Res. No. 146-01-11294RESOLUTION NO. 146 -01 -11294
A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF
SOUTH MIAMI, FLORIDA, RELATING TO PENSION ACTUARIAL CONSULTING
SERVICES, AUTHORIZING THE CITY MANAGER TO SIGN A THREE -YEAR
CONTRACT WITH GABRIEL, ROEDER, SMITH & COMPANY(GRS), WITH THE
OPTION FOR RENEWAL FOR ADDITIONAL YEARS.
WHEREAS, the City of South Miami employee Pension Fund currently utilizes
WATSON WYATT as the actuarial consulting firm; and
WHEREAS, Watson Wyatt (actuaries) has advised the City that effective August 31,
2001, it reached an alliance with Gabriel, Roeder & Company (GRS); and
WHEREAS, the City sought to conduct a formal search for actuarial services from
different companies and received proposals from four of them; and
WHEREAS, the pension board reviewed the proposals submitted and interviewed
representatives of the four companies that responded; and
WHEREAS, the pension board has recommended that the service contract be awarded to
Gabriel, Roeder & Company, and the pension attorney concurred that the company is premier in
the industry.
NOW THEREFORE BE IT RESOLVED BY THE MAYOR AND CITY
COMMISSION OF SOUTH MIAMI, FLORIDA, THAT:
Section 1 Effective immediately, Gabriel, Roeder & Company (GRS) will serve as the actuarial
consulting firm in accordance with the terms and conditions of the City pension plan.
Section 2 The City Manager is authorized to sign a three -year contract with the option for
renewals for additional years with the company for pension actuarial services.
Section 3 This resolution shall take effect immediately upon approval.
PASSED AND ADOPTED this 2nd day of October 2001.
ATTEST:
CIfY CLERK
y 1 F
n
CITY ATTORNEY
APPROVED... -• >'
A .� ,'�'
JULIO -RUBM NAB MAYOR
COMMISSION VOTE: 4 -0
Mayor Robaina: Yea
Vice Mayor Feliu: Yea
Commissioner Bethel: Yea
Commissioner Wiscombe: not preser.
Commissioner Russell: Yea
TO: Mayor and City Commission
FROM: Charles D. Scurr
City Manager x)."-"y '
The Request
DATE: September 26, 2001
Re: AGENDA ITEM #
Transfer of Actuarial Consulting Services
from Watson Wyatt to Gabriel, Roeder,
Smith & Company
A RESOLUTION OF THE MAYOR AND CITY COMMISSION OF THE CITY OF SOUTH
MIAMI, FLORIDA, RELATING TO PENSION ACTUARIAL CONSULTING SERVICES,
AUTHORIZING THE CITY MANAGER TO SIGN A THREE YEAR CONTRACT WITH
GABRIEL, ROEDER, SMITH & COMPANY (HEREINAFTER GRS) WITH RENEWAL
OPTION FOR ADDITIONAL YEARS.
Background and Analysis
Recently, the City pension board made a business decision to solicit bids for actuarial services
from different companies with the intention of reducing the total cost of administering the pension
plan. Four companies submitted proposals in response to the solicitation. These four companies
are as follows:
Gabriel, Roeder, Smith & Company (Watson Wyatt)
Buck Consultants
AON Consulting Services
Segal Company
The four proposals were reviewed by the pension board members, and the representatives of each
company were given the opportunity to respond to questions posed by the board members with
regards to the proposals submitted. After careful deliberations, the pension board unanimously
agreed to award the service contract to Gabriel, Roeder, Smith & Company (GRS). The company
recently formed an alliance with Watson Wyatt. It is a private corporation that has been in
business since 1938. It provides benefit consulting services to over 500 public and private sector
clients nationwide with an emphasis on the public sector retirement system.
Just for your information, the pension attorney concurred that GRS is a premier company in the
industry.
Attached with the resolution is the schedule of services that will be provided and fee to be
charged by the company for the next three years. The payment of the fee will be charged directly
against the pension fund bank account.
RECOMMENDATI ®N
I recommend approval.
1. FIXED FEE SERVICES
Based upon our experience with similar Plans and based upon our discussions, we propose a
comprehensive fixed -fee services that the Boards can be expected to require. We have then
determined our fees based upon our analysis of these comprehensive regular recurring services.
The advantages of this fixed fee approach to the Boards include knowing in advance the annual
cost for all anticipated recurring services and the ability to budget and to prevent any surprises
after the work has been performed. Further, we will guarantee this fixed fee amount for two
years. The fixed fee amount will be increased only by inflation as measured by the Consumer
Price Index for the third and subsequent years.
The fixed fee services may be summarized as follows:
• Preparation and delivery of the annual Actuarial Valuation Report including attendance at
a Pension Board meeting to present the results of our valuation and respond to any questions.
Our report will include the following requested services:
✓ Collection and reconciliation of Member census data,
✓ Recommendation of actuarial assumptions and methods,
✓ Calculation and reconciliation of actuarial value of assets,
✓ Determination of liabilities in accordance with State, actuarial and
Government Accounting Standards Board (GASB) requirements,
✓ Determination of required contributions,
✓ GASB expense and disclosure exhibits (GASB #25 and #27) and
✓ Compliance with Chapters 112 and 185, Florida Statutes.
• Preparation and delivery of Individual Employee Benefit Statements. We recommend that
we prepare one copy to be distributed to active members and a second copy to be retained in
the Plan records.
• Preparation and delivery of actuarial studies to determine financial effect of plan changes or
changes in actuarial assumptions or methods (up to 2 per annum),
• Preparation and delivery of Actuarial Impact Statements to be filed with the State after
passage of amending City Ordinances after passage at first reading but prior to passage at
second reading. (up to 2 per annum),
• Attendance at up to two additional Committee Meeting.
• Response to any inquiries from the State relating to our Actuarial Valuation Report.
• Response to auditor's confirmation request and coordination with other service providers.
• Biennial preparation of SPD financial addendum.
• Triennial review of actuarial equivalence definition for determining optional forms of
payment including preparation of revised option factor tables upon any update.
• Review of plan experience in comparison to actuarial assumptions.
• Preparation of benefit calculations for retiring or terminating employees (up to 6 per
annum).
• Calculation of buy -back amounts (up to 6 per annum)
• Telephone conversations on pending or anticipated issues that may affect our Actuarial
Valuation Report that do not result in a work assignment
• Review legislation that may impact plan in coordination with Plan Attorney.
• Review compliance with State and Federal regulations in coordination with Plan Attorney
Our fixed fee for these comprehensive services will be $15,500 annually. We will bill for our
fixed fee services quarterly at the rate of $3,900 per quarter.
GABRIEL, ROEDER, SMITH & COMPANY
2.
While the breadth of fixed fee services is quite comprehensive, additional services of a non-
recurring nature will be based upon our hourly rates. These rates would apply to any actuarial
studies or impact statements in excess of the two per annum included under the fixed fee
arrangement. .
Our hourly rates are determined based upon the experience and abilities of our employees. The
following are our current hourly rates reflecting the South Miami Team members.
• Senior Consultant and Actuary: $285
• Consultant and Actuary $150
• Analyst $125
• Administrative Assistant $ 85
Our hourly rates are quite competitive in the industry. Further, we will not increased these
hourly rates for two years. In the third and subsequent years our hourly rates will be increased
only by inflation as measured by the Consumer Price Index for the third and subsequent years
Unlike some other firms, our hourly rates include our overhead. We do not load our fees for
technical and administrative services.
3. BENEFIT CALCULATIONS AND BUY BACK CALCULTIONS (IN EXCESS OF SIX EACH
PER ANNUM)
While we do not anticipate a volume of calculations in excess of the six each covered under the
fixed fee arrangement, our fees for excess benefit calculations and buy —backs will be determined
based upon hourly rates and we will agree to a not -to- exceed basis. That is, to the extent that our
costs based upon our hourly rates are lower than the not -to- exceed amounts, we will bill our
costs. To the extent that our costs based upon our hourly rates equals or exceeds the not -to-
exceed amount, we will bill the not -to- exceed amount. We anticipate that our costs may be less
than the not -to- exceed amount when verifications, calculations or buy -backs are batched
(requested in groups).
The following are our not -to- exceed amounts:
• Benefit verifications: $150 per verification
• Benefit calculations: $250 per calculation
• Buy -back calculations: $275 per calculation.
Our hourly rates are shown above.
GABRIEL, ROEDER, SMITH & COMPANY
GABR1E1„ ROEDER, SMITH & COMPANY
Cansuitants h Actuaries
September 26, 2401 301 East Las Olas Blvd. a S vita 2C0 o Ft. Le ce date, FL 33301 * 954-527-1616 *FAX 654 - 525.0063
Ms. Jeanette Enrizo- Navarro
Pension Administrator
General and Police Pension Funds
City of South Miami
6130 Sunset Drive
South Miami, Florida 33143 -5093
Dear Jeanette:
As discussed, we are confirming our oral advice agreeing to at. expansion of the services covered
under our fixed -fee proposal.
As you are aware, our initial fixed -fee proposal provided for up to two (2) actuarial cost studies plus
up to tvo (2) actuarial impact statements per annum. We had previously agreed to expand these
services to include a total of eight (8) actuarial cost s udies or actuarial impact statements in any
combination during each period of two (2) years. We now confirm that we will expand our fixed-
fee services to include a total of nine (9) actuarial cost studies or actuarial impaot statements in any
combination, during each perod of two (2) years
That is to say, for the period from date ofis ception (i,e.. October 1, 7,0"Ji) to the "s'ec6hd anniversary
of the date of inception (Le. October L 2003), we wia pm''bra, up to a total of nine (9) actuarial
studies or actuarial impact statements. During the subsequent rwo -year period (i.e. October i, 2003
— October 1, 2005), the fixed -fee would cover nine (9) actuarial cost studies or actuarial impact
statements in any combination. For example, during the two year period, the Board could request
six (6) actuarial cost studies and three (3) actuarial impact statements, or some other combination
totaling nine (9), without incurring additional fees.
We trust that the Pension Boards and City will find our clarification worthwhile. We remain
excited about the opportunity to work with you.
Sincerest regards, (\
Lawrence F. Wilson, A.S.A.
Senior Consultant and Actuary