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Resolution No CRA 10-19-1098RESOLUTION NO. CRA 1 0-1 9-1 n9R A resolution of the City of South Miami Community Redevelopment Agency (SMCRA) authorizing a single-family residential rehabilitation program funding disbursement in the amount of $4,898 to Denise Covington for various property repairs and termite tenting services at 6090 SW 63'd Street. WHEREAS, the adopted redevelopment plan calls for the rehabilitation and preservation of the existing housing stock; and WHEREAS, to facilitate these obiectives, the Agency established the single-family and multi -family residential rehabilitation programs; and WHEREAS, efforts have been made to prioritize repairs that affect health and safety; and WHEREAS, staff recently received a residential rehabilitation application from Mrs. Denise Covington, a redevelopment area resident that qualifies using the Single -Family Rehabilitation program's income restrictions; and WHEREAS, the SMCRA resident has requested assistance in repairing door jams, door replacement and tenting service, all due to termites; in addition, she needs to repair a hole in the side of her home and drywall damage in her bathroom both due to water leaks; and WHEREAS, based on the estimates submitted, $4,898 would complete all the necessary repairs based on the lowest cost and most responsive quotes; and WHEREAS, the Board desires to facilitate goals and objectives of the community redevelopment plan by facilitating housing rehabilitation and preservation initiatives in the SMCRA area. NOW, THEREFORE, BE IT RESOLVED BY THE CITY OF SOUTH MIAMI COMMUNITY REDEVELOPMENT AGENCY THAT: Section 1. The South Miami Community Redevelopment Agency Board authorizes the Agency to enter into agreement in amount not to exceed $4,898 to provide various property repairs and termite tenting services at 6090 SW 63rd Street, South Miami, FL; and charging the total amount to Account No. 610-1110-564-99-30 (Residential Rehabilitation Account). Section 2. This resolution shall take effect immediately upon adoption. PASSED AND ADOPTED this 101h day of June, 2019. ATTEST: APPROVED: SECRETA Y CHAIRPERSON Page 1 of 2 Resolution No. CRA 10-19-1098 READ AND APPROVED AS TO FORM: GENERAL COUNSEL Board Vote: 6-0 Chairman Stoddard: Yea Vice Chairman Harris: Yea Member Welsh: Yea Member Liebman: Absent Member Gil: Yea Member Jackson: Yea Member Kelly: Yea Page 2 of 2 Agenda item No:2. South Miami Community Redevelopment Agency Agenda Item Report Meeting Date: June 10, 2019 Submitted by: Evan Fancher Submitting Department: Community Redevelopment Agency Item Type: Resolution Agenda Section: Subject: A resolution of the City of South Miami Community Redevelopment Agency (SMCRA) authorizing a single-family residential rehabilitation program funding disbursement in the amount of $4,898 to Denise Covington for various property repairs and termite tenting services at 6090 SW 63rd Street. Suggested Action: Attachments: Covington Rehab Grant Memo 2019.docx Rehab_Grant_Covington_2019_Reso_1_.doc Denise Covington.pdf 1 I�III SMCRA CITY OF SOUTH MIAMI COMMUNITY REDEVELOPMENT AGENCY OFFICE OF THE EXECUTIVE DIRECTOR INTER -OFFICE MEMORANDUM On her exterior wall, there has been a hole developed that is the result of water damage from a leaky pipe. The pipe was replaced, but no money was left to patch the hole. She is asking for help to patch the hole. Staff received and reviewed the application along with the bids to repair the home. The lowest and most responsive bids received total $4,898. Staff recommends a grant award for that amount. REVENUE: The total amount of $4,898 will be charged to Account No. 610-1110- 564-99-30 (Residential Rehabilitation Account). The current account balance is $62,050.06. 3 r INCOME INFORMATION (AN"NUt,1) (List all sources of income earned yearly from the sources listed betow lnrlude all amounts which can be verifier/ such as Social Security benefits. rntem-st incorne, II. part-time employment, child supportle irnony, or other income, declared on federal tax. return.) ,aPP IC OR t �_ CO -APPLICANT Primary Job $ Primary Job Second JobA Is $ Second Job $ - ; Pension $ Pension $ Social Security $ Social Security $ AFDC/Welfare $ AFDC/Welfare $ Alimony/Child Support $ Alimony/Child Support $ Workers' $ Workers' $ Compensation Compensation Interest from Savings $ j Interest from Savings $ Other income (Disability) $ Other income (explain) $ TOTAL $ TOTAL $ t-sIVb NeO[•. i C,@GIFi1t=0,.tklllSIfJN NAME OF LENDER PROVIDING YOUR MORTGAGE OR MORTGAGES ADDRESS OF LENDER(S) - - - PHONE NUMBER OF LENDER 53c. ADDRESS OF PROPERTY TO BE REHABILITATED �L - -- ` - l' L �1 , HOUSE NUMBER OF NUMBER OF HOUSE SIZE INFORMATION BEDROOMS r7� BATHROOMS , (SQUARE FEET), ASSESSED VALUE OF PROPERTY AS DETERMINED BY THE MOST RECENT E COUNTY PROPERTY ASSESSMENT OFFICE 7 Prepared by SDI, Inc. page 2 of 4 City of South Miami Community Redevelopment Agency 58625 SW 68+h Street, Suite 4, South Miami, FL 33143, (305) 668-7236 h 101011 [CA This notice is provided to you as required by the Right to Financial Privacy Act of 1978 and states that the South Miami Community Redevelopment Agency (SMCRA) has a right of access to financial records held by any financial institution in connection with the consideration or administration of the housing loan for which you have applied. Financial records involving your transaction will be available to the SMCRA without further notice or authorization, but will not be disclosed or released to another government agency or private entity without your consent, except as required or permitted by law. Name Name (Co -Applicant) Date Date Prepared by SDI, Inc. page 4 of 4 SI�S� zrpl i C l ! v Mo CO117�tn.- bl-ezl l 5{� 1. U ✓ ! v1 � �f � �l -vl t tl N �corSw'��bs A T le i4`�r 6 --e,� � i o !r S r J-R � % a � D ry w a L�- i P Q t I "I � et � vW.0 S p p U tir'L � Gl p4Y�lLi. �4XS 11 . .....e- I- _ ....wr........ ., .. en...........:. .. 13 4 7Niq NUMNLN NAS NEON Gl*AN WNNEO FOR DENISE Y KOLWU COVINGTON $IGN-1 U0.E ,^-i fi3J-7j i69 r co pki NODepertmerd of the Treasury —Internal Revenue Service (a9) raj Q QS LL �•�• �nd011Qdt�ag Income i�aY. �:fufr (�`✓! OME3 No. 1545-0074 RS use 0 site orstrppla to this spate. r,ty—Do not v. Fling statusi: 91 Single ❑ Married fiiinq jointly ❑ Married filing separately ❑ Head of household ❑ OualifyiM widower) Your first nmrte and initial Last name Yottr cnr-ial anr:rrrWu number Denise Y KOlbl Covington Your standard deduction: F1 Snmennet can r4aim vrn, ar; a riannnripm n You were born befote Jarruary 2. 1954 i--i Vnrr era h ,; If joint reium, spouse's first name and initial Last name Spouse's social security number Spouse sta- Ward deduction: [] Someone can claim your spouse as a dependent ❑ Spouse was born before January 2, 1954 ❑ Spouse is blind Spouse Itemizes on a ❑ separate return or you were dual -status alien ❑{ Full -year health care coverage or exempt (see inst.) Home address (number and street). If you have a P.O. box, see Instructions. 6090 SW 63rd Street Apt. no. Presidaittial Election Campaign (m") ❑ You El spouse City, town or post office, state, and ZIP code, If you have a foreign address, attach Schedule 6. Miami FL 33143 if more than four dependents, see inst. and ./ hen; t* ❑ Depende'7ts (see instructions): (1) First name Last name M Social sem ttr number (3) Relationship to ycu (4) ✓ if qualities tot (sw insL): Child tax credit Credit far other dependents ❑ ❑ ❑ ❑ ❑ ❑ sign Under penalties of perjury, I declare that i havo examined this rotum anc accompanying schedules and statements, ar d to the best of my knowledge and belief, they are true, 9-1e`re d correct, and complete. Declaration of pteparer (other than taxpayer) is based on all information of which prepaer has airy knowledge. Your signature Date Your occupation If the IRS sent you an Identity Protection Juintreturn? See instructions. Help Desk Technical Support �eir�rait ( F Keep a copy f 3r Spouse's signature. If a joint return, both must sign. Date Spouse's occupation If the IRS sent you an Identity Protection your records. P94, enter it here see instl 1 ��)� Preparees name Preparer's signature PTIN Firm's EIN Check lf: ❑ 3rd Party Designee Use Only Firm'sname C�- Self-Prepare-d- Phoneno. ❑ soft -employed Firm's address > For DisclosuM Privacy Act, and Peper%vork Reduction Act Notice, see separate instructions. Form 1040 (tote) For in 1040 (2018) Page 2 1 Wages, salaries, tips, etc. Attach Form(s) W-2 . . . . . . . . . . . . . . 1 20,604. Attach Forrr:(s) W_?_ Also attas11 2a 3a Tax-exempt interest. 2a b Taxable interest Qualified dividends 30 b Ordinary dividends 2111 3183 Form(s) W-2G a+d 1 �9-R if tax arts 4a IRAs, pensions, and annuities 4a b Taxable amount 4b 5b withheld. 5a Social security benefits . 53 b Taxable amount 6 20,604. 6 Total Income. Add fines 1 through 5. Add any amount t►om Schedule 1, line 22 7 Adjusted gross Income. If you have no adqustments to income, enter the amount from fine 6; otherwise, SUWard subtract Schedule 1, line 36, from line 6 . . . . 7 20, 604 . 8 12,000. Deduction far- 8 Standard deduction or itemized deductions (from Schedule A) . .. • Single or married fling 9 Qualified business income deduction (see instructions) . 9 10 8, 604 . St 2,oeo 0 • fttarrled fili:tg courtly or oua i-t-g 11 Taxable income. Subtract lines 8 and 9 from line 7. If zero or less, enter -0. . . . . . . . . a Tax (see inst) 8 6 3 . (shed( if any from: 1 ❑ Form(s) 8814 2 ❑ Form 4972 3 ❑Wdo) S24.0�i l S24,oQo • Head of 12 b Add amount from Schedule 2 and check here . . . . . . . . . . . . D ❑ �Y a Child tax credri/credd for other dependents b Add any amount from Schedule 3 and check here D ] 11 863. 12 387. hous`d'°`d' st 8.000 13 Subtract line 12 from line 11. if zero or less, enter -0. . . . . . . . . . . . . . . 13 476. 14 0. • if you deckee 14 Other taxes. Attach Schedule 4 . . . . . . . . . . . . . . . . . . . . y box uWor Standard 15 Total tax. Add lines 13 and 14 . . . . . . . . . . . . . . . . . . . . 15 4 7 6 . 16 450. deduction. sx irutnrc'.on s. 6 Federal Income tax withheld from Forms W-2 and 1099 - 17 Refundable c►edits- a EIC (see inst.) No b Sch. 8812 c Form 66M 258. Add any amount from Schedule 5 . . . . . . . . . . . . . . 17 258. 1s 708. 18 Add lines 16 and 17. These are your total payments `C-iEie4C 19 20a If line 18 is more than line 15, subtract line 15 from line 16. This is the amount you overpaid Amount of line 19 you want refunded to you. If Farm 8888 is attached, check here D ❑ 19 232. 20a 232. oirer depo_- b Routing numberf'� b.c Type: Q Checking❑ Savings See instruc! ' r> d Account number L _ _ _ ) i ( 1 I I � 21 _.s Amount of line 19 you want applied to your 2019 estimated tax D 21 22 — Amount You Out 22 Amount you owe. Subtract line 18 from line 15. For details an how to pay, see instructions . . . 23 Estimated tax penalty (sec instruction;;) . I 231 Go to s+tivr..:rs _-w/Form1040 for instructions and the latest information. tS. AA rsvl?n: 19r�1 t,�s� Fo:m 'i g�'fl {�.ure} 17 f N tl � Otpartrren' of the Tt--rsugr--tntemal Rctienue Serr.ca (n9) V C} U. � e A gli.`aC Eviudre =)C ono- 06�c (Tara Re rl7ii! �� � IJ � Di�iB {La. 154S-0074 U. Filing status: Single ❑ Married tiling jointly ❑ Married filing separately ❑ Head of household 0 Ounl'rf Your first name and initial Last name Denise Y [Kolbl CovingL-on Your standard deduction: r-1 Someone can rlairn unrt as a ri anendent 1--1 You were bom before Januar;, 2, 191-A IRS Use Onty—Do no, w.site or stnP!e fi this space. wiriow(er) Your social securfiy num — n You are bl nd if joint return, spouse's first name and initial Last name Spouse's social security number Spouse standard dsdustlon: ❑ Someone can claim your spouse as a dependent ❑ Spouse was bom before January 2, 1964 ❑ Spouse Is blind ❑ Spouse ttemizes on a separate return or you were dual -status alien Full --year health care coverage or exempt (see inst.) Home address (number and street). If you have a P.O. box, see instructions. 6090 SW 63rd Street Apt, no. Presidential Election. Campaign (see inst.) [:1 Ycu [3 spouse City, ?own or post once, state, and ZIP code. If you have a foreign address, attach Schedule 6. Miami FL 3314 3 If mare than four dependents, see inst and ,/ here > 13 Dependents (See instructions): (1) First name Last name (2) Social security number (3) Relationship to you (4) ,/ 6 quaiilles for (s6 inst.): Child tax credit Credit tar other dependens ❑ ❑ ❑ ❑ ❑ ❑ SignUndett penalties of p--qury, I dtdare that I have examined this return and smampany!ng schedules and statements, anti to the bast of my tmaxRedge and belief, they are true. conect, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge. e C Yeur signature Date Your occupation if the M sent you an Identity Protection Joint return? Prat, e.7tcr dt } ; 43elp Desk Technical Support here (sea inst.) 1 L 1 1 t See instructions. � Keep a copy far 7 Spouse's signature. If a joint return, both must sign. Date Spouse's oeeupatlon if the IRS sent you an Identity Protection P114, Pit erit your records. here (sc- irsi,t i U -1 Preparers name Preparer's signature PTIN Firm's Eild Check If: P n�,1 ❑ 3rd Party Designee Preparev ❑ Self-employed Use ������ Fdrm'snarrly � Self -Prepared Pnoneno. -- Firm's address D For Disclosure, Privacy fact, and Papenvork Reduction Act Notice, see separate instructions. Farm 1040 (2ola) Form 1040 (2018) Pane 2 1 Vftes, salaries, tips, etc. Attach Fenn(s) W-2 . . . . . . . . . . . . . . 2 0 , 6 0 4 - 2b 2e Tax` exempt interest . 2a b Taxable interest 3b Aturch Form(s) w-z Aso attach "sa Qualified dividends . . . 3a b Ordinary dividends 4b Fonn(s) W-2G and 4p 1W pensions, and annuities 4a 13 Taxable amount 109941 if tax =5 Sb withheld. Sa Social security benefits sa I b Taxable amount 6 20,604. 6 Total income. Add lines i through S. Add any amount from Schedule 1, line 22 7 Adjusted gross Income. If you have no adjustments to income, enter the amount from lino 6; otherwise, standard subtract Schedule 1, line 36, from line 6 . . . . . . . . . . . . . . . . . 7 20..604. 8 12,000. Deductiontcr— 8 Standard deduction or itemized deductions (from Schedule A) _ _ .. 9 • Single or married fling separately, 9 Qualified business income deduction (sea instructions) . . . . . . . . . . . . 10 8,604. $12,000 10 Taxable Incoms. Subtract fines 8 and 9 from line 7. If zero or less, enter -0. • Atanietd filing ;:+tntly or t tualifying 11 8 Tax (sea inst) 8 6 3 . (check if am/ from: 1 ❑ Form(s) 8814 2 ❑ Farm 4972 3 ❑ ) %-0do.r(e4, n Add amount from Schedule 2 and check here D S24,onuy ❑ i 1 863. 12 387. • Head of 12 a Child tax credd/credit for other dependents b Add any amount from Schedule 3 and ctreek here o El 1S 476. household, 13 Subtract line 12 from line 11. If zero or less, enter -0. . S18.000 SI B 18 0. • If you dzecked 14 Other taxes. Attach Schedule 4 . . . . . . . . . . . . . _ . . . . . . Is 4 7 6. any brn: under Standard 13 Total tax- Add lines 13 and 14 . . . . . . . . . . . . . . . . . . . . iG 4 c 0 . acea hstn clions. 16 Federal income tax withheld from Forms VJ-2 and 1099 . . . . . . . . . . . . , 1 i Refundable creddts: a EIC (sse inst.) NO b Sch. 8812 c Farm 9863 258. Add any amount from Schedule 5 . . . . . . . . . . . . 17 258. 1s 7 0 8 - 18 Add lints 16 and 17. These are your total payments E,b4lund 19 If One 18 is more than line 15, subtract line 15 from line 18. This is the amount you overpaid . 19 2 32 - 20a 232. 20a Amount of line 19 you want refunded to you. If Fain 8888 is attached, check here ❑ 0imm deposit? D b Routing number l t> e Type: Checking Savings See inslruction5. *� d Account number 21 Arnouni of iirre f 9 }rots Irani .;pclded fo your 2D1E estdrrratcd ta:: D 21 _� _� Amount You Orle 22 Amount you owe. Subtract line 18 from dnw 15, For details on !,.ow to p,nV, see insirucilcns 22 23 Estimated tax peh3lty (wee instructions) r r Go to rtrwr,,.lrs.gov1Fcrm1040 for instructions and the latest information E-11AA r��e`�,,,; •','c:ad s� i,^ m t 0`•'0 i��Ys) VERIFIED AFFIDAVIT OF INCOME 21 Estimates 23 r 7ff4elv 1601 S.W. 67th AVENUE - MIAMI, FLORIDA 33155 PHONE: (305) 262-0596 - FAX: (305) 262-6630 Info@mrdoormaninhLcom ESTIMATE SHEET P �-� , x-a J0 PRICES GOOD FOR 1 ` DAYS ONLY TOTAL 25 e MIKE'S HANDY MAN SERVICES 14424 SW 1051^. Court Miami, FL 33176 Phone: 786.515.7004 Fax:305.232.6212 Ms. Denise Covington 6090 SW 63rd. Street Miami, FL 33143 Remove, Replace Drywall Paint Labor Material Paint Bathroom 1 Bedroom ME DATE: 5/29/2019 INVOICE # 001 Customer ID $100.00 $50.00 $50.00 $80.00 $120.00 Subtotal $ 400.00 Taxable $ .00 Tax rate 00 Tax due $ .00 Other $ TOTAL Due $ 400.00 Make all checks payable to iELMCK GA1/INS 27 LOPEITIN12 LIMITED WARRANTY LIMITED LIFETIME WARRANTY Belleville° Fiberglass Entry Doors E L L EVILLI�a Subject to the limitations and conditions set forth below, Masonit a warrants the door panel to be free of manufacturing defects in material and workmanship from the date of its original installation. Masonite grants this warranty only to the original purchaser of the door and the original purchaser of the building where the door was installed. THIS UVIARRANTY IS NOT TRANSFERABLE. The varranty excludes any defects in the coating on the door, any glass inserts or other accessories. Also excluded are defects resulting from (1) exposure to chemicals, acid or fumes; (2) Improper use; (3) improper installation; (4) improper maintenance; (5) water -related damage; or (6) a failure to follow any applicable installation, care or maintenance instructions. THIS WARRANTY 1S IN LIEU OF ANY OTHER WARRANTY, EXPRESSED OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE AND MERCHANTABILITY. MOREOVER, IN NO EVENT WILL MASONITE BE LIABLE FOR SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES. This warranty gives you specific legal rights. Other rights vary from state to state and may apply to you. Some states and federal laws do not allow the exclusion of implied warranties. In the event these laws apply, then the length of any Implied warranty shall be one (1) year or the shortest time in excess of one ysar permitted under applicable law. Similarly, some states do not allow the exclusion or limitation of consequential damages and, if applicable, this limitation will not apply. If a defect occurs, Masonite, at its sole option, will famish a replacement door, repair the door or refund the original purchase price. MASONITE'S MAXIMUM LIABILITY IS LIMITED TO THE AMOUNT OF THE ORIGINAL PURCHASE PRICE. MASONITE WILL NOT PAY THE COSTS OF LABOR, INSTALLATION OR FINISHING FOR ANY REPLACEMENT DOOR. No representative of Masonite or any other person has any authority whatsoever to assume for Masonite any other liability or responsibility In connection with the door warranted herein. If you have a warranty claim, please notify your Masonite Dealer. Include in the notice the following information: A, description of door; B. name and address of owner and installer; C. proof of sale; and D. detailed explanation of defect. pMASONUTE. Open to extraordinary_ MasdMle,. 'MnsortU Ovan to oxtroongf-y: are 4odommhs of Hosenfto "orrWOMW Corporation. $+loose check with y0W MAMIto da&W of dtsWUu 01 W cwrcnt xanantV t-- and com dons. IM6' Prtntnd Ili "USA VWtB by Mdscicistn 6.vi etlOr+al CorMr~ wwwr.masonkcixom 86910064 Rev. B o.Wto 29 0 F.P.G. Wholesale, Inc. 7190 Coral Way Miami, FL 33155 (305) 266-22-96 Sold To Ship To CASH SALES DENISE COVINGTON 6090 SW 63 ST MIAMI, FL SOUTH MIAMI, FL (786) 380-8088 ACCT # QUOTE# TERMS ENTERED SLM EXPIRATION CASHS 786-380-8088 CASH SALES 05/20/19 12 06/19/19 Quantity U/M Description Price Extension **** QUOTE **** 1076.35 Tax 75.34 Total 1151.69 2 EA LABOR - INSTALL PH EXT SGL 80 450.000 900.00* LBR100 LN# : 40 ** COUNTY PERMITS BY OWNER ** 2 EA LABOR - FINISH PH EXT SGL 80" 475.000 950.00* LBR106 LN# : 45 **** QUOTE **_* 1850.00 Tax 129.50 Total 1979.50 2 EA CONTEMPORARY SQR SINGLE DBOLT 150 48.950 97.90* SC.CSD.150 LN# : 55 2 EA SQUARE ENTRY BALDWIN R 150 122.150 244.30* EN.SQU.CSR.150 LN# : 60 3 EA LABOR - KEY -ALIKE 15.000 45.00* LBR32 LN# : 63 ANY LOCK W/KA NO RETURNABLE 2 EA LABOR - KEY DUPLICATE BALDWIN 5.000 10.00* LBR54B LN# : 65 May 29, 2019 10:-50:55 * QUOTE Adrian Azpiri PAGE 2 OF 3 31 Krypton Pest Control Co. 2215 WEST 78TH STREET ACCT U. T--- f HIALEAH, FLORIDA 33016 INSPECTION DATE. DADE- (305) 828-2999 a BROWARD: (954) 779-1535 INITIAL TREATMENT DATE: -- Name (Agent) -=-��-A' - t�--`—=`= -- - - --- -- - -- - S�reel Atltrma�:(,r�m�ejnn/p Aaa.essl alrM anaress (Melting Atlrlreul at,_.__.f- SIL. boy Sim. ZIp Cx+a-_ Buenos. pre w Home Phone TYpe Strure Cualc Footage EMati Krypton Pest Control, Co. is hereby al•t-':orized to fumigate the promises described above for the control of: 'Wgat Postal >6'ywood rnnnncs J Bed Bugs J Wood Borars "if" Ju ne (ins L] Powder Post Beallos on the Bede ✓ \.,Lave Infestation i ; pImvrdence of Infestation J Prevention J NO Inspection 1. Fumigation Fee .......................... 2. Other Fees ................... $ =o-- 3. Sales Tax .......... .......... _....... ..... $ ,� 4. TOTAL Price ............. 5. LESS Down Payment..... Comaa:.t IS too SSUO flit) type of guarantee as checked oelow: 6. Unpaid Balance at Time .11 ,y lrtahmo Urinal Guarantee & Date of Fumigation.................---- J No-Wanmuy J Retreatment only Owner will prowde entry to the structure by. rendering key, waiting for crew, leaving door unlocked or other. IA. BY ACCEPTANCE OF THIS AGREEMENT, YOU PROMISE TO PAY KRYPTON PEST CONTROL THE ABOVE AMOUNTS UPON AGREED PAYABLE DATE. IF PAYMENTS ARE NOT RECEIVED WITHIN FIVE WORKING DAYS OF DUE DATE, A 5% CHARGE WILL BE ADDED DAILY. 1. THIS CONTRACT CONTAINS LIMITED WARRANTY WHICH PROVIDES FOR RE -FUMIGATION WHEN A LIVE INFESTATION IS FOUND AND NOT FOR THE REPAIR OR REPLACEMENT OF TARGET PEST DAMAGE TO THE TREATED STRUCTURE(S) OR ANY OF ITS CONTENTS. REFERENCES TO AND/OR WARRANTY LIMITATIONS, SPECIAL CONDITIONS, DISCLAIMERS AND EXCLUSIONS ARE IDENTIFIED IN SOLD PRINT IN THIS AGREEMENT AND THE "CUSTOMER(S) DUTIES AND OBLIGATIONS IN PREPARATION FOR TENT FUMIGATION' WHICH IS INCORPORATED BY REFERENCE INTO THIS AGREEMENT FURNITURE AND CONTENTS ARE EXCLUDED). 2. Subject to payment, this one (1) year warranty snnll commence, with the Initial treatment date stated abgve and terminate if renewal fees are not paid before the euplonon mite of the Initial warranty or any renewal thereof The Initial renewal fee is $__ 41. 2G 1`. Company reserves the right to ralse the renewal fee under this agreement as of the third anniversary date of the initial treatment or any subsequent renewal date This contract and limited warranty may be renewed Ior the life time of the strucluri 3. All fumigations and/or other pesticides and control methods shall be made in compliance with applicable federal and state requirements. THIS LIMITED WARRANTY IS TRANSFERABLE TO A NEW OWNER PROVIDING WE ARE NOTIFIED IN WRITING AT NO COST WITHIN 20 DAYS OF TRANSACTION. THIS LIMITED WARRANTY SHALL APPLY TO THE PREMISES AND STRUCTURES SPECIFICALLY LISTED ABOVE AND NOT TO FENCES, DECKS OR DETACHED STRUCTURES OF ANY KIND UNLESS OTHERWISE STATED IN THIS AGREEMENT. COMPANY MAY HAVE TO RE -SCHEDULE THE TREATMENT DATE DUE TO WEATHER CONDITIONS. THE SPECIFIC HOURS SERVICE WILL BE PERFORMED MAY VARY. Company shall provide control services for: J Confirmed Infestation ��Uepecmcl Infestation KRYPTON PEST CONTROL/.CO. -� 41" �. BY: �tii< — s— — — - - 33 i Purchaser (Le. owner, agent. managing company, etc). Notice of Treat rent posted at: -- Date. SEE REVERSE S°DE FOR ADDITIONAL IMPORTANT CONTRACT TERMS. FUlM Atee 4035 S.W. 98th Avenue • Miami, Florida 33165 P.O. Box 650213 - Miami, Florida 332650213 f7L /v Tels: (305) 552-0141 • 1 (800) 782-9284 • Fax: (305) 227-1797 Web Page: www.aiflexoxterminators.com • E-Mail: alflex@bellwuth.net Vo _ Date S Property address 6010 S w Wl S � At the request of M_1f=& we made an of the above property address and found evidence of: ❑ No inspection Made only estimate requested. Drywood Termites ❑ Subterranean ❑ Powder Post Beetles ❑ Other Price for Drywood Termites Fumigation and Subterranean Preventive Treatment RENEWAL PRICE Price for Drywood Termites Fumigation Only vo $ $ RENEWAL PRICE Price for Subterranean Termite Preventive Treatment Only RENEWAL PRICE Price for Confirmed Subterranean Termites RENEWAL PRICE NOTE: AL -FLEX DRYWOOD TERMITE GUARANTEE POLICY IS TO RE -TENT NOT TO SPOT TREAT ALSO ALL OF OUR WORK CARRIES A ONE YEAR GUARANTEE, WHICH MAY BE RENEWED FOR LIFE TIME Structural Fumigation: Remove from the structure to be fumigated all persons, domestic animals, pets -including fish and desirable growing plants. Remove mattresses and pillows completely enveloped in waterproof covers or remove covers. Food, feed, drugs and medicinals (including those items in refrigerations and freezers) must be removed from fumigation site or sealed in highly resistant containers, such as glass or metal. Extinguish all flames including pilot lights on hot water heaters, gas refrigerators, ranges, ovens, boilers, etc. Turn off or unplug all electrical heating elements such as those in heaters, pianos, organs, etc. Shut off automatic switch controls for A/C units, appliances and lighting systems which will be included in the space to be fumigated. d r.... t_ G.n T.-�, 17_ 'a— k �L (f t" UA-rF.dlY 6, tl1 �e,.i� i m w SAL 10 o AI -Flex is a Proud Member of the Commitment to Excellence Sponsored by (Dow Agro Science) Since it's inaugural year 2000 WE ARE INSURED AGAINSTALL HAZARDS, AND OBSERVE ALL STATE AND FEDERAL FUMIGATING REGULATION. Hoping to be further service to you, For more information visit our website WWW.ALFLEXEX T ERMINATORS.COM v REPRESENTATIVE 35 SYl C 41 Etc] 45 47 51 Property Search Application - (Miami -Dade County Pagel of 5 OFFICE OF THE PROPERTY APPRAISER Detailed Report Property Information Folio: 094025-010-0780 6090 SW 63 ST Property Address: South Miami, FL 33143-2280 Owner DENISE Y KOLBL-COVINGTON 6090 SW 63 ST Mailing Address SOUTH MIAMI, FL 33143 PA Primary Lone 0100 SINGLE FAMILY - GENERAL 0101 RESIDENTIAL -SINGLE Primary Land Use FAMILY: 1 UNIT Beds I Baths l Half 2/ l/ 0 Floors --- -- 1 Living Units----� 1- Actual Area_ �1,015 Sq.Ft Living Area 937 Sq.Ft Adjusted Area 976 Sq.Ft Lot Size Sq.Ft _ _}4,500 Year Built 2009 Assessment Information Year 20181 20171 $94,500 $105,291 $1.216 2016 $72,000 $106,423 $1,229 Land Value 1 $99,000 Building Value 1 $104,1591 XF Value 1 $1,203II, Market Value $204,362 $201,007 $130,0491 $179,652 $127,375 Assessed Value $1327801 Benefits Information Benefit Type 2018 2017 2016 Save Our Homes Cap Assessment Reduction $71,582 $70,9581 $52,277 Homestead Exemption $25,000 $25,0001 $25,000 Second Homestead Exemption $25,000 $25.000 $25.000 Note: Not a8 benefits are applicable to all Taxable Values (i.e. County, School Board City, Regional). Generated On: 5/29/2019 Taxable Value Information 2018 2017 2016 County -- - Exemption Value $50,000 $50,000 $50.000 Taxable Value $82,780{ _ $80,049 $77,375 School Board Exemption Value $25,000 $25.000 $25,000 Taxable Value $107,780 $105,049I $102,375 City Exemption Value Taxable Value $50,000 $50,000 $50,000 $82,780 $80,0491 $77,375 _ Regional Exemption Value I $501000 n000 $50,000 Taxable Value $82.7801 $80,049 $77,375 The Office of the Property Appraiser is continually editing and updating the tax roll This website may not reflect the most current information on record. The Property Appraiser and Miami -Dada County assumes no liability, see full disclaimer and User Agreement at htlp:/Aw miamidade.gov/info/disclaimer.asp Version: 53 https:Hwww8.miamidade.gov/Apps/PA/propertysearch/ Wednesday, May 29, 2019 Property Search Application - Miami -Dade County I Page 3 of 5 C., ti ��2 OF THE PROPERri 0 1 C E V A P P R A I ON:"'t= Generated On. 5/29/2019 Property Information Folio: 09-4025-010-0780 Property Address: 6090 SW 63 ST Roll Year 2017 Land, Building and Extra -Feature Details .and Information .and Use -� Muni Zone ' PA Zone I Unit Type _ Units Calc Valui 3ENERAL RS4,RS-5 ! 0100 I Square Ft. 4,500.00 ! $94,50( Building Information Building Number Sub Area - j Year Built , Actual Sq.Ft. Living Sq.Ft. i Adj Sq.Ft.l -A Calc Value 1 1 i 2009 1,015 9371 976$105,291 Extra Features )escription - v Year Built Units; Calc Valuo :hain-link Fence 4-5 ft high i 2009 j 1281- $1,21E The Office of the Property Appraiser is continually editing and updating the tax roll. This website may not reflect the most current information on record. The Property Appraiser and Miami -Dade County assumes no liability, see full disclaimer and User Agreement at http://www.miamidade.gov/info/disclaimer.asp Version: 55 https://www8.miamidade.gov/Apps/PA/propertysearcIV Wednesday, May 29. 2019 Property Search Application = Miami -Dade County -P, OF'7�3 r� HE OFr_3 CEr Property Information Folio: 09-4025-010-0780 Property Address: 6090 SW 63 ST MIA Page 5 of 5 Generated On: 5/29/2019 Full Legal Ekscription FRANKLIN SUB PB 5-34 LOT 83 LESS NI OFT THEREOF BLK 13 LOT SIZE 50.D00 X 90 ~� OR 18977-42$ 0200 3 & — - -^ - OR 26716-1011 1208 4 Sates Information Previous Sale Price OR Book -Page Qualliication Description 11/11/2009 I $115,000 27079-4852 _ Religious, charitable or benevolent organization The Office of the Property Appraiser is continually editing and updating the tax roll. This website may not reflect the most current information on record The Property Appraiser and Miami -Dada County assumes no liability, see full disclaimer and User Agreement at http:Ywww.miamidade govCnfo/disclaimer.asp Version: 57 https://www8.miamidade.gov/Apps/PA/propertysearch/ Wednesday, May 29, 2019 EXHIBIT C Single -Family Residential Housing Rehabilitation Program Grant Agreement CITY OF SOUTH MIAMI COMMUNITY REDEVELOPMENT AGENCY SINGLE-FAMILY RESIDENTIAL HOUSING REHABILITATION PROGAM GRANT AGREEMENT THIS GRANT AGREEMENT is entered into on this 10 day of June 2019 between the CITY OF SOUTH MIAMI COMMUNITY REDEVELOPMENT AGENCY ("Agency" or "Grantor"), and Ms. Denise CovinSton ("Grantee") whose address is 6090 SW 63 St. and which also has the following Legal Description: FRANKLIN SUB PB 5-34 LOT 83 LESS N1 OFT THEREOF BLK 13 LOT SIZE 50.000 X 90 OR 18977-426 0200 3 & OR 26716-1011 1208 4 WITNESSETH: WHEREAS, the Agency has budgeted funds for the Single -Family Residential Housing Rehabilitation Program (Program) to provide grants to applicants who rehabilitate single-family residential properties in the Agency's redevelopment area; and WHEREAS, the Grantee has applied for such funds and made certain representations in connection with her request for these funds which Grantor represents to be truthful and Grantor relied on the truthfulness of these representations in approving this grant; and WHEREAS, Grantor has awarded these funds to Grantee who will perform or will have performed the services required under this Grant Agreement and shall use this grant to pay for material and labor necessary to perform such services. NOW, THEREFORE, the Parties agree as follows: ARTICLE I SCOPE OF SERVICES The Grantee shall provide for the rehabilitation of single-family residential property described above (Property), as set forth in the Scope of Services attached as Exhibit "L" The Grantee is responsible for choosing a contractor to perform the work described in the Scope of Services, and the Grantor is in no way responsible for such the contractor chosen by the Grantee. The Grantee is responsible for ensuring that the contractor chosen by the Grantee possesses any required licensure and insurance to perform the work described in the Scope of Services, and shall furnish the Grantee a current copy of any required license and insurance to perform the work within 30 days of the date of this Agreement. The Grantee will ensure that any required permits, inspections and certificates are obtained relating to the work from the City of South Miami Building Official or the appropriate authority. The Grantee shall require the contractor to furnish all of the materials and perform all of the work described in the Scope of Work and is solely responsible for paying the contractor, accepting the work, and otherwise transacting business with the contractor. The Grantor does not warrant work carried out pursuant to this Agreement. ARTICLE II CONDITION OF SERVICES The Grantee agrees to the following: a) The Grantee's household income falls within the range of very low income to 120% of the median income, as established by the United States Department for Housing and Urban Development for Miami -Dade County. b) The Grantee will maintain records including, but not be limited to, the following: 1. Information identifying household income, head of household, ethnicity, race and gender, to the extent allowed by law; and 2. Other documentation that may be required by the Agency. c) The Grantee shall not, for a period of three (3) years from the execution of this agreement, rent, or convey or transfer title to the Property or any portion of the Property. d) The Grantee shall allow the Agency Director and/or City of South Miami Code Inspectors or Building Officials on the premises and give access to inspect the site and building for repairs or rehabilitation work required under this agreement. This right may be exercised at any time after no less than 48 hours notice. e) The Grantee shall, to the extent permitted by law, allow all necessary personal and financial background investigations to be conducted by the Agency. Grantee shall provide Agency with any consents or authorization required by any third party who has such information. f) The Grantee shall not use the Premises, or any portion thereof, or permit the same to be used for any illegal, immoral or improper purposes, nor to make, or permit to be made, any disturbance, noise or annoyance whatsoever detrimental to the premises or the comfort and peace of the inhabitants living within the vicinity of the demised premises. Any violation of this provision within three (3) years from the execution of this Agreement shall result in the entire grant becoming due and payable by the Grantee to the Agency notwithstanding the Agency's agreement to discharge a portion of the debt each year. ARTICLE III TERM OF AGREEMENT This Agreement shall be deemed effective upon execution by both parties. The term of this agreement is three (3) years from the approved date of June 10, 2019. A Schedule of Completion regarding all exterior and interior improvements is attached as Exhibit "2" which shall be provided the Agency upon completion of the exterior and interior improvements. ARTICLE IV AMOUNT OF GRANT The Agency shall award the Grantee an amount not to exceed $ 4,898.00 Dollars. The Grantor shall pay 50% of the total grant amount within forty-five (45) days of the execution of all necessary documents, including this Agreement, and the remaining 50% within 14 days of all required certificates and approvals from any governmental entity of the rehabilitation work and submittal of proof of expenditures. Under no circumstances, shall the amount of the grant exceed the cost of the expenditures relating to the rehabilitation and the amount approved by the governing body of the Agency. ARTICLE V DEFAULT For purposes of this Agreement (and the documents referenced or incorporated), a default shall include without limitation the following acts or events of the Grantee, its agents and employees, as applicable and as further detailed below: (1) Failure to comply with applicable federal, state and local regulations and laws. (2) Breach regarding any of the terms and conditions of this Agreement. In the event of a breach, the Grantee shall pay to the Agency the entire amount of the Grant and may exercise any and all rights including the rights to bring any and all legal and/or equitable actions in Miami -Dade County, Florida, in order to enforce the Agency's right and remedies against the Grantee. The Agency shall be entitled to recover all costs of such actions including a reasonable attorney's fees, at trial and appellate levels, to the extent allowed by law. ARTICLE VI AMENDMENTS Any alterations, variations, modifications or waivers of the provisions of this Agreement shall only be valid when they have been reduced to writing, duly approved and signed by both parties. This Agreement contains all the terms and conditions agreed upon by the parties. No other agreement, oral or otherwise, regarding the subject matter of this Agreement shall be deemed to exist or bind any of the parties. ARTICLE VII TERMINATION It is expressly understood and agreed that in the event of curtailment or non - availability of Grant funds, the Agency's obligation to make further payments under provisions of this Agreement will terminate effective as of the time that the Agency determines that funds are no longer available. In the event of such determination, the Grantee agrees that it will not look to nor seek to hold liable the Agency for the further performance of this Agreement and the Agency shall be released from further liability each to the other under the terms of this Agreement. ARTICLE VIII INDEMNIFICATION The Grantee shall defend, indemnify and hold harmless the Agency, its officers, employees and agents, against any claims, suits, actions, damages, proceedings, liabilities and costs (including attorney's fees) arising from or in connection with this Agreement or any contracts the Grantee may enter into with third parties pursuant to this Agreement. The Grantee shall pay all claims and losses of any nature, and shall defend all suits, on behalf of the Agency, its officers, employees or agents when applicable and shall pay all costs and judgments which may issue. ARTICLE IX AUDIT AND INSPECTIONS At any time during normal business hours and as often as the Agency may deem necessary, there shall be made available to the Agency the right to audit and examine all contracts, invoices, materials, payrolls, records of personnel, conditions of employment and other data relating to matters covered by this Agreement. It is further understood that all records and supporting documents pertaining to this Agreement shall be kept for a minimum period of three (3) years from the date of expiration of this Agreement and shall be, to the extent required by law, a public record available for inspection and copying. If any litigation, claim, negotiation, audit or other action involving the records has been started before the expiration of the three (3) year period, the records must be retained until completion of the action and resolution of all issues which arise. If during the course of an audit, the Agency determines that any payments made to the Grantee do not constitute an allowable expenditure, the Agency will have the right to deduct/reduce any unpaid invoices or require repayment of those amounts. The Grantee must maintain records necessary to document compliance with the provisions of the Agreement. ARTICLE X NOTICES It is understood and agreed between the parties that all notices that are sent pursuant to and/or in connection with this Agreement shall be considered sufficient when made in writing and: mailed by certified mail, return receipt requested, or delivered by electronic (including e-mail or facsimile transmission) or similar means, provided such means creates reasonable proof of delivery. or hand delivered to the appropriate address provided a copy is kept which is stamped k with the official stamp of the recipient containing the time and date of delivery, or a copy is kept with the handwritten or stamped name of the receipt and the recipient's signature, and with the time and date of delivery: If to the Agency: South Miami Community Redevelopment Agency 5825 SW 68th Street Suite 4, Office 400 South Miami, Florida 33143 Attn: Executive Director E-mail: Efancher@southmiami.gov Fax: Grantee: Ms. Denise Covington 6090 SW 63 St. South Miami, FL 33143 ARTICLE XI SUBCONTRACTS The Grantee agrees that no assignment or subcontract will be made in connection with this Agreement without the express written consent of the Agency. ARTICLE XII SEVERABILITY OF PROVISIONS If any provision of this Agreement is held invalid, the remainder of this Agreement shall not be affected thereby if such remainder would then continue to conform to the terms and requirements of applicable law. ARTICLE XIII PROJECT PUBLICITY The Grantee agrees that any news release or other type of publicity pertaining to the project must recognize the Agency as an entity which provided funds for the project. ARTICLE XIV LIMITATION OF LIABILITY The Agency desires to enter into this Agreement only if in so doing the Agency can place a limit on the Agency's liability for any cause of action arising out of the Agreement, so that its liability will never exceed the agreed sum of $ _4,898.00 Dollars. Grantee expresses its willingness to enter into this Agreement with Grantee's recovery from the Agency for any action or claim arising from 6 this Agreement to be limited to $ 4,898.00 Dollars. Payments under the Agreement shall be set -offs against any award of damages against the Agency. Accordingly, and notwithstanding any other term or condition of this Agreement, Grantee agrees that the Agency shall not be liable to Grantee for damages in an amount excess of $4,898.00 Dollars, for any action or claim of the Grantee or any third party arising out of this Agreement. Nothing contained in this paragraph or elsewhere in this Agreement is in any way intended to be a waiver of the limitation placed upon Agency's liability as set forth in Chapter 768, Florida Statutes. Additionally, the Agency does not waive sovereign immunity, and no claim or award against the Agency shall include attorney's fees, investigative costs or prejudgment interest. ARTICLE XV SUCCESSOR TO THE AGENCY If the Agency is not in existence at any time after the execution of this Agreement, it is agreed that the City of South Miami shall succeed to all of the powers, rights and privileges of the Agency. IN WITNESS WHEREOF, the parties have executed this Agreement by their respective proper officers duly authorized the day and year first above written. Signed and Sealed in the presence of M Prin STATE OF FLORIDA COUNTY OF MIAMI-DADE The foregoing Grant Agreement was acknowledged before me this LVday of 2019, by S2. (ol i j25jbrn , who is/are personally known to me, or who has produced the following identification: My Commission expires on: 1►}:': P ,�i NKENGA A PAYNE MY COMMISSION FF 920975 EXPIRES: October 5, 201? Banded Thru Notary PubFic Underwriters and who did take an oath. By: .4 r4 T & t Printed Name: 1f_ t_& . PL.(A Title: Notary Pu lic, State orida ATTEST Secretary APPROVED AS TO FORM General Counsel SOUTH MIAMI COMMUNITY REDEVELOPMENT AGENCY 0 Chairperson Exhibit 01" Scope of Services E Exhibit 112" Schedule of Completion regarding all Exterior and Interior Improvements 10 EXHIBIT D Single -Family Residential Rehabilitation Program Mortgage Agreement This instrument prepared by: Cynthia Johnson -Stacks, Esq., City of South Miami Community Redevelopment Agency 5825 SW 68th Street Su ite 4, Office 400 South Miami, Florida 33143 CITY OF SOUTH MIAMI COMMUNITY REDEVELOPMENT AGENCY RESIDENTIAL REHABILITATION PROGRAM MORTGAGE This Mortgage made on the 10 day of _June, 2019, by Ms. Denise Covington, a single woman, ("Mortgagor"), residing at 6090 SW 63 Street, South Miami, Florida is given to secure a loan made to Mortgagor by the City of South Miami Community Redevelopment Agency (Mortgagee). WITNESSETH: bear witness to the following or take notice. WHEREAS, the Mortgagor desires to secure the payment of an indebtedness in the principal amount of Four Thousand Eight Hundred Ninety Eight Dollars (S 4 8. 98.00) with interest payable in accordance with a City of South Miami Community Redevelopment Agency Residential Rehabilitation Program Promissory Note bearing even date with this Mortgage which is attached as "Schedule A" (Note) and made a part of this Mortgage, and all other indebtedness which the Mortgagor is obligated to pay to the Mortgagee pursuant to the provisions of the Note and this Mortgage, Mortgagor hereby grants, conveys and mortgages to the Mortgagee the parcel of land situated in Miami -Dade County, Florida and described as follows: FRANKLIN SUB PB 5-34 LOT 83 LESS N10FT THEREOF BLK 13 LOT SIZE 50.000 X 90 OR 18977-426 0200 3 & OR 26716-1011 1208 4 TOGETHER with all appurtenances and all the estate and rights of the Mortgagor in and to such property, or in any way appertaining thereto, including all buildings and other structures attached to, or used in or in the operation of such property, as well as any buildings or structures which are necessary to the complete use and occupancy of such property TOGETHER with all fixtures, including but not limited to all heating, plumbing, bathroom, lighting, cooking, laundry, ventilating, refrigerating, incinerating and air-conditioning equipment, and all replacements and additions, whether or not the same are or shall be attached to such land, buildings or structures in any manner. TOGETHER with any and all awards made for the taking of the mortgaged property, or any part thereof (including any easement) by the exercise of the power of eminent domain, including any award for change of grade of any street or other roadway, which awards are assigned to the Mortgagee and are deemed a part of the mortgaged property; and TOGETHER with all right, title and interest of the Mortgagor in and to the land lying in the streets and roads in front of and adjoining the above -described land (all the above described land, buildings, other Page I of 7 structures, fixtures, articles of personal property, awards and other rights and interests being collectively call the "Mortgaged Property"). TO HAVE AND TO HOLD the Mortgaged Property and every part unto the Mortgagee, its successors and assigns forever for the purpose and uses set forth. The Mortgagor further covenants and agrees with the Mortgagee, as follows: 1. The Mortgagor will promptly pay the principal of and interest on the indebtedness evidenced by the Note, and all other charges and indebtedness provided in the Note and in this Mortgage, at the times and in the manner provided in the Note and in this Mortgage. 2. The Mortgagor will pay when due all ground rents, if any, and all taxes, assessments, waiver rates and other governmental charges, fines, and impositions of every kind and nature imposed on the mortgaged property or any part, and will pay when due every amount of indebtedness secured by any lien to which the lien of this Mortgage is expressly subject. 3. This Mortgage was executed and delivered to secure moneys advanced to the Mortgagor by the Mortgagee as or on account of a loan evidenced by the Note, for the purpose(s) described or referred to in the City of South Miami Community Redevelopment Agency Single - Family Residential Rehabilitation Program (Program), the Program Grant Agreement dated June 10, 2019, for rehabilitation of the Mortgaged Property, and for such other purpose, if any, described therein. 4. In the event of a taking by eminent domain, the Mortgagee agrees to only accept a joint check made payable to Mortgagee and Mortgagor, and to give the proper receipts and acquittance. The Mortgagee agrees to deposit such funds into Mortgagor's account to pay the outstanding indebtedness secured by this Mortgage, notwithstanding the fact that the amount owing may not have been due and payable at the time of receipt of such funds; if the outstanding indebtedness is not paid in full, then the Mortgagor agrees, upon receipt of the full amount due under the terms of the Mortgage, to pay the balance to the Mortgagee and, at the request by the Mortgagee, to make, execute and deliver any and all assignments and other instruments sufficient for the .purpose of assigning any other award to the Mortgagee, free, clear and discharged of any encumbrances of any kind and nature. 5. No building or other structure or improvement on the Mortgaged Property, or fixture on the property shall be removed or demolished without the prior written consent of the Mortgagee. The Mortgagor will not make, permit or suffer any alteration of or addition to any building or other structure or improvement to be erected or installed upon the mortgaged property, nor will the Mortgagor use, or permit or suffer the use of any of the Mortgaged Property for any purpose other than the purpose or purposes for which the same is now intended to be used, without the prior written consent of the Mortgagee. 6. The Mortgagor will maintain the mortgaged property in good condition and state of repair and will not suffer or permit any waste to any part thereof and will promptly comply with all the requirements of federal, state and local governments, or of any departments, divisions or bureaus thereof, pertaining to such property. Page 2 of 7 2 7. The Mortgagor will not voluntarily create, or permit or suffer to be created or to exist, on or against the mortgaged property, or any part thereof, any lien superior to the lien of this Mortgage, exclusive of the lien or liens, if any, to which this Mortgage is expressly subject, as set forth in the granting clause above, and will keep and maintain the same free from the claims of all parties supplying labor, materials or services for the construction or installation of improvements to the Premises. Nothing contained herein shall imply that such work or improvement is allowed without prior written consent of the Mortgagor. 8. This Mortgage shall have priority over all other encumbrances except a purchase money first mortgage. 9. The Mortgagor will keep all buildings, other structures and improvements, including equipment, now existing or which may be erected or installed on the land mortgaged, insured against loss by fire and other hazards, casualties and contingencies, in such amounts and manner, and for such periods, all as may be required from time to time by the Mortgagee. Unless otherwise required by the Mortgagee, all insurance shall be affected by Standard Fire and Extended Coverage Insurance policies, in amounts not less than the replacement value of the insured property. All such insurance shall be carried in companies approved by the Mortgagee and applicable to the location and character of the property to be covered. All such insurance shall be carried in companies approved by the Mortgagee and all policies shall be in such form and shall have attached loss payable clauses in favor of the Mortgagee and any other parties as shall be satisfactory to the Mortgagee. All policies and attachments shall be delivered promptly to the Mortgagee unless they are required to be delivered to the holder of a lien of a mortgage or similar instrument to which this Mortgage is expressly subject, in which latter event, certificates, satisfactory to the Mortgagee, shall be delivered promptly to the Mortgagee showing the Mortgagee as an additional named insured with the right to have 30 days written notice of any modification of coverage or cancellation. The Mortgagor shall pay promptly when due, as provided, any and all premiums on such insurance, and in every case in which payment is not made from the deposits required by this Mortgage, promptly submit, to the Mortgagee for examination, receipts or other evidence of such payment as shall be satisfactory to the Mortgagee. The Mortgagee may obtain and pay the premium on (but shall be under no obligation to do so) every kind of insurance required if the amount of such premium has not been paid or deposited as required by this Mortgage, in which event the Mortgagor shall pay the Mortgagee every premium so paid by the Mortgagee. 10. In the event of loss or damage to the mortgaged property, the Mortgagor shall give to the Mortgagee immediate notice by mail, and the Mortgagee may make and file proof of loss if not made otherwise promptly by or on behalf of the Mortgagor. Each insurance company issuing any such policy is hereby authorized and directed to make payment for such loss to the Mortgagor and the Mortgagee jointly, unless the amount of loss is payable first to the lien holder under a mortgage or similar instrument to which this mortgage is expressly subject, and the insurance proceeds, or any part thereof, if received by the Mortgagee, may be applied by the Mortgagee, at its option, either in reduction of the indebtedness secured, or to the restoration or repair of the Mortgaged Property. 11. Any improvements or repairs made to the Premises, as well as all related plans and specifications shall comply with any and all applicable municipal, county, state and federal Page 3 of 7 laws, ordinances, regulations and rules made or promulgated by lawful authority. 12. Upon any failure by the Mortgagor to comply with or perform any of the terms, covenants or conditions of the Mortgage requiring the payment of any amount of money by the Mortgagor, other than the principal amount of the loan evidenced by the Note, interest and other charges, as provided in the Note, the Mortgagee may, at its option, make such payment. Every payment so made by the Mortgagee (including reasonable attorney fees incurred), with interest thereon from date of such payment at the rate of four percent (4%) per annum, except any payment for which a different rate of interest is specified herein, shall be payable by the Mortgagor to the Mortgagee on demand and shall be secured by this Mortgage. This Mortgage with respect to any such amount and the interest thereon shall constitute a lien on the mortgaged property prior in right to any other lien attaching or accruing subsequent to the lien of this Mortgage. 13. The Mortgagee, or any of its agents or representatives, shall have the right to inspect the mortgaged property from time to time at any reasonable hour of the day. Should the mortgaged property at any time require inspection, repair, care or attention of any kind or nature not provided by the Mortgagor as determined by the Mortgagee in its sole discretion, the Mortgagee may, after notice to the Mortgagor, enter or cause entry to be made upon the mortgaged property and pay for the inspection, repair, protection, or maintenance of such property, as the Mortgagee may in its sole discretion deem necessary, in which event the Mortgagor shall repay the Mortgagee the amount so paid by the Mortgagee. 14. The principal amount owing on the Note together with interest and all other charges, as provided in the Note, and all other amounts of money owing by the Mortgagor to the Mortgagee pursuant to and secured by this Mortgage, shall immediately become due and payable without notice or demand upon rental, or the transfer or alienation of the Mortgaged Property to another person, unless such transfer is to the surviving spouse, or under the following events: appointed receiver or liquidator, whether voluntary or involuntary, or upon the filing of a petition by or against the Mortgagor under the provisions of any State insolvency law, or under the provisions of the Bankruptcy Act, as amended, or upon the making by the Mortgagor of an assignment for the benefit of the Mortgagor's creditors. The Mortgagee is authorized to declare, at its option, all or any part of such indebtedness immediately due and payable upon the happening of any of the following events which shall constitute a default on the Note and any other Note which this Mortgage secures: a) Failure to pay the amount of any installment of principal and interest, or other charges payable on the Note which shall have become due; b) Nonperformance by the Mortgagor of any covenant, agreement, term or condition of this Mortgage, or the Note (except as otherwise provided in subdivision (a)) or of any other agreement made by the Mortgagor with the Mortgagee in connection with such indebtedness, after the Mortgagor has been given due notice by the Mortgagee of such nonperformance; c) Failure of the Mortgagor to perform any covenant, agreement, term or condition in any instrument creating a lien upon the mortgaged property, or any part, which shall have priority over the lien of this Mortgage; d) The Mortgagee's discovery of the Mortgagor's failure in any application of the Mortgagor to disclose any fact deemed by the Mortgagee to be material, or of the making, or in any of the agreements entered into by the Mortgagor with the Mortgagee (including, but not Page 4 of 7 limited to, the Note and this Mortgage) of any misrepresentation by, on behalf of, or for the benefit of the Mortgagor; e) The sale, lease or other transfer of any kind or nature of the mortgaged property, or any part, without the prior written consent of the Mortgagee, including the subordination of this Mortgage or owner's refinancing of the mortgaged property. The Mortgagee's failure to exercise any of its rights under this provision shall not constitute a waiver. The happening of any of the events set forth above in this Paragraph may hereinafter be described as an "Event of Default". In the event of an Event of Default, the Note shall become, or may be declared to be, immediately due and payable. 15. The Mortgagee may from time to time cure each default under any covenant or agreement in any instrument creating a lien upon the mortgaged property, or any part which shall have priority over the lien of this Mortgage, to such extent as the Mortgagee may exclusively determine, and each amount paid, if any, by the Mortgagee to cure any such default shall be paid by the Mortgagor to the Mortgagee, and the Mortgagee shall also become subrogated to whatever rights the holder of the prior lien might have under such instrument. 16. a) After the happening of any default or Event of Default, the Mortgagor shall, upon demand of the Mortgagee, surrender possession of the mortgaged property to the Mortgagee, and the Mortgagee may enter such property, and let the same and collect all the rents there from which are due or to become due, and apply the same, after payment of all charges and expenses, on account of the indebtedness secured, and all such rents and all losses existing at the time of such default are assigned to the Mortgagee as further security for the payment of the indebtedness secured, and the Mortgagee may also dispossess, by the usual summary proceedings, any tenant defaulting in the payment of any rent to the Mortgagee. b) In the event that the Mortgagor occupies the mortgaged property or any part, upon any default or Event of Default, such possession shall be as a tenant of the Mortgagee, and the Mortgagor shall pay in advance, upon demand by the Mortgagee, as a reasonable monthly rental for the premises occupied by the Mortgagor, an amount at least equivalent to one -twelfth the aggregate of the twelve monthly installments payable under the Note in the current calendar year, plus the actual amount of the annual ground rent, if any, taxes, assessments, water rates, other governmental charges, and insurance premiums payable in connection with the mortgaged property during such year, and upon the failure of the Mortgagor to pay such monthly rental, the Mortgagor may also be dispossessed by the usual summary proceedings applicable to tenants. This covenant shall become effective immediately upon the happening of any such default, as determined in the sole discretion of the Mortgagee, who shall give notice of such determination to the Mortgagor, and in the case of foreclosure and the appointment of a receiver of the rents, the covenant shall inure to the benefit of such receiver. 17. The Mortgagee in any action to foreclose this Mortgage shall be entitled to the appointment of a receiver without notice, as a matter of right and without regard to the value of the mortgaged property, or the solvency or insolvency of the Mortgagor or other party liable for the payment of the Note and other indebtedness secured by this Mortgage. 18. The Mortgagor, within ten (10) days of written request from Mortgagee, shall Page 5 of 7 furnish promptly a written statement in a form satisfactory to the Mortgagee, signed by the Mortgagor and duly acknowledged, of the amount then owing on the Note and other indebtedness secured by this Mortgage, and whether any offsets or defenses exist against such indebtedness or any part thereof. 19. The Mortgagor shall give immediate notice by registered or certified mail to the Mortgagee of any fire, damage or other casualty affecting the mortgaged property, or of any conveyance, transfer or change in ownership of such property, or any part thereof. 20. All Notices, demands or requests shall be made in writing and shall be served.by United States certified mail, return receipt requested, or by electronic transmission, including facsimile transmission, e-mail or other electronic or similar transmission, provided the mode of electronic transmission provides written or printed evidence of delivery. 21. In case of a foreclosure sale of the mortgaged property, it may be sold in one parcel. 22. The Mortgagor will not assign the rents, if any, in whole or in part, from the mortgaged property, or any part, without the prior written consent of the Mortgagee. 23. The Mortgagor is lawfully seized of the mortgaged property and has good right, full power and lawful authority to mortgage the same in the manner above provided, and will warrant and defend the same to the Mortgagee forever against the lawful claims and demands of any and all parties whatsoever. 24. The Mortgagor waives the benefit of all homestead exemptions as to the debt secured by this Mortgage and as to any expenditure for insurance, taxes, levies, assessments, dues or charges incurred by the Mortgagee pursuant to any provision of this Mortgage. 25. This Mortgage and all the covenants, agreements, terms and conditions herein contained shall be binding upon and inure to the benefit of the Mortgagor and the heirs, legal representatives and assigns of the Mortgagor, and to the extent permitted by law, every subsequent owner of the mortgaged property, and shall be binding upon and inure to the benefit to the Mortgagee and its assigns. If the Mortgagor consists of two or more parties, this Mortgage shall constitute a grant and mortgage by all of them jointly and severally, and they shall each be obligated jointly and severally under all the foregoing provisions and under the Note. The word "Mortgagee" shall include any person, corporation or other party who may from time to time be the holder of this Mortgage. If the Agency is not in existence at any time after the execution of this Mortgage, the City of South Miami shall succeed to all of the powers, rights and privileges of the Agency under this Mortgage. 26. Wherever used, the singular number shall include the plural, the plural number shall include the singular, and the use of any gender shall be applicable to all genders wherever the sense requires. Page 6 of 7 27. Waiver of Jury Trial: The parties hereby waive any right they may have to a jury trial as to any matter that arises out of this Mortgage or the Note it secures. IN WITNESS WHEREOF, the parties have executed this Agreement by their respective proper officers duly authorized the day and year first above written. Signed, Sealed andMliver in the pr nce of: By: Prifnt Name: i • - (Qlpol By: Alle 444,"_<_ Priint Name: Ja MP S' Y) C, G R..)�S STATE OF FLORIDA COUNTY OF MIAMI-DADE MORTGAGOR By: Print Name: j cout rn. The foregoing Mortgage Agreement was acknowledged before me this ,� day of - , 2019, by be rl t c , who is/are QY personally, known to me, or who has produced the following identification: w l• o d i d take an oath. My Commission expires on: No,, NKENGA A. PAYNE ? ' r MY COMMISSION # FF MW5 EXPIRES: October 5, 2019 '�'' �•`� Bonded Thru Notary Public Underwriters By:L� Printed Name: �. . Title: Notary Public, Stai orida and Page 7 of 7 "Schedule A" Promissory Note Page 8 of 7 EXHIBIT E Single -Family Rehabilitation Program Promissory Note Schedule A CITY OF SOUTH MIAMI COMMUNITY REDEVELOPMENT AGENCY SINGLE-FAMILY RESIDENTIAL REHABILITATION PROGRAM Schedule A Amount $ 4,898.00 PROMISSORY NOTE Agreement No: CRA# Date: June I01h, 2019 FOR VALUE RECEIVED, the undersigned party/parties jointly and severally promise(s) to pay to the City of South Miami Community Redevelopment Agency (hereinafter referred to as the "Agency"), in the manner hereinafter specified, the principal sum of $ 4,898.00 Dollars, payable without interest except as otherwise provided herein. This Promissory Note is made to evidence the loan made to the undersigned by the Agency pursuant to the City of South Miami Community Redevelopment Agency Single -Family Residential Rehabilitation Program (Program). So long as the undersigned has not provided false information in support of the application for the loan, or has not otherwise violated the rules of the City of South Miami Community Redevelopment Agency Residential Rehabilitation Program, the Program Grant Agreement, the Promissory Note or the Mortgage given to secure this Note, the principal sum evidenced by this Note shall be partially forgiven in the amount of $1,632.66 each year over a three- year period, until fully forgiven after three 3 years. This Note is secured by a mortgage, of even date herewith, on the real property owned and occupied by Ms. Denise Covington, the undersigned, located at 6090 SW 63 St, South Miami, Florida (Property). If the undersigned fails to occupy the Property as a single family dwelling, has provided false information in support of the application for loan or has otherwise violated the City of South Miami Community Redevelopment Agency Single -Family Residential Rehabilitation Program or the Program Grant Agreement, or if the Property securing this Note and Mortgage is rented, sold or in any way alienated or transferred, except if such transfer is to a surviving spouse, such an event shall constitute a default, and the aforementioned principal sum shall, at the option of the holder hereof, become at once due and collectable without notice, time being of the essence, and shall bear interest from such time until paid at the rate of four percent (4%) simple interest per year on the unpaid principal amount then owing. Determination of the occurrence of an event of default shall rest with the Agency and/or its designated agents and the maker shall be notified of the time and place of payment. Subordination of this Note or the Owner's refinancing of the subject Property, without prior approval of the Agency, shall also constitute an event of default. If the principal amount of this Note is not paid when due, such action shall constitute a default of this Note and the undersigned shall, at the option of the Agency, pay to the Agency the late charge of one percent (1 %) per calendar month, or fraction thereof, on the amount past due and remaining unpaid. Failure of the Agency to exercise such option shall not constitute a waiver of such default. If the undersigned shall violate the provisions of this Note, the undersigned may be subject to penalties authorized by state and local laws, codes, rules and regulations. The undersigned reserve(s) the right to repay at any time all or any part of the principal amount of this Note without the payment of penalties or premiums. If this Note is reduced to judgment, such judgment shall bear the statutory interest rate on judgments. If suit is -instituted by the Agency to recover on this Note, the undersigned agrees to pay all costs of such collection including reasonable attorney fees, at trial and appellate levels, and costs incurred. DEMAND and protest and notice of demand and protect are hereby waived, and the undersigned hereby waives, to the extent authorized by law, all homestead and other exemption rights which otherwise would apply to the debt evidenced by this Note. If the Agency is not in existence at any time after the date of this Note, it is agreed that the City of South Miami shall succeed to all of the powers, rights and privileges of the Agency. Whenever used herein the singular shall be replaced with the plural and pronouns shall be interchangeable as the context may require or admit. IN WITNESS WHEREOF, this Note has been duly executed and sealed by the undersigned on the day and year first above written. WnNESS: Affa P'c w Print Name By: Print Owner's Name Address: �Dc? b S O b 3 S-�t� EXHIBIT F Single -Family Residential Rehabilitation Program Grant Affidavit RESIDENTIAL REHABILITATION PROGRAM AGREEMENT NUMBER: CRA BORROWER (S): Ms. Denise Covington PROPERTY ADDRESS: 6090 SW 63 St. South Miami, FI 33143 AFFIDAVIT STATE OF FLORIDA COUNTY OF MIAMI-DADE BEFORE ME, the undersigned authority, an officer duly qualified to take oaths and acknowledgments, personally appeared Ms. Denise Covington who ( ) is known to me or ( ) who presented as identification the following: , who did take an oath, and who swears or affirms that: 1. I am the owner of the real property described in Exhibit "A" attached hereto (Premises). 2. I understand that the City of South Miami Community Redevelopment Agency (SMCRA) has approved my application under the Single -Family Residential Rehabilitation Program (Program) and is issuing a grant to me under the Program. 3. There are no actions, proceedings, judgments, bankruptcies, liens or executions recorded among the Public Records of any of the counties in Florida, or pending against me in any state or federal court located in Florida or any other State nor are there any state or federal liens that have been or could be recorded in the public records in any state of the United States of America that could affect the Premises. 4. There has been no change in title to the above described Premises from that which was shown in the title evidence previously submitted by me to the SMCRA and there are no matters pending against me that could give rise to a lien that would attach to the Premises. 5. I have not, and hereby agree and represent that I will not, execute any instrument, or do any act whatsoever, that in any way would affect the title to the Premises including, but not limited to the transfer, or conveyance of title to, or mortgaging of, the Premises or any interest in it or causing any liens to be recorded against the Premises or against me unless the Agency agrees in writing to a settlement as determined by the difference in the original granted amount and the forgivable portion of the grant as set forth in the various agreements. 6. I agree to indemnify and save the SMCRA harmless from and against any loss, damage, cost, expense and outlay, including without limitation all attorney fees and court costs, which it may at any time sustain, incur or be exposed to by reason or in consequence of the representations I have made in this affidavit. FURTHER Affiant sayeth not. By: Print Name:Ditt'ise, SWORN TO AND SUBSCRIB D, before me on this day of 20(l_. NOTARY PU IC State of Florida at Large My Commission Expires on: NKENGA A. PAYNE 'Nil, MY COMMISSION # FF 920975 r EXPIRES: October 5, 2019 Bonded ThdM Pubk Undem t m ru I�