of covered loss by all members affected by the occurrence. WINDSTORM & HAIL DEDUCTIBLE SAMPLE ILLUSTRATION FLAT DEDUCTIBLE vs. PERCENTAGE Windstorm and Hail Deductible This deductible would apply to a claim for damage caused by windstorm. Building Replacement Cost Flat Ded. 2% Ded. 3% Ded. 5% Ded. Bldg. #1 - $1 000,000 $5,000 $20,000 $30,000 $50,000 Bldg. #2 - $2,000,000 $5,000 $40,000 $60,000 $100,000 Bldg. #3 - $3,000,000 $5,000 $60,000 $90,000 $150,000 Bldg. #4 - $4,000,000 $5,000 $80,000 $120,000 $200,000 TOTALS: Value - $10 000,000 $20,000 1 $200,000 1 $300,000 1 $500,000 Percentage wind deductibles are calculated as a percentage of the total replacement value. SCHEDULE OF COVERED PROPERTY Lxa Description Address Corsi Type Ell. Tom. Building Cadenb Dab Date Value value 001 Pudic Works Office 4795 SW 75th Avenue 119-JM 10011=0 10012021 $228,200 $25.000 Building South Miami Florida 33143 002 StoragerMotor Pool 4795 SW 75thAvenue 131- FR 10012020 101012021 558,9D0 so Office South Miami Florida 33143 003 Said Waste Bldg-5 4795 SW 75th Avenue 152-NC 101012020 10012021 $199.400 $50.000 Bay Shop South Miami Florida 33143 004 City Garage 4795 SW 75th Avenue 111-MNC 10012020 10/012021 $570.600 $100,000 South Miami Florida 33143 Gas City's Repair Shop 4795 SW 75th Avenue 119-JM 10012020 10012021 $224.500 575.000 South Miami Florida 33143 OD6 Police Storage Bldg 4795 SW75th Avenue 119-JM 10012020 10&112021 $21,400 s10,000 Soul Miami Florida 33143 007 Dante B. Fascell 8600 Red Road 131-Fit 10012020 10012021 595.500 $0 Park? Tennis Pro South Miami Florida Shop & Restroom 33143 Bldg 008 Dante B. Fascell 8500 Red Road 152-NC 100t2020 10012021 $48.0D0 $0 Park-2 Gazebos South Miami Florida 33143 009 Dante B. Fascell-1 8600 Red Road 119-JM 100112020 10012021 $10.1DD so Tiki Hut South Miami Florida 33143 010 Dante B. Fascel MW Red Road 131-FR 10012020 101012D21 $70.700 s0 Community Storage South Miami Florida 33143 011 Fuchs Park Pavilion 6445 SW 81 Street 101 -Frame 10/012020 10012021 A54.400 s0 ($4550 Contents South Miami Florida Included) 33143 SCHEDULE OF COVERED PROPERTY LocI Description Address CornlType ER. Term. Building Contents alb Vales value 012 Fuchs Park- 6445 SW 81 Street 119-JM 10/01/2020 1575112521 $49,300 s0 Bathroom South Miami Florida 33143 013 Palmer Park - Field 6445 SW 81 Street 152-NC 10101=0 10MI2021 $45.700 $0 Storage Building South Miami Florida 33143 014 Palmer Park Football 6701 SW87th Avenue 119-JM 10/01/2020 1W012021 $77,700 $45.000 Storage Bldg South Miami Florida 33143 015 Palmer Park- 6701 SW87tb Avenue 119-JM 10/012020 10/012021 $871900 $0 Restroom Bldg South Miami Florida 33143 016 Palmer Park- 5701 SW 67th Avenue 119-JM 101O2020 10/012021 $47,9W $10.000 Concession Bldg South Miami Florida 33143 017 Murry Park 6701 SW So Pace 111-KIND 10/012020 101012021 $93,800 $0 Community Center South Miami Florida 33143 018 Hope Baler Activity 6701 SW 58 Place 119-JM 10/01/2020 101012021 $278,600 $0 Center South Miami Florida 33143 019 Office/Police 5975 Sunset Drive 119-JM 10/012020 10101=1 s0 S32,500 Substation South Miami Florida 33143 020 City Hell / Police 6130 Surreal Drive 119-JM 10/012020 10/012021 $3,996.300 $427.600 South Miami Florida 33143 021 Silva Martin Bldg 6130 Sunset Drive 119-JM 10/012020 1W012021 $430,8W $65.600 South Miami Florida 33143 022 South Miami Comm 5800 SW 68 Street 111 - MNC 1W012020 10/01/2021 $3,333,4D0 $400,000 Center I Gym South Miami Florida 33143 023 Jean Wilis Park 7220SW81sl Coud 101-Frame 101012020 10/012021 $20,800 $0 Gazebo South Miami Florida 33143 024 Mamiall VVdliamson 6121 SW 68 Sheet 162-NC 10I012020 10/012021 S61,300 s0 Pan, / Gazebo South Miami Florida 33143 025 Gid Smut Property 6609 SW 60 Street 119-JM 10101n020 10/01/2021 S240,000 so South Miami Florida 33143 SCHEDULE OF COVERED PROPERTY Loot Description Address Corot Type EB. Tom. Building Contents Date Date Valor value 026 Parking Geroge 5829 S. W. 73 Street 131- FR 101012020 1W012021 S8,601,000 $0 South Miami Florida 33143 027 Dison Park -Gazebo SWSath Ave8SW80 152-NC 101012020 10012021 518.800 50 St South Miami Florida 33143 028 - Police Sub Station 6726 SW 59 Place 119-JM 10012020 10012021 $0 S26,000 South Miami Florida 33143 029 Bus Shelter N Side of Sunset Dr 8 152-NC 10012020 10011=1 $7,100 30 South Miami Florida 33143 030 Bus Shatter N Side or Sunset Dr 3 152-NC 10012020 10012021 S7,100 $0 South Miami Florida 33143 031 Bus Shelter S Side of Sunsot Dr 8 152 -NC 10012020 10012021 $7,100 50 South Miami Florida 33W 032 Bus Shelter S Side or Sunset Dr B 152-NC 10012020 10012021 $7100 so South Miami Florida 33143 033 Bus Shelter E Side of SW 62 Ave 8 152-NC 10012020 10012021 $7,100 50 South Miami Florida 33143 034 Reslroom 6121 SW 68th Street 119-JM 10/012020 10012021 $126.000 so South Miami Florida 33143 035 Police Fueling 6130 Sunset Drive 119-JM 10012020 101012021 $184,200 $10.000 Station South Miami Florida 33143 036 Wash Bay 4795 SW 75Th Ave 152-NC 10012020 100/2021 $22,900 so South Miami Florida 33143 037 Dog Park Tin Hut 6380 SW 78Th Street 131-FR 10012020 10012021 $2.300 50 South Miami Florida 33143 038 Brewer Park PaWion 63W SW SBTh Street 152-NC 10012020 100112021 $2.700 $0 South Miami Florida 33143 039 Property In The Open 6130Sunsel Drive 102-PRO 10101=0 101012021 $16,000 s0 South Miami Florida 33143 SCHEDULE OF COVERED PROPERTY Lora Description Aedreas Consl Type EB. Tema. Building Content. that, Deb value value 040 Propertyln The Open 4795SW75ThAvenue 102-PITO 10012020 10/012021 $123,988 SO South Miami Florida 33143 041 Property In The Open 5800 SW 66Th St 102 -PRO 10I012020 10012021 $123,986 $0 South Miami Florida 33143 042 Propel In The Open 6609 SW 60 Street 102-PRO 101012020 10012021 S27,150 $0 South Miami Florida 33143 D43 Property In The Open 8600 Red Road 102-PITO 10012020 10012021 $330.780 $0 South Miami Florida 33143 044 Properly In The Open 6100SW671h Avenue 102-PRO 10012020 10/012021 $267,530 $0 South Miami Florida 33143 045 Properly In The Open 6121 SW 58 Street 102-PRO 101012020 10/012021 $157,950 $0 South Miami Florida 33143 046 Property In The Open 6445 SW 81St Street 102-PRO 10012020 10012021 S40,850 SO South Miami Florida 33143 047 Property In The Open 7220 SW 61 Ct South 102-PRO 10012020 10/012021 S3,770 $0 Miami Florida 33143 048 Property In The Open SW SBTh Ave 8 SW 80 102-PRO 10/012020 10012021 $46,955 50 St South Miami Flonda 33143 049 Property In The Open 6300 SW Si Street 102-PRO 10/012020 10012021 $133,095 $0 South Miami Florida 33143 050 Properly In The Open 6380 SW78Th Streel 102-PRO 10012020 10/012@1 S15,455 $0 South Miami Florida 33143 051 Commercial Condo 5825 SW 68 Street 119-JM 1001/2020 10012021 $146,173 $0 Unit 1A South Miami Florida 33143 052 Commercial Condo 5825 SW 68 Street 119-JM 10/0112020 10/012021 $39.237 $0 Unit 1B South Miami Florida 33143 053 Commercial Condo 5825 SW 68 Street 119-JM 1=12020 10012021 $41,870 $0 Unit IC South Miami Florida 33143 SCHEDULE OF COVERED PROPERTY Loci Description Address CorotTypa EB. Tenn. Building Contents Date Dab Volvo value 054 Commercial Cabo 5825 SW68 Street 119-JM 10/012020 10012021 S42,397 $0 Unit 1D South Miami Florida 33143 055 Commercial Canto 5825 SW68 Street 119-JM 10/01/2020 10r0/2021 $40.553 $0 Unit 1E South Miami Florida 33143 056 Commercial Condo 5825 SW68 Street 119-JM 1ND12020 10/012021 $100,573 $0 Unit 2A South Miami Florida 33143 057 Commercial Canto 6825 SW 68 Street 119-JM 10/012020 101012021 $36,603 $0 Unit 2B South Miami Florida 33143 058 Commercial Cabo 5826 SW 68 Street 119-JM 1010 2020 10012021 $148,453 60 Unit 2C South Miami Florida 33143 059 CanmemAal Condo 5825 SW 68 Street 119-JM 10012020 10/012021 $51.350 so Unit 3A South Miami Florda 33143 060 Canmircal Cando 5825 SW 68 Street 119-JM 10/012020 10012021 $37,130 SO Unit 3B South Miami Florida 33143 061 Commercial Condo 5825 SW68 Street 119-JM 10012020 10012021 $228.003 $0 Unit 3C South Miami Florida 33143 062 Commercial Canto 5825 SW 68 Street 119-JM 10012020 1001/2021 $150.623 $0 Unit 4A South Miami Florida 33143 063 Commercial Cabo 5625 SW 68 Street 119-JM 10012020 10/012021 $148.433 $0 Unit 40 South Miami Florida 33143 Total $21,814,605 $1.276,700 TN $23,091,305.00 L PROPOSED INLAND MARINE COVERAGE Insurer: Preferred Governmental Insurance Trust Description of Property: Values of Insurance: Blanket Unscheduled $470,479 Subject to $25,000 Any One Item Excludes Watercraft Scheduled — Statues/Per Schedule on File $240,000 Causes of Loss: Special Form: Excluding Flood and Earthquake Loss of Use coverage is not automatically included Valuation: Actual Cash Value Deductible: $1,000 Exclusions Include But Are Not Limited To: Flood Earthquake/Earth Movement Biological or Chemical Materials Electronic Data Electronic Date Recognition Asbestos PROPOSED CRIME COVERAGE Insurer: Preferred Governmental Insurance Trust Type of Policy: Combination Crime Limits of Coverage: Employee Dishonesty Incl. Faithful Performance $ 100,000 Per Loss Covers loss of money, securities and other property by employee dishonesty at all premises of the insured. Forizery or Alteration 1 $ 1100,000 Covers loss by forgery or alteration of checks, drafts, and promissory notes (except by an employee) that are made or drawn by the insured or his agent. Com uter Fraud Including Funds Transfer Fraud $ 100,000 Covers against theft of money, securities, or property by using a computer to transfer covered property from the insured's premises or bank to another person or place. No coverage is provided for theft of information or for computer vandalism. Theft, Disappearance or Destruction 1 $ 100 000 Other Coverages Available: D. Robbery and Safe Burglary E. Premises Burglary G. Extortion H. Premises Theft and Robbery Outside I. Lessees of Safe Deposit Boxes J. Securities Deposited with Others Deductibles: Employee Dishonesty $1000 Forgery or Alteration $1 000 Computer Fraud 1$1,000 Theft, Disappearance or Destruction 1 $1 000 PROPOSED GENERAL LIABILITY COVERAGE Insurer: Preferred Governmental Insurance Trust Tvpe of Form: Commercial General Liability - Occurrence Form Limits of Liability: Bodily Injury & Property Damage Liability $1,000,000 Each Occurrence General Aggregate N/A Products/Completed Operations Included Personal Injury & Advertising Injury Included Damage to Premises Leased/Rented to You Included Any One Fire Bodily Injury and Property Damage Deductible $10,000 Per Occurrence Employee Benefits Liability, Per Person $1,000,000 Fire Damage Included PGIT MN-203 Part B Limit $300,000 Higher Liability Limits may be Available Upon Request Exposure Basis: Class Basis Amount Municipality Payroll $4 470,719 Be sure to get Certificates of Insurance with "Adequate" Limits and Coverage from Subcontractors, to avoid being charged as though Subcontractors were your Employees. Coverage Enhancements: Herbicide & Pesticide - $1,000,000 Aggregate Limit Sewer Backup and Water Damage Limit - $10,000 No-Fault/$200,000 At Fault: Subject to $200,000 Aggregate Exclusions include but are not limited to: ■ Pollution ■ Asbestos ■ Mold ■ Fungus, Bacteria ■ Lead ■ Nuclear ■ Medical Payments ■ Liquor Liability] ■ Copyright or Patent Infringement • Public Officials Liability/Employment Practices Liability ■ Unmanned Aircraft/Drone Liability • Cyber Liability/Social Engineering PROPOSED LAW ENFORCEMENT LIABILITY COVERAGE Insurer: Preferred Governmental Insurance Trust Type of Form: Occurrence Limits of Liability: Per Person $1,000 000 Per Occurrence $1,000,000 Deductible: N/A Exposure Basis: Class Basis Amount Law enforcement Number of Officers 52 Full Time 2 Part Time Defense Costs — Outside of the limit; does not erode the limit for General Liability and Law Enforcement Liability Deadly Weapon Protection (Claims Made Coverage) (Claims Expenses erode the limit of liability Deadly Weapon Protection Claims Made and Reported) Covera a Descri tion Limit Deductible Third Party Liability Coverage Crisis Management Services Counseling Services Funeral Expenses $1,000,000 Included $ 250,000 sublimit $ 250,000 sublimit $0 Retro Date: 10/012019 Coverage Highlights: Broad definition of Deadly Weapon Event. 24 hour Crisis Response Team Services Claims expensesare inside the limit of liability. Automatic Extended Reporting Period is 60 da s. Deadly Weapon Protection Deductible is Amended to read: $10,000 in lieu of $0 PROPOSED COMMERCIAL AUTOMOBILE LIABILITY COVERAGE Insurer: Preferred Governmental Insurance Trust Limits of Liability: Bodily Injury & Property Damage Liability $1,000,000 Combined Single Limit Liability Coverage Provided For: Symbol #: 1 Any Auto Personal Injury Protection $10,000 Each Person - Symbol #: 5 (Florida No -Fault) Owned Auto Subject to No Fault Medical Payments Not Each Person — Symbol Included Uninsured Motorists Non -Stacked Not Per Accident Included Physical Damage: Symbol #: 2,8 Collision $1,000 Deductible Com rehensive $1000 Deductible Physical Damage Coverage Provided For: Symbol #: 2, 8 Per Schedule/Hired Autos Onl Hiri her Limits of Liability May Be Available Upon Request Coverage Enhancements: ■ Hired Auto Liability ■ Non -Owned Auto Liability ■ Hired Physical Damage Limit: $100,000 Subject to deductible NOTE: The vehicles listed on this policy must be owned by, titled to or leased to the Named Insured. Preferred Vehicle reement Period: 10/01/2020 through 10/01/2021 GOVERNMENTAL _ IN5L'RANCETRU51 COVERED PARTY: City of South Miami QUOTE NUMBER: PK FL1 0132021 20-11 01 -2 AGENCY: Brown & Brown, Inc. - Miami Make Model/Descrip0on DepartmentEALEffCamp Comp Comp Value Unha Ded Eft TermYear VINR Vehicle Type Coll COE Etf Coo Valuation Type Ded Tem1 ntemationa TrashTruck $1,000 10I012020 101012021 $31.000 Wl19N 1HMRMX41247192 Garbage Truck 51,000 1a012020 1WOW= Actual Cash Value ntemationa Trash Truck 10I01/2020 S1,000 20 1010120 1ON12021 S32,D00 OM 2005 1131 Garbage Truck 10MI2121 $1,000 1w 2020 101012021 Actual Cash Value ntematkMe Trash Crane 101012020 $1,000 101012020 1010112021 S32,000 003 2005 BD662 Garbage Truck 101D12021 51,000 101012020 101012021 Actual Cam Value Fad F450 Bucket Truck 10/012020 $1,000 10/014M 101012MI $28.000 ON 2004 6749 Heavy Truck 10/012021 $1.000 10/012020 IDMI/2021 Actual Cash Value Utility Trailer 101012020 $1.000 101012020 16V12ml S10,000 005 2004 1773 Trader -NO 101012021 $1.0D0 1N012020 101012021 Actual Cash Value CHARGE Ford Rarper 101012020 $1.000 1=12020 1001202/ sloom 006 1997 483 Light Truck 10012021 $1.000 101012020 10/D12021 Actual Cash Value Ford Pickup 101012020 $1,000 10/012020 10N12021 SIOODD 007 1996 5064 Light Truck 101m2021 1 $1.000 101012020 I 101012021 I Actwl Cann value Print Date: 7M2020 Page 1 Auto Schedule submissons.rpt VEHICLE SCHEDULE Unitk Make Model/Description Department AL Eff Comp Ded Comp ER Comp Term Value Year VINO Vehicle Type AL Tenn Coll Dad Cog Et/ Cog Term Valuation Type GOB Ford F250 Polite 10101202D $1,000 1WO12020 10/012021 S23.000 2005 1FTBVV2OP75EC28300 Police Car 1OM12021 $1,000 10/012020 10/012021 Actual Cash Value 009 Ford Expedition 101012020 $1.000 10/012020 10101=1 $22.500 2005 8547 Light Trudy 10/012021 51,000 10/012020 101012021 Actual Cash Value 010 Ford Trash Torch 101012020 $1,000 10/012020 10/012021 $47.000 2007 7296 Garbage Truck 10/01/2021 $1,000 101012020 10/012021 Actual Cash Value 011 Fold Ranger 101012020 $1,000 10/012020 10101=1 $21.500 2006 8007 Light Trudy 101012021 E1,000 101012020 10/012027 Actual Cash Value 012 Ford Crown Victims Police 101012020 $1.000 10/012020 10/012021 $22.OW 2006 3763 Police Car 10N12021 $1,000 10N12020 10N12021 Actual Cash Value 013 =o:d Crown Victoria Police 10/012020 $1.000 10/012020 10/012021 $22,000 2005 3764 Police Car 10/012021 $1,000 10101RO20 101012021 Actual Cash Value 014 Ford Ranger 10/012020 S1,000 10/012020 10/012021 $19.800 2007 9505 Light Truck 10/012021 $1,000 11 101012020 10/O1/2021 Actual Cash Value 015 Ford Crew Cab Truck 10/012020 S1,000 10/0112020 10/012021 $22,000 2007 1FFWW30P17EA4733 Medium Truk 10/012021 $1.000 101012020 10/012021 Actual Cash Value 018 Ford F250 101072020 $1,000 10/01/2020 10/012021 $10,000 2001 1259 Light Truck 1=12021 $1,000 10/012020 1=12021 Actual Cash Value 017 Ford E450 Pau Van 101012020 $1,000 10/012020 10/012021 E26.000 2007 6567 Medium Tick 10/012021 $1.000 10/012020 10/012021 Actual Cash Value VEHICLE SCHEDULE Make Nodel/Descripton Department AL EH Comp Comp Comp Value Ded EM Term Unit# Year VIN N Vehicle Type AL Term Coll Cog Ett Cog Valuation Type Dad Term Ford F2504f2 10MI2020 $1,000 10/012020 10101MG21 630,ODO Ole 2008 8133 Light Truck 101012021 $1,000 10/012020 10/012021 Actual Cash Value Ford F450 Super Pickup 10/012020 $1.000 10/012020 10/012021 S40,0DO 019 2007 7463 Medium Truck 10'012021 $1,000 101012020 10/012021 Actual Cash Value Ford E350 Pace Van 10/01/2020 $1,000 1d012020 1010I2021 S28,0DO 020 2008 9179 Light Truck 10/012021 $1,000 10/012020 10/012021 Actual Cash Value Fad F250 101012020 $1,000 10/012020 101012021 SKODO 021 2008 4733 LightTruck 10/012021 $1,000 10/012020 10/012021 Actual Cash Value Fad WtkuP 10,012020 $1,000 1010I2020 101012021 S22.DO0 022 2008 4732 Light Truck 1001=1 $1,000 10/012020 10/012021 Actual Cash Value Fad Water Truck 10/012020 $1,000 10/012020 101012021 S31,D00 023 2008 6415 Heavy Truck 101011=1 $l,OD0 101012020 10/012021 Actual Cash Value Ford 15 Pass Van 10/012020 $1,000 10/012020 101012021 $25.000 024 2008 5821 Bus <20 Paso. 10/012021 S1,00D 10I012020 10101/2021 Actual Cash Value No lift Ford 15 Pass Van 10/012020 $1.000 10/012020 10N12021 $25,ODO 025 2000 6820 Bus <20 Pass. 7d012021 $1,000 701072020 101012021 Actual Cash Value No Lift Ford Expedition 101012020 $1.000 10/012020 10/012021 S75,ODD 026 2008 6696 Light Truck 10/012021 $1,000 10/012020 10/01/2021 Actual Cash Value Fond 15Pass Ven ititow020 S7,0o0 10/012020 10/012021 $25.000 027 2009 1FBSS31L69DA19630 Bus <20 Pass, 10/012021 $1,000 10/01/2020 10/012021 Actual Cash Value ' No UO VEHICLE SCHEDULE Make I ModellOescriplion Department I AL Eff I Comp Comp I Comp I Value I VEHICLE SCHEDULE Unit# Make ModetlDeecriptlon Department AL Efl Comp Dad Comp Elf Comp Term Value Year VIN # Vehicle Type AL Term Coll Dad Cog E11 CON Term Valuation Type aaa Ford crown Victoria Police 10/01/2020 S1.000 101012020 10/0112021 $26.500 2011 2FABP7BV6BX157175 Police Car 10/012021 $1,000 10/012020 10/012021 Actual Cash Value 039 Ford Crown Victoria Police 10/012020 $1.000 10/012020 101012021 $26,500 2011 2FABP7BV8M157176 Police Car 10/012021 $1,000 1010irmo 10/012021 Actual Cash Value 040 Ford Crawl Vittoria Police 101012020 S1.000 10/012020 tON12021 $26,500 21111 2FABP7BVXBX157177 Police Car 10/012021 $1.000 10N1r2020 UYO 2021 Atbral Cash Value 041 Ford Crown Victoria Police 10N72020 $1,000 10/012020 101011 1 $26,500 2011 2FABP7BV3BX157179 Police Car 10/012021 $1,000 10/012020 1U10112021 Actual Cash Value D42 Ford F250 Non Police 101012020 $1.000 101012020 101011 1 $15.000 2004 1FTN1421P24EA04216 Light Truck 10/012021 $1,D00 10N12020 1010I2021 Actual Cash Value D43 niemationa Trash Truck 10101202D $1.000 10/012020 101012021 S55.000 20D6 1HTMMAAR46H172991 Garbage Truck 10/012021 $1,0DO 10/012020 10/0112021 Actual Cash Value 044 Ford Sweeper Schwarse 10/012020 $1.000 10/012020 10/012021 $75,000 20D9 J8DC4W16697001079 Madium Truck 10MI2021 $1.000 1D/012020 10/01/2021 Actual Cash Value 045 Auto Car ACX Garbage Truck 101012020 $1,000 10/012020 10/012021 $269.409 2013 SVCACR8FSDH215134 Garbage Truck 10/012021 $1,000 10/012020 10/012021 Actual Cash Value 046 Freightliner M2108 Crane Non -Police 10/012020 $1.000 10/012020 101012021 $154.442 2013 1FVACXBSIDHFE4262 Heavy Truck 10/012021 $1.000 10/012020 101012021 Actual Cash Value 047 Ford TMI W 10MIMO 0 $1,000 I 10/012020 10/012021 $3.000 2008 ISt10%)C169BM982126 Tra4er-NO CHARGE 101012021 E7,000 10/012020 10/012021 Aolual Cash Value VEHICLE SCHEDULE Make Model/Deacription Department AL EH Comp Comp Comp Value Dad EN Tom Unit# Year VIN # Vehicle Type AL Term Coll Cog Eff CON Valuation Type Dad Term Tandem Trailer -Tandem -Tag 10101r2020 $1,000 +Oro112020 10I012021 $3,000 XB2331 098 2008 IS907X1698MR82129 Trailer -NO 10/01=1 $1,000 10101202D 10101=1 Actual Cash Value CHARGE Ford Trailer - Back up trailer 10/01/= $1,000 10/0+2020 10101=1 $3,000 Dag 2013 200904 Trailer - NO lorair021 $1,000 10/012020 10ro12021 Actual Cash Value CHARGE Ford CVR Inlr 20 $1,000 101O12020 10012021 $3.000 O50 2008 1S907X1676M982130 Traier-NO 1O1012021 $1,000 10/012020 1010irmi Actual Cash Value CHARGE Trailer 10ro10:2= $1.000 10/OW= 10012021 53.000 057 159071608M982129 Tracer -NO 10ro12021 $1,000 10N72020 10/012021 Actual Cash Value CHARGE rFad Trader-TBD-Backup 10/072020 $1.000 10/012020 101012021 $3,000 trailer 052 200905 Trader -NO 10/012021 $1,000 10/012020 10/012027 Actual Cash Value CHARGE Ford PWTraierw/Preasura PIN 10101202D $1.000 10ro12020 10/012021 53,000 Cleaner#LX5X8 053 2008 LS5X6 Trader -NO +aro+rzozl $7,000 101012020 1Oro72021 Actual Cash Value CHARGE Ford Trader-TBD-Storage PW 10/0112020 $1,0W 10/012020 10/012021 53,000 054 Only -Tag#2/3959 2013 213959 Trader -NO 10101=1 $1.000 1O1012020 101012021 Actual Cash Value CHARGE Ford Taurus Police Police 1010 1=1 $1,000 10012020 10/012021 $36,000 Interceptor 055 2014 1FAHP2MT7EG720008 Police Car 1010112021 $1,000 101072020 1Oro12021 Actual Cash Value Ford Taurus Police Police 10/0irmo $1,0W 10012020 10101*021 $35,000 056 Interceptor 2014 1FAHP2MT9EG120009 Police Car 10/01/2021 $1.000 10/012020 101012021 Actual Cash Value Ford Taurus Police police 10I012020 $1,000 10/072020 10ro112021 535,000 057 Interceptor 2014 1FAHP2MT7EG720077 Police Car 1Oro12021 $fA00 7010+2020 1O1012021 Actual CM Value VEHICLE SCHEDULE Make ModellDescription Department AL Efl Comp Comp, Comp Value UnNM Dee Eft Tenn Year VIN • Vehicle Type AL Tenn Coil Cog Efl Cod Valuation Type Ded Term Ford Taurus Police Police 10/012020 $1,000 10/012020 10/012021 $35,000 Interceptor 056 2014 1FAHP2MTOEG120013 Police Car 10/012021 $1,W0 10/012020 10/012021 Actual Cash Value Ford E-Vlo rPolice Police 10N72020 $1.000 10/0112020 101OU2021 533.220 Interceptor 059 2014 ''FM5K6AR7EGC49837 Police Car 101012021 111,0110 10/012020 10I012021 Actual Caeh Value Toyota Pnus Code 101011=0 $1,W0 10/01IRM 10101=1 $21.312 Enforcement OW 2014 JT1)KDTB32E1567950 Private 10/012021 $1,000 10/012020 10tollml Actual Cash Value Passenger Toyota PAYS Code 10/0W= $1,000 10/0/12020 10MI2021 $21,312 Enforcement Wt 2014 JTDKDTB30EI074963 Private 10/012021 $1,000 10/012020 10/012021 Actual Cash Value Passenger Toyota Priue Coda 10/012020 $1,000 101011202D 101011=1 $21,312 Enforcement 062 2014 JMKDTB39EI074332 Pmate IOIOM021 $1,000 10/012020 10/01=1 Actual Cash Value Passenger GEM E4 Police 10/012020 $/,00D 101012020 101012021 $14,371 063 2014 52CG4AGASE0010816 Ezaa Light Seroce 10/012021 $1,000 IOfO12020 10/012021 Actual Cash Value Ford Taurus Police Police 10/012020 S7,000 10/012020 10/012021 $35.000 Interceptor 064 2014 1FAHP2MT9EG120072 Police Car 10/012021 $1,000 101012020 10/012021 Actual Cash Value Utility Insalen Tmffic Tmiler Police IOMIQ020 1 $1,OW 10/012020 10/012021 $5,000 065 2010 189AFSIIXAP825356 Trailm-NO 10/012021 $1,000 10/012020 10/01/2021 Actual Cash Value CHARGE UtA4y Kend Tmlar Police 10/OW= $1,000 1010112D20 1010MO21 $5,000 066 2011 KT7X12W190482680 Tracer -NO 10/012021 $1.000 10/012020 10/012021 Actual Cash Value CHARGE Ford Taurus Police Police 10/012020 $1,0W 10/012020 101012021 $36.975 067 Interceptor 2015 1 1FAHP2MTBFG109220 Police Car 10N12021 1 E1,O00 10/012020 10/012021 Actual Cash Value VEHICLE SCHEDULE Make Model/Description Department 62 ALE% Comp Comp Comp Value Dad EH Tenn UnftO Year VINtt Vrshlok Typo AL Tom Coll Cob E/7 Coll Valuation Type Dad Term Fob Taurus Police Pdka 10/012020 $7,000 10101/2020 1010112021 $38,975 086 Interceptor 2075 iFAHP2MT6FG109231 Police Car 10/072027 E7,000 ta072020 1a012021 Actual Casa Value Ford Taurus Police Poise t0/012020 $1,000 1a012020 10/012021 $36,975 Interceptor 089 2015 iFAHP2MT8FG09230 Poise Car 1a012027 $1,000 10/012020 70/012021 Actual Cash Value Ford Taurus Police Police 70I072020 $1,000 ta012020 ta012027 $36,975 Interceptor 070 2015 1FAHP2MT6FG109227 Police Car 10/012021 E1,000 1a012020 10Po12021 Actual Cash Value Fob Taurus Police Polka 70/012020 E7,000 1a012020 ta012021 $38,975 Interceptor 077 2015 1FAHP2M7%FGt09229 Pdice Car 10/012021 $1,000 t0/072020 ta012021 Actual Cash Value Ford F�brer Polity Pdkz 70/012020 $7,000 taot2ozo 101072021 $34,918 Interceptor 072 2015 iFM5K8ARXFGC51782 Police Car 70/072021 $1,000 ta07rz020 t0/012021 Actual Cash Value Fob Taurus Police Police 10Po12020 E1.000 10/012020 1a072021 $27.743 Interceptor 073 2015 1FAHP2MK7FG154748 Police Car 101012021 $1,000 1a012020 10N12027 Actual Cash Value Ford Taurus Poise Police 10/012020 $1,000 1a012020 70l012021 E27,743 Inbrcepta 074 2075 iFAHP2MKKFG154145 Police Car 10/012021 S7,090 ta07202t1 10/012021 Actual Cash Value Fad Crown Victoria Police Police 70/072020 $1,000 tadtrzozo 101012027 $38,938 Interceptor 075 2015 iFM5AK8RFGC57767 Police Car 10/012021 $1,000 ta072020 1a012021 Actual Cash Value Fad Crown Victoria Polka Police 10Po12020 E7.000 1a012020 ta072021 $38.936 Interceptor 078 2075 1FM5K8AR6FGC51760 Police Car 10Po12021 $7,000 1a012020 1a012021 Actual Cash Value Toyota Pnus Cafe ta012020 $7,000 taotrzozo 70/072021 $24.295 Enforceerenl on 2076 .ITGKGT639G11z363e Privab lorotrza27 $t,000 tan72ozo laotrzoz7 Actual Ca vawa Passenger VEHICLE SCHEDULE Make ModellDescription Department AL Eff Comp Comp Comp Value Unitlt Deal Eff Term Year VIN tt Vehicle Type AL Term Coll Call Elf COB Valuation Type Ded Term Toyota Paus Code 1010112020 $1,000 10I012020 10/012021 $23.636 Enforcement 078 2016 JTDKDT634G1123889 Private 10012021 $1,000 10/01202D 101012021 Actual Cash Value Passenger Ford Taurus Police 10/012020 $1,000 10/012020 101012021 $36,222 079 2016 1FAHP2MT6GG116213 Police Car 1001/2021 $1,000 10012020 1O1012021 Actual Cash Value Ford Taurus Police 10/012020 $1.000 101012020 10/012021 $38.222 OSO 2016 1FAHP2MT1GG116216 Police Car 10/012021 $1.000 10012020 10/012021 Actual Cub Value Ford Taurus Police 10012020 $1,000 10012020 101012021 $36,222 081 2016 1FAHP2MT5GG116218 Police Car 10/012021 $1.000 10/012020 10/012021 Actual Cash Value Ford Taunus Police 10012020 $1.000 101012020 10/012021 $38.222 082 2016 iFAHP2MTXGG116215 Police Car 101012021 $1,000 101O 2020 10/012021 Actual Cash Value Fad Taunus Polka 10012020 $1,D00 1001=0 1001,2021 538222 083 2016 1FAHP2MT4GG116212 Police Car 10/012021 $1.000 10012020 101O 2021 Actual Cash Value Ford Taurus Police 10012020 $1.000 10012020 10/012021 $38.222 084 2016 1FAHP2MT3GG116217 Police Car 10012021 $1,000 10/012020 10/012021 Actual Cash Value Ford Taurus Police 10MI2020 $1,000 10012020 10/012021 $38,222 O85 2016 1FAHP2MT8GG116214 Police Car 10/01/2021 $1.000 1O/012020 10OW= ActualCuhValua Masan Leaf Parks 10012020 $1.000 101012020 10012021 $8.863 086 2013 1N4AZOCPiDC422792 Private 10012021 $1,000 10012020 10/012021 Actual Cash Value Passenger Fad Unmarked Police 101012020 $1.000 10012020 10012021 540,361 D87 2017 7FMSKBARBHGC87419 Police Car 10012021 51,000 10072020 10012021 Actual Cash Value 63 VEHICLE SCHEDULE Unt1Y Make ModeVDeacrlpdon Department AL ER Comp Died Comp EM Comp Term Value Year VINE Vehicle Type AL Term Coll Ded CON Et1 CON Term Valuation Type 088 Ford Unmarked Police 10012020 $1,DDO 10/01/2020 10I012021 $40.381 2017 1FM5K8AR4HGC87420 Police Car 10012021 $1,000 10/012020 10012021 Actual Cash Value 089 Ford Transit T350 HD Police 10012020 $l.OD0 10/012020 101012021 $25,000 2017 1FTRS4%G5GK811007 Police Car 10/012021 $1,000 10/012020 10/012021 Actual Cash Value 090 Freightfirer M21DO Public Works 10/012020 $1.000 10/012020 101D72021 $129.000 2017 1FVACXDTOHHJC3416 Garbage Truck 1001=1 $1,0DO 101012020 101012021 Actual Cash Value j 091 Fad Explorer Police 10N12020 $1,0DO 10/012020 IOA012021 $40,381 2017 1FM5KaAR4HGDO7472 Police Car 10101/2021 S1,ODO 101OW020 10I012021 Actual Cash Value 092 Ford Explorer Police 10012020 $1,DDO 10/012020 10012021 S40,381 2017 IFM5KeAROHGDD7470 Police Car 10/012021 $1,000 10012020 10012021 Actual Cash Value 093 Ford Explorer Police 10A112D20 $1.000 10/01202D 10012021 S40,381 2017 iFM5K8AR8HGC91081 Police Car 10012021 $1,000 10/012020 10/012021 Actual Cash Value 094 Fad Explorer Police 10/012020 $1,000 16012020 10/01=1 S40,381 2017 1FM5K8AR2HGD07471 Police Car 10012021 $1,000 10012020 10/012021 Actual Cash Value D95 Ford Taurus Police 10/012020 $1.000 101012020 10012021 $27.468 2017 1FAHP2MK3HG145780 Polka Car 10012021 $1,000 10072020 10/012021 Actual Cash Value 098 Fad Explorer Police 10012020 $1,000 10012020 10/0112021 $30.567 2018 1FM5K8AR8JGC17151 Police Car 10012021 $1,000 10/012020 10/012021 Actual Cash Value 097 Ford Explorer Police 1001/2020 $1,000 10/012020 1010 =I $30,567 2018 1FM5K8AR4JGC17148 Police Car 10012021 $1,000 1010I2020 1001ii Actual Cash Value VEHICLE SCHEDULE Make Model/Description Department AL Eff Comp Camp Comp Value Uni1R Dad Eff Term Year VIN # Vehicle Type AL Tem1 Coll Coil Eff CON Valuation Type Dad Term Ford Explorer Police 101012020 $1.000 tOro1/2020 10/072021 $30,567 D98 2018 7FMSK8AR8JGC17148 Police Car 10/012021 $1.000 10012020 10012021 Actual Cash Value Ford Transit T350-#132 Police 1001/2020 57.DW 10/012020 10/012021 $30.573 099 2018 7FBZX2ZM2JKB08280 Bus<20 Pau, 10/012021 $1,000 10OW= 10072021 Actual Cash Value No Lin Ford Crown Victoria Police 10O1I2020 $1,000 1001=0 10012021 526.500 100 2011 2FABP7BV4BX166604 Police Car 10012021 $1,000 10012020 1001/2021 Actual Cash Value Ford Crown Victoria Police 10/012020 51.000 10O7R020 10012021 $22.000 101 2006 2FAFP71W28X143761 Police Car 10012021 $1.000 10012020 1=12021 Actual Cash Value Fad Crown Victoria Police 10012020 $1.000 100112020 10012021 $38.222 102 2016 IFTEWlCF36KF56781 Police Car 10012021 $1,000 101012020 111112021 Actual Cash Value Police 10/012020 $1.000 10/072020 10/012021 $14,000 103 2339089 Extra Light t0O720T7 E7,000 t0O72020 10O1202t Actual Cash Value Service P20 SW Police 10/012020 37,000 10/012020 7001/ml $30.567 04 7FMSKBARBJGC17750 Police Car 10072021 E1,000 10O1R020 700111021 Actual Cash Value Muskat Last Parks 10/012020 $1,000 10/012020 10O1R027 $9,699 105 2013 7N4AZOCPSDC418298 Police Car 10/012021 $1,000 10/012020 10/0112021 Actual Cash Value Ford F250 Police 10iomm $1,000 70101/2020 10/012021 $36.276 106 2019 1FT7W2B67KEC12555 Police Car 10/012021 $1,000 11012020 10/012021 Actual Cash Value Fad Explorer Police Police 10/012020 $1,000 10/012020 1=12021 $30,567 107 Interceptor 2018 iFM5K8AR8JGC17148 Police Car 701072027 S1,Olq 10012020 10/012021 Actual Cash Value VEHICLE SCHEDULE Make ModeliDescription DepartmentET.. Comp Comp Comp Value UnBJt Ded EH Term Year VIN a Vehicle Type Call Coll EH Con Valuation Type Ded Term Ford Explorer Police Police $1000 101012020 10101/2021 $30,557 Interceptor 1082018 1FM5KaAR6JGC17147 Polka Car $1,000 101012020 10101/2021 Actual Cash Value Ford SW4 Dr Police 10/012020 $1,000 10/012020 10f012021 $30.567 109 2018 7FMSK8AR6JGC17149 Poke Car IM12021 $1,000 101012020 10101=1 Actual Cash Value Ford F150 Police 1O012020 $1,000 70/012020 IOW2021 538,707 Ile 2019 IFTFWIE51KKC42631 LghtTmck IOMI2021 $1,000 10/01/2020 1OMl2021 Actual Cash Value Ford F150 Police 10/012020 $1,000 101012020 10/012021 $36,319 7 2019 7FTFX7E54KKC99953 Lght Truck 101072027 $1,000 10/012020 101012021 Actual Cash Value Ford 15 Pass Van Police 101011=0 $1,000 10/012020 10/012021 $12,000 112 1999 1FTSE34L6CH8O5220 Bus 20 pass, 10/012021 51,000 101012020 10012021 Actual Cash Value No Lift Ford Crown Motona Police 10/012020 $1.000 10/012020 10/012021 525.340 113 2010 2FABP78V7A%141814 Police Car 10/012021 $7,000 701012020 10/012021 Actual Cash Value Ford Pickup Police 10/012020 $1,000 t01012020 101072021 527.000 114 2007 1FTNX20F81EB93282 L'ghl Truck 10/012021 51,000 10/012020 10/01/2021 Actual Cash Value Auto Car Garbage Truck PIN 101012020 51,000 101012020 101072021 5292,862 115 2018 5VCACRAF2JC226417 Garbage Truck 101012021 31,000 10/012020 1010t2021 Actual Cash Value Freightliner M2105 Sweeper PW 10012020 $7,000 10/012020 10/011=1 $235,000 116 2019 3ALWXFCXKDKH9523 Heavy Tmck 10101202t $7,000 10/012020 10/012021 Actual Cash Value UBity Trailer Police 10/012020 $1,000 10/072020 will2021 $3,000 117 20g0 KT7X1200790482679 Trailer - NO 10a112021 $7,000 701072020 t0/012021 Actual Cash Value CHARGE VEHICLE SCHEDULE Make Model/Description Department AL ER Comp Comp Comp Value Ded EM Tenn Unit# Year VIN Y Vehicle Type AL Term Coll Cog ER CON Valuation Type Ded Tenn Freghtliner Trash Truck PW 10/012020 $1.000 10/012020 101012021 $105,740 116 2019 1FVACXFEIKHKK4197 Garbage Trull' 10/012021 $1,000 10N12020 10/012021 Actual Cash Value Ford F150 Police 101012020 $1.000 10/012020 10/012021 533,819 119 2019 1FTEW1C59KFC569W Light Truck 10/012021 $1,000 10A112020 10/012021 Actual Cash Value Cushman Kymoo Scooter 50i Police 10/012020 $1,000 10/012020 101012021 $2,974 120 2019 LC2DBA021KC100108 Extra light 10/012021 51.000 101112020 101012021 Actual Cash Value Semce Utility Multpuip Water Trailer Perks 10101/2020 $1.000 10/01/2020 101012021 59,111 121 2019 4GNBMI221KB053837 Trader -NO 10/012021 $1.000 10/012020 10/012021 Actual Cash Value CHARGE Fad Fusion Police 1OM12020 $1,000 10/012020 101012021 $29,359 122 2019 3FA6P0AU7KR226875 Police Car 10/01/2021 51,000 10/01/2020 10/012021 Actual Cash Value Mercedes E350 Police 10/012020 $1,000 1O1012020 101012021 $45,000 123 2011 WDDHF8HB7BA482863 Police Car 101012021 $1,000 10/012020 10101/2021 Actual Cash Value Freightliner M2106 Medium Duty PIN 10/0112020 $1,000 10/0112020 10M11=1 $293.000 124 2019 /FVACXFE3KHKK4198 Garbage Truck 10/012021 $1,000 101012020 10/012021 Actual Cash Value Ford SUV Police 10/012020 $1.000 10/012020 10/012021 $37.739 125 2020 1 FMSKBAV43LGA55406 Police Car 10/012021 $1,000 10/012020 10/012021 Actual Cash Value Ford SW Police 10/012020 31,000 101012020 10/012021 $37.739 126 2020 1FM5KBAWXLGA55404 Police Car 10/012021 E1,000 10/012020 10/012021 Actual Cash Value Ford SUV Police 10/012020 $1,000 101012020 10101,2021 539,261 127 2020 1 1FM5K8AWBLGA55403 Police Car 1WO12021 $1.000 10/012020 10I0112021 Actual Cash Value VEHICLE SCHEDULE Make ModellDescripdon Department AL Eff Comp Comp Comp Value Ded Eff Term Unih1 Year VIN a Vehicle Type AL Term Coll Coll Eff Cog Valuation Type Ded Term Fob Explorer Police Police 10/012020 $1,000 10/012020 70/012021 637,739 128 Interceptor 2020 1FMIKIAWlLGA51401 Police Car 10/012021 $1,000 10/012020 10/012021 Actual Cash Value Ford FI50 Police 101012020 $1,000 101OW020 10/012021 $40.458 129 2019 1FTEW7P4XKKF20218 Police Car 1=12021 $1.000 10/012020 10/01/2021 Actual Cash Value . Ford F150 Police 10/012020 $1,000 10/012020 10101=1 $40,458 130 2019 1FTEWIP41KKF20217 Police Car 10N12021 $1.000 10/012020 10/012021 Actual Cash Value Ford Fusion Police 101012020 $1,000 10/012020 10/012021 $29,359 131 2019 3FA6POAU2KR100388 Police Car 101012021 $1,000 10/072020 10/012021 Actual Cash Value Ford Crown Victoria Police 101012020 51,000 10/Ol/2020 10N12021 $25.000 132 2001 IFTNF20FBBIE893263 Police Car 10N12021 $1,000 10/072020 10/012027 Actual Cash Value Total $4,921,559.00 PUBLIC OFFICIALS & EMPLOYMENT PRACTICES PROPOSED LIABILITY INDICATION Insurer: Ace American Insurance Company Tvae of Form: Claims Made — Retro Date Per Policy Form Extended Reporting Period: 12 months for 100% of last annual premium Limits of Liability: Each Claim $1,000,000 Aggregate $1,000,000 Crisis Management Fund $25,000 Defense Costs are Within Limit of Liability — Capped at $1,000,000 Deductible: $50,000 Public Officials Liability — Public Entity Liability - 1 A2 and 1B $100,000 Each Employment Practices Violation —I C $150,000 Retention applies to all Zoning Claims and Matters Exclusions Include But Are Not Limited To: Network Security or Privacy Liability Exclusion Bond Exclusion False Claims Act Exclusion Subject To: Final review of loss runs 30 days prior to effective date PROPOSED WORKERS' COMPENSATION COVERAGE Classifications & Exposures: Classification Code No. Gross Payrolls Street or Road Maintenance 5509 231,210 Police & Drivers 7720 4511,387 Auto Service Repair 8380 154,560 Clerical 8810 2,670,511 Bid s./Owner/Lessee 9015 109,809 Park NOC 9102 506 786 Garbage: Collection & Drivers 9403 376,799 Municipal NOC 9410 371,044 College: Professional Employees 8868 25,000 YMCA, YWCA —All Employees 9063 25,000 Premium $247,526.00 Standard Limits of Liability $100 000/$500,000/$100,000 Included Increased Limits of Liability 1,000,000/1,000,000/1,000,000 Included Workplace Safety Program Credit 2% -4,951.00 Drug -free Workplace Program Credit 5% -12,129.00 Experience Modification 1.00 N/A Schedule Rating Premium Ad'ustment -65,573.00 Premium Discount -13,769.00 Expense Constant $160.00 Total Premium $151,264.00 Policy Payroll is Subject To Audit Current Experience Modification Factor 1.00 vs .92 Expiring Higher Limits of Liability My Be Available Upon Request Additional States of Hire must be reported when payroll begins in that State Certificates of Workers Compensation Insurance are required on all work performed by persons other than its employees Subject To: Signed PGIT WC Application Signed Drug Free and Safety Program Applications SUMMARY OF ESTIMATED PROPOSED PREMIUMS Premiums as Proposed: *Expiring Renewal Property Including Premium $117,275.00 $150,972.00 Boiler & Machinery Fees N/A N/A Taxes/Surcharges N/A N/A Total $117,275.00 $150,972.00 General Liability Premium $77,727.00 $108,239.00 Fees N/A N/A Taxes/Surcharges N/A N/A $77,727.00 $108,239.00 Total Commercial Automobile Premium $122,628.00 $168,298.00 Fees N/A N/A Taxes/Surcharges N/A N/A $122,628.00 168,298.00 Total Inland Marine Premium $894.00 $2,141.00 Fees N/A N/A Taxes/Surcharges N/A N/A $894.00 $2,141.00 Total Crime/Fidelity Premium $712.00 $712.00 Fees N/A N/A Taxes/Surcharges N/A N/A $712.00 $712.00 Total Law Enforcement Liability Premium $109,215.00 $138,886.00 Fees N/A N/A Taxes/Surcharges N/A N/A $109,215.00 138,886.00 Total Public Officials Premium $37,899.00 $44,187.00 Employment Practices Fees N/A N/A Liability Taxes/Surcharges N/A N/A $37,899.00 $44,187.00 Total Workers Compensation Premium $129,227.00 $151,104.00 Subject to Audit Fees 160.00 160.00 Taxes/Surcharges N/A N/A $129 387.00 $151 64.00 Total TOTAL $595,737.00 $764,699.00 * Expiring Premium reflects annualizedpremiums on anp midterm policy changes Fees shown above mar bejullr earner/ at policy inception Exposures: 2019 vs 2020 Property Values: 2019: $22,763,841 vs 2020: $23,091,305 Inland Marine Values: 2019: $470,479 vs 2020 $710,470 Commercial Automobile: 2019: 139 Units @ Total Physical DamageValue of $4,740,250 vs 2020: 132 Units @ Total Physical DamageValue of $4,921,559 General Liability: 2019 Ratable Payroll $4,219,450 vs 2020 $4,470,719 ACE Public Official's/EPL: 2019 Budgeted Revenue: $18,900,000 vs 2020 $22,125,117 Workers Compensation: 2019 Total Payroll: $9,093,758 — Experience Modification Factor .92 vs 2020 Total Payroll: $8,982,106 — Experience Modification Factor 1.00 Payment Option: PGIT Package: 50% Down - 25% due at 75 days and 25% due at 166 days POL/EPL: Full payment at inception — Financing may be available Workers Compensation: 25% Down and 9 Equal Installments A 25% Minimum Earned Premium applies to the following policies: Preferred Governmental Package and Preferred Governmental Workers Compensation Ouotations Subject To: ■ Signed Acord applications/Less Than A- Rating Disclaimer ■ Signed and Initialed PGIT Applications, Signature Page, UM Form ■ Abuse Prevention Policy ■ Signed Ace and Acord Applications — POL & EPL ■ Review of Currently Valued Loss Runs Prior To Binding: Ace POL/EPL ■ All lines of proposed Preferred Governmental coverage (workers' compensation and package) must be accepted in order to bind Ouotation is valid until the effective date of the policy. COMPANY COVERAGE BEST RATING ADMITTED Preferred Governmental Commercial Property, Not Rated Yes Insurance Trust Crime, Inland Marine, General Liability, Law Enforcement Liability, Commercial Automobile, and Workers Compensation Ace American Insurance Co. Public Official/EPL A++ XV Yes A.M. BEST RATING OF PROPOSED COMPANIES GENERAL RATING These rating classifications reflect BEST's opinion of the relative position of each company in comparison with others, based upon averages within the Property -Casualty insurance industry. They are reflective of overall company services and standing within the industry. A++, A+*** Superior B, B-*** Good A, A-*** Excellent C++, C+*** Fair B++, B+** Very Good C, C-*** Marginal NR Not Rated FINANCIAL SIZE CATEGORY The Financial Size Category is an indication of the size of an Insurer and is based on reported Policyholders' surplus plus conditional or Technical Reserve Funds, such as mandatory securities valuation reserve, other investment and operating contingency funds and/or miscellaneous voluntary reserves reported as liabilities. ($ In thousands) Class I $ Up to $ 1,000 Class II $ 1,000 To $ 2,000 Class III $ 2,000 To $ 5,000 Class IV $ 5,000 To $ 10,000 Class V $ 10,000 To $ 25,000 Class VI $ 25,000 To $ 50,000 Class VII $ 50,000 To $ 100,000 Class III $ 100,000 To $ 250,000 Class IX $ 250,000 To $ 500,000 Class X $ 500,000 To $ 750,000 Class XI $ 750,000 To $ 1,000,000 Class XII $ 1,000,000 To $ 1,250,000 Class III $ 1,250,000 To $ 1,500,000 Class IV $ 1,500,000 To $ 2,000,000 Class XV $ 2,000,000 To $ More This information has been provided to you so that consideration is given to the financial condition of our proposed carriers. The financial information disclosed is the most recent available to Brown and Brown of Florida Inc. - Miami Division. 7 COMPENSATION In addition to the commission or fees received by us for assistance with the placement, servicing, claims handling, or renewal of your insurance coverages, other parties, such as excess and surplus lines brokers, wholesale brokers, reinsurance intermediaries, underwriting managers and similar parties, some of which may be owned in whole or in part by Brown & Brown, inc., may also receive compensation for their role in providing insurance products or services to you pursuant to their separate contracts with insurance or reinsurance carriers. That compensation is derived from your premium payments. Additionally, it is pCaptiva202ossible that we, or our corporate parents or affiliates, may receive contingent payments or allowances from insurers based on factors which are not client -specific, such as the performance and/or size of an overall book of business produced with an insurer. We generally do not know if such a contingent payment will be made by a particular insurer, or the amount of any such contingent payments, until the underwriting year is closed. That compensation is partially derived from your premium dollars, after being combined (or "pooled") with the premium dollars of other insureds that have purchased similar types of coverage. We may also receive invitations to programs sponsored and paid for by insurance carriers to inform brokers regarding their products and services, including possible participation in company -sponsored events such as trips, seminars, and advisory council meetings, based upon the total volume of business placed with the carrier you select. We may, on occasion, receive loans or credit from insurance companies. Additionally, in the ordinary course of our business, we may receive and retain interest on premiums you pay from the date we receive them until the date the premiums are remitted to the insurance company or intermediary. In the event that we assist with placement and other details of arranging for the financing of your insurance premium, we may also receive a fee from the premium finance company. Wholesale Broker/Managing General Agent: Public Risk Underwriters This intermediary is owned in whole or part by Brown & Brown, Inc., the parent company of Brown & Brown of Florida, Inc. — Miami Division. Brown & Brown entities operate independently and are not required to utilize other companies owned by Brown & Brown, Inc., but routinely do so. In addition to providing access to the insurance company, the Wholesale Insurance Broker / Managing General Agent may provide additional services including, but not limited to: underwriting; loss control; risk placement; coverage review; claims coordination with insurance company; and policy issuance. Compensation paid for those services may be up to 15% of the premium you pay for coverage, and any compensation paid for those services is derived from your premium payment. The fee, if any, for the Wholesale Insurance Broker's/Managing General Agent's services above is $ No Fee. If we are being compensated based upon a fixed dollar amount or fixed percentage fee, meaning that the contract specifies our compensation and states anywhere in the document that additional compensation will not be paid to us or any other party, any additional compensation to us or any other party, including wholesale brokers or third party intermediaries, is strictly prohibited. Likewise, if our contract sets compensation based upon a fixed dollar amount or fixed percentage fee, and the contract specifies that additional compensation shall be credited to the insured, any additional compensation to any party, including brokers, wholesale brokers or third party intermediaries, must be promptly returned to you. If our contract is not based upon such fixed fee terms, no owned or affiliated party, including brokers, wholesale brokers or third party intermediaries, may accept any type of compensation without full disclosure by the undersigned broker to you of the dollar amount or percentage of compensation prior to binding your coverage. Should you have any questions, or require any additional information, please contact this office at 1-305-714-4400 or if you prefer, submit your question or request online at httpJ/www.bbinsurance.conVcustomerinquiry.shttnl. PROPOSAL VARIANCE Changes that need to be made prior to binding: Cif PREFERRED GOVERNMENTAL INSURANCE TRUST "Preferred" NOTICE AND ACKNOWLEDGEMENT OF FINANCIAL CONDITION Brown & Brown of Florida, Inc. — Miami Division and its parent company, Brown & Brown, Inc. (collectively "Brown & Brown") do not certify, warrant or guarantee the financial soundness or stability of any insurance carrier or alternative risk transfer or pooling entity. We endeavored to place your coverage with an insurance carrier with an A.M. Best Company financial rating of "A-" or better.' While Brown & Brown cannot certify, warrant or guarantee the financial soundness or stability of any insurance carrier or alternative risk transfer or pooling entity or otherwise predict whether the financial condition of any such entity might improve or deteriorate, we are hereby providing you with notice and disclosure of financial condition so that you can make an informed decision regarding the placement of coverage. Accordingly, with receipt of this notice you acknowledge the following with regard to the placement and any subsequent renewal of the coverage indicated below: • Brown & Brown may have other options for your insurance placement, including quotations with insurance carriers holding an "A-" or better rating from A.M. Best Company. Alternative quotes may be available with an A- or better rated carrier upon your request. • Coverage is being placed through Preferred Governmental Insurance Trust ("Preferred"), which is as a Florida local government self-insurance fund established pursuant to Section 624.4622, Florida Statutes, as such Preferred is not rated by the A.M. Best Company. • Preferred is not subject to the protections afforded by any state guaranty fund or association. • The financial condition of insurance companies and other coverage providers including local government self-insurance funds like Preferred may change rapidly and that such changes are beyond the control of Brown & Brown. • You should review the financial and membership information from Preferred and agree to abide by the conditions of membership established by Preferred. • You should consider the information provided, including the Preferred coverage quote and coverage placement and review it with your accountants, legal counsel and advisors. By: [NAME OF AUTHORIZED REPRESENTATIVE OF INSURED] Named Insured: City of South Miami Policy Number: TBD Policy Period: 10/01/20 TO 10/01/21 Date of Notice: 8/3/2020 41