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18J 1 Ordinance No. 2013-___ _ 2 3 4 An Ordinance Amending Sec. 16.14(a); Sec. 16-16; Sec. 5 16-19; Sec. 16-22; and Sec. 16-23, Of The South Miami 6 Pension Plan To Provide For Compliance With The 7 Internal Revenue Code. 8 9 10 WHEREAS, on January 29, 2011 an application was filed with the Internal 11 Revenue Service for a Favorable Determination Letter regarding the qualified status of 12 the Plan under Section 401 (a) of the Internal Revenue Code; and 13 WHEREAS, on May 29, 2013, the Internal Revenue Service issued a Favorable 14 Determination Letter, finding that the Plan complies with all qualification requirements; 15 and 16 WHEREAS, the Favorable Determination Letter is subject to the timely adoption ... 7 of the amendments provided herein, and 18 WHEREAS, the trustees of the South Miami Pension Plan have requested and 19 approved such amendments as being in the best interests of the participants and 20 beneficiaries as well as improving the administration of the plan, and 21 WHEREAS, the City Mayor and City Commission has received and reviewed an 22 actuarial impact statement related to these change and attached as such; and 23 WHEREAS, the City Commission deems it to be in the public interest to provide 24 these changes to the pension plan and to the pension plan for its employees; 25 NOW, THEREFORE, BE IT ORDAINED BY THE MAYOR AND CITY 26 COMMISSION OF THE CITY OF SOUTH MIAMI, FLORIDA, THAT: Page 1 of 27 1 Section 1. Section 16-14(a) of the South Miami Code of Ordinances is hereby 2 amended by adding a new paragraph (3) as follows: 3 Sec. 16-14. Pension benefits and retirement date. 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 (a) Retirement date. The normal retirement date with full unreduced pension benefits for a participant, shall be as follows: (3) Vesting of benefits upon Normal Retirement Date. Any provision of this plan to the contrary notwithstanding, a Member's accrued benefit shall become 100% vested upon the attainment of the Normal Retirement Date. Section 2. Section 16-16 of the South Miami Code of Ordinances is hereby amended by adding a new subsection (e) as follows: Sec. 16-16. Death of a participant. .csu Death while performing USERRA-qualified active militarv service - In the case of a Member who dies on or after January 1, 2007 while performing "Qualified Military Service" under Title 38, United States Code, Chapter 43, Uniformed Services Employment and Reemployment Rights Act ("USERRA") within the meaning of Section 414(u) of the Internal Revenue Code, any "additional benefits" (as defined by Section 401 (a)(37) of the Internal Revenue Code) provided under the Plan that are contingent upon a Member's termination of employment due to death shall be determined as though the Member had resumed employment immediately prior to his death. With respect to any such "additional benefits," for vesting purposes only, credit shall be given for the period of the Member's absence from covered employment during "Qualified Military Service". Page 2 of 27 1 Section 3. Section 16-19 of the South Miami Code of Ordinances is hereby 2 amended to read as follows: 3 Sec. 16-19. Contributions. 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 (a) (d) Each participant shall contribute in each calendar year towards the cost of the participant's pension an amount equal to three (3) percent of the participant's earnings. With the exception of pOlice officer participants, no participant shall make any contributions toward the cost of any past service pension to which the participant is entitled under this plan. The employer shall contribute the balance of the cost, actuarially determined, of providing the benefits of the plan. The employer's contributions shall be deposited into the pension plan on at least a quarterly basis. Effective October 1, 1995, the pension contribution for all general employee participants, including those general employees that are now members of the retirement system, shall be increased from three (3) percent to five (5) percent of earnings. Effective October 1, 2001, the pension contribution for all general employee participants, including those general employees that are now members of the plan, shall be increased from five (5) percent to seven (7) percent of earnings. Police officer participant including bargaining unit employees, that are now members of the plan and any police officers who join the plan in the future shall, effective October 1, 1993, have their contribution increased from three (3) percent to five (5) percent of earnings. Effective October 1, 2001, police officer participants shall contribute 7.5 percent of earnings. (4) 415(c) Limitations. To the extent applicable, all employee contributions shall be in accordance with Subsection 415( c) of the Internal Revenue Code and all regulations thereunder, which Subsections and regulations are incorporated herein by reference. RofJover option. l\ participant eligible to receive a refund of contributions may elect, at the time and in the manner prescribed by the pension board, to have any portion of an eligible rollover distribution paid directly to an eligible retirement plan specified by the participant in a direct rollover. For the purposes of this section, Page 3 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 12 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 the following '.'lords and phrases shall have the follmving' meanings indicated: (1 ) (2) (3) (4) Eligible rollover distribution is any distribution of all or any portion of the balance to the credit of the distributee, except that an eligible rollover distribution does not include: a, b. c. Any distribution that is one of a series of substantially equal payments (not less than annually) made for the life (or life expectancy) of the distributee, or the joint lives (or joint life expectancies) of the distributee and the distributees designated beneficiary, or for a specified period of ten years or more; Any distribution to the extent such distribution is required under section 401 (a)(9) of the Internal Revenue Code; and The portion of any distribution that is not includable in gross income. Eligible retirement plan is an individual retirement account described in section 408(a) of the Internal Revenue Code, an individual retirement annuity described in section 408(b) of the Internal Revenue Code, an annuity plan described in section 403(a) of the Internal Revenue Code, or a qualified trust described in section 401 (a) of the Internal Revenue Code, that accepts the distributees eligible rollover distribution. However, in the case of an eligible rollover distribution to the surviving spouse, an eligible retirement plan as an individual retirement account or individual retirement annuity. Distributee includes an employee or former employee. In addition, the employee's or former employee's surviving spouse is a distributee vvith regard to the interest of the spouse. Direct rollover is a payment by the plan to the eligible retirement plan specified by the distribute. Page 4 of 27 1 Section 4. Section 16-22(b) of the South Miami Code of Ordinances is hereby 2 amended to read as follows: 3 Sec. 16-22. Amendment and termination of pension plan. 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 ~1 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 (b) The employer may terminate this pension plan at any time by repealing the provisions of this article in a public meeting. In such event the board of trustees shall take the necessary steps to have all the funds held by the plan applied to the purchase of immediate or deferred annuities, as the case may be, in the following order of priority and in accordance with the provisions of section 16-23, if applicable: (1) An immediate annuity on the normal forms of pension for each employee participant who has retired or has attained normal retirement date but who has not retired, in an amount equal to the amount of basic benefit to which the participant is entitled or would have been entitled if the participant had retired immediately prior to such termination. . (2) (3) (4) A deferred annuity on a full cash refund form of pension commencing at normal retirement date for each participant who has not reached normal retirement date, for each disabled participant, and for each former employee who is a terminated participant and has not elected a cash payment as provided in Option 1 of section 16-17; in an amount of the participant's contributions paid to and received by the plan, with credited interest of three (3) percent per annum from the end of the year in which contributions were received to the date basic benefits commence. A temporary annuity ending on normal retirement date for each disabled participant in an amount equal to the basic benefits being received under section 16-15 A deferred annuity on the life annuity form commencing at normal retirement date for each terminated participant as defined in section 16-17 in an amount equal to the amount the participant is entitled to under section 16-17 and deferred annuity commencing at normal retirement date for each disabled participant and each participant in an amount equal Page 5 of 27 1 to the amount the participant would be entitled to under 2 section 16-17 if the date of termination of employment less 3 the amount of benefit applicable to him in subsection (b) 4 above. 5 6 (5) A deferred annuity on the life annuity form commencing at 7 normal retirement date for each participant who has not 8 reached normal retirement date in an amount equal to the 9 amount of basic benefit the participant would be entitled to if 10 the participant's normal retirement date were the date of 11 termination of this plan less the amount of benefit applicable 12 in subsections (2), (3) and (4) above. 13 14 Provided, however, that if there are insufficient funds to provide any 15 category of such annuities, the amount of annuity to be provided for each 16 participant in that category shall be reduced by a uniform percentage. If by 17 reason of actuarial error the purchase of such annuities as is provided for 18 in subsections (1), (2), (3), (4) and (5) above does not exhaust the funds, 19 any excess shall be paid to such employer. 20 21 For police officer participants all benefits shall be fully funded in 22 accordance with the provisions of Chapter 185, Florida Statutes upon 23 such termination of this plan. The board shall determine the date of ~4 distribution and the asset value required to fund all of the nonforfeitable 25 police officer benefits. The board shall inform the city, if additional assets 26 are required, in which event the city shall continue to financially support 27 the retirement plan until all nonforfeitable police officer benefits have been 28 fully funded. 29 30 A member's accrued benefit shall become 100% fully vested (non- 31 forfeitable) upon the termination of this plan. 32 33 34 Section 5. Section 16-23 of the South Miami Code of Ordinances is hereby 35 amended to read as follows: 36 37 Sec. 16-23. Limitation of pension benefit paymentCompliance with the 38 Internal Revenue Code. 39 40 (a) Any provision in this plan to the contrary nOPNithstanding, during the 41 ten year period following the date the plan is initiated the benefits provided Page 6 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 hereunder by the employer's contributions with respect to its twenty five (25) highest paid employees on the date the plan is initiated 'I/ho then become or who may thereafter become participants and whose pension benefit at normal retirement date VIm exceed one thousand five hundred dollars ($1,500.00) annually will be subject to the following conditions: (1) The benefits payable to any such employee or his survivor (in the event of the death after retirement) shall not exceed those purchasable by the larger of a. and b.: a. l\venty thousand dollars ($20,000.00). b. l\venty (20) percent of the average regular annual compensation up to fifty thousand dollars ($50,000.00) of any such employee multiplied by the numbers of years the plan is in effect. (2) As long as this plan remains in full effect and its full current costs have been met, the provisions of this section shall not restrict the payments of either full pension benefits to any retired participant or full survivor's benefits on account of any deceased participant. (3) In the event of termination of this plan, the terms and conditions of Florida Statutes 185.37, entitled "Termination of Plan and Distribution of Fund" shall govern for police officer participants. (b) In no event maya participant's annual benefit exceed the lesser of: (1) Ninety thousand dollars ($90,000.00) (adjusted for cost of living in accordance '<''lith Internal Revenue Code (IRC) Section 415(d), but only for the year in which such adjustment is effective), Sf (2) One hundred (100) percent of the average annual compensation for the participant's three (3) highest paid consecutive years; however, benefits of up to ten thousand dollars ($10,000.00) a year can be paid \vithout regard to the one hundred (100) percent limitation if the total retirement benefits payable to a participant under all defined benefit plans (as defined in IRC Section 414 U)) maintained by the city for the present and any prior year do not exceed ten thousand dollars ($10,000.00) and the city has not at any time maintained a defined contribution plan (as Page 7 of 27 1 defined in IRe Section 414(i» in which the employee was a 2 participant. 3 4 (3) If the member has less than ten (10) years of service '."lith 5 the city (as defined In IRe Section 415(b)(5) and as modified by 6 IRe Section 415(b)(6)(O», the applicable limitation in paragraph (1) 7 or paragraph (2) of this subsection shall be reduced by multiplying 8 such limitation by a fraction, not to exceed one. The numerator of 9 such fraction shall be the number of years, or part thereof, of 10 service with the city; the denominator shall be ten (10) years. 11 12 (4) For purposes of this subsection, the "annual benefit" means 13 a benefit payable annually in the form of a straight life annuity with 14 no ancillary or incidental benefits and with no member or rollover 15 contributions. To the extent that ancillary benefits are provided, the 16 limits set forth in paragraphs (1) and (2) above will be reduced 17 actuarially, using an interest rate assumption equal to the greater of 18 five (5) percent or the interest rate used in the most recent annual 19 actuarial valuation, to reflect such ancillary benefits. 20 21 (5) Except with respect to distributions on or after January 1, 22 1997 to "Qualified Police Officers," as that term is defined in 23 Section 415(b)(2)(G) of the Code, if distribution of retirement l4 benefits begins before age sixty two (62), the dollar limitation as 25 described above shall be reduced actuarially using an interest rate 26 assumption equal to the greater of five (5) percent or the interest 27 rate used in the most recent annual actuarial valuation; provided 28 hm.vever, retirement benefits shall not be reduced below seventy 29 five thousand dollars ($75,000.00) if payment of benefits begins at 30 or after age fifty five (55) and not belov.' the actuarial equivalent of 31 seventy five thousand dollars ($75,000.00) if payment of benefits 32 begins before age fifty five (55). If retirement benefits begin after 33 age sixty five (65), the dollar limitation of above shall be increased 34 actuarially using an interest assumption equal to the lesser of five 35 (5) percent or the interest rate used in the most recent annual 36 actuarial valuation. For purposes of this subsection, the "average 37 annual compensation for a participant's three (3) highest paid 38 consecutive years" shall mean the participant's greatest aggregate 39 compensation during the period of three (3) consecutive years in 40 vl/hich the individual was an active participant of the plan. 41 42 (c) Distributions in plan years beginning after December 31, 1986. 43 Benefit payments to a participant must commence no later than the April 1 44 of the calendar year immediately follm.ving the calendar year in 'Nhich the Page 8 of 27 1 participant attains age seventy and one half (70%), or with respect to plan 2 years beginning on or after January 1, 1997, the later of (i) the calendar 3 year in 'Nhich the participant attains age seventy and one half (70%), or (ii) 4 the calendar year in which the participant retires. For participants 'Nhose 5 benefits commence after April 1 of the calendar year follO'...,ing the 6 calendar year in which the participant attains age seventy and one half 7 (70%), such participant's .benefit amount (including any additional benefit 8 which is accrued after such date) shall be actuarially increased for the 9 period bef\..,een (i) April 1 of the calendar year following the calendar year 10 in vvhich the participant attains age seventy and one half (70%) (or the end 11 of the plan year in which any additional benefit is accrued) and (ii) the 12 participant's benefit commencement date. Such actuarial increase shall be 13 determined using the interest and mortality assumptions used for the 14 purposes of actuarial equivalence, and may be offset to the extent an 15 actuarial increase is otherwise provided due to delayed retirement. 16 17 (1) Distributions to a participant shall not extend beyond the life 18 of the member or the lives of the member and his designated 19 beneficiary, or over a period not extending beyond the life 20 expectancy of the member or the life expectancy of the member 21 and his designated beneficiary. 22 23 (2) If distribution has commenced to a participant, and such ~4 participant dies before receiving such entire interest, the remainder 25 of such interest shall be distributed over a period at least as rapidly 26 as under the method of distribution in effect prior to such 27 participant's death. 28 29 (3) In the event distributions have not commenced to a 30 participant prior to the participant's death, the entire interest of the 31 participant shall be distributed within five (5) years after the death of 32 such participant. HO'.vever, such fire year rule shall not apply if any 33 portion of the participant's interest is payable to a designated 34 beneficiary, 'INhere such portion 'Nil! be distributed over the life of 35 such designated beneficiary, or over a period not extending beyond 36 the life expectancy of such beneficiary beginning not later than one 37 year after the date of the participant's death or such later date as 38 the Secretary of the Treasury may by regulations prescribe. If the 39 designated beneficiary is the surviving eligible spouse of the 40 participant, the date on which the distributions would be required to 41 begin shall not be earlier than the date on which the participant 42 'Nould have attained age seventy and one half (70%). If the 43 surviving eligible spouse dies before payments are required to Page 9 of 27 .. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 Z4 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 (a) commence, the five year rule shall be applied as if the surviving eligible spouse 'oVere the participant. Maximum Amount of Retirement Income. (1) The limitations of this Subsection (a) shall apply in limitation years beginning on or after July 1,2007, except as otherwise provided herein, and are intended to comply with the requirements of the Pension Protection Act of 2006 and shall be construed in accordance with said Act and guidance issued thereunder. The provisions of this Subsection (a) shall supersede any provision of the Plan to the extent such provision is inconsistent with this Subsection. The Annual Pension as defined in Paragraph (2) below otherwise payable to a Member at any time shall not exceed the Dollar Limitation for the Member multiplied by a fraction whose value cannot exceed one, the numerator of which is the Member's number of years (or part thereof, but not less than one year) of service with the City and the denominator of which is 10. For this purpose, no more than one year of service may be credited for any Plan Year. If the benefit the Member would otherwise accrue in a limitation year would produce an Annual Pension in excess of the Dollar Limitation, the benefit shall be limited (or the rate of accrual reduced) to a benefit that does not exceed the Dollar Limitation. (2) "Annual Pension" means the sum of all annual benefits, payable in the form of a straight life annuity. Benefits payable in any other form shall be adjusted to the larger of: a. For limitation years beginning on or after July 1, 2007 (I) the straight life annuity (if any) payable to the Member under the Plan commencing at the same Annuity Starting Date as the Member's form of benefit, or (II) the actuarially equivalent straight life annuity commencing at the same Annuity Starting Date, computed using a 5.00% interest rate and the mortality basis prescribed in Code Section 415(b)(2)(E)(v). Page 10 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 ~4 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 (3) b. For limitation years beginning before July 1, 2007 (I) the actuarially equivalent straight life annuity commencing at the same Annuity Starting Date, computed using the interest rate and mortality basis specified by the Board of Trustees for determining Actuarial Equivalence under the Plan for the particular form of payment. or (II) the actuarially equivalent straight life annuity commencing at the same Annuity Starting Date, computed using a 5.00% interest rate and the mortality basis prescribed in Code Section 415(b )(2)(E)(v). No actuarial adjustment to the benefit shall be made for benefits that are not directly related to retirement benefits (such as a qualified disability benefit, preretirement incidental death benefits, and postretirement medical benefits); or the inclusion in the form of benefit of 'an automatic benefit increase feature, provided the form. of benefit is not subject to §417(e)(3) of the Internal Revenue Code and would otherwise satisfy the limitations of this Subsection (a), and the amount payable under the form of benefit in any Limitation Year shall not exceed the limits of this Subsection (a) applicable at the annuity starting date, as increased in subsequent years pursuant to § 415(d) of the Code. For this purpose, an automatic benefit increase feature is included in a form of benefit if the form of benefit provides for automatic, periodic increases to the benefits paid in that form. "Dollar Limitation" means, effective for the first limitation year beginning after January 1, 2001, $160,000, automatically adjusted under Code Section 415(d), effective January 1 of each year, as published in the Internal Revenue Bulletin, and payable in the form of a straight life annuity. The new limitation shall apply to limitation years ending with or within the calendar year of the date of the adjustment, but a Member's benefits shall not reflect the adjusted limit prior to January 1 of that calendar year. The Dollar Limitation shall Page 11 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 ~4 25 '26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 be further adjusted based on the age of the Member when the benefit begins as follows: a. For Annuity Starting Dates in limitation years beginning on or after July 1, 2007 (I) If the Annuity Starting Date for the Member's benefit is after age 65 (i) If the Plan does not have an immediately commencing straight life annuity payable at both age 65 and the age of benefit commencement The Dollar Limitation at the Member's Annuity Starting Date is the annual amount of a benefit payable in the form of a straight life annuity commencing at the Member's Annuity Starting Date that is the actuarial equivalent of the Dollar Limitation with actuarial equivalence computed using a 5.00% interest rate assumption and the mortality basis prescribed in Code Section 415(b )(2)(E)(v) for that Annuity Starting Date (and expressing the Member's age based on completed calendar months as of the Annuity Starting Date). (ij) If the Plan does have an immediately commencing straight life annuity payable at both age 65 and the age of benefit commencement The Dollar Limitation at the Member's Annuity Starting Date is the lesser of (aa) the Dollar Limitation multiplied by the ratio of the annual amount of the adjusted immediately commencing straight life annuity under the Plan at the Member's Annuity Starting Date to the annual amount of the adjusted immediately commencing straight life annuity under the Plan at age 65, both Page 12 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 (II) determined without applvinq the limitations of this Subsection (a), and (bb) the limitation determined under Subclause (3)a.(I)(i) of this Subsection(a). For this purpose, the adjusted immediately commencing straight life annuity under the Plan at the Member's Annuity Starting Date is the annual amount of such annuity payable to the Member, co'mputed disregarding the Member's accruals after age 65 but including actuarial adjustments even if those actuarial adjustments are used to offset accruals; and the adjusted immediately commencing straight life annuity under the Plan at age 65 is the annual amount of such annuity that would be payable under the Plan to a hypothetical Member who is age 65 and has the same Accrued Benefit as the Member. Except with respect to a Member who is a "Qualified Member" as defined in Section 415(b )(2)(H) of the Code, for benefits (except survivor and disability benefits as defined in Section 415(b )(2)(1) of the Code), if the Annuity Starting Date for the Member's benefit is before age 62 (i) If the Plan does not have an immediately commencing straight life annuity payable at both age 62 and the age of benefit commencement The Dollar Limitation at the Member's Annuity Starting Date is the annual amount of a benefit payable in the form of a straight life annuity commencing at the Member's Annuity Starting Date that is the actuarial equivalent of the Dollar Limitation with actuarial equivalence computed using a 5.00% interest rate assumption and the mortality basis Page 13 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 M 25 26 27 28 29 30 b. prescribed in Code Section 415(b)(2)(E)(v) for that Annuity Starting Date (and expressing the Member's age based on completed calendar months as of the Annuity Starting Date). (ii) If the Plan does have an immediately commencing straight life annuity payable at both age 62 and the age of benefit commencement The Dollar Limitation at the Member's Annuity Starting Date is the lesser of (aa) the Dollar Limitation multiplied by the ratio of the annual amount of the adjusted immediately commencing straight life annuity under the Plan at the Member's Annuity Starting Date to the annual amount of the adjusted immediately commencing straight life annuity under the Plan at age 62, both determined without applying the limitations of this Subsection (a), and (bb) the limitation determined under Subclause (3)a.(lI)(i) of this Subsection @1 For Annuity Starting Dates in limitation years beginning before July 1, 2007 Page 14 of 27 1 2 3 4 5 6 7 8 9 10 11 12 Age as of Annuity Starting Date: Adjustment of Dollar Limitation: Over 65 62 to 65 Less than 62 (4) The smaller of: (a) the actuarial equivalent of the limitation for age 65. computed using the interest rate and mortality basis specified by the Board of Trustees for determining actuarial equivalence under the Plan. or (b) the actuarial equivalent of the limitation for age 65. computed using a 5.00% interest rate and the mortality basis prescribed in Code Section 415(b )(2)(E)(v). Any increase in the Dollar Limitation determined in accordance with this paragraph shall not reflect a mortality decrement between age 65 and the age at which benefits commence if benefits are not forfeited upon the death of the Member. If any benefits are forfeited upon death. the full mortality decrement is taken into account. No adjustment. The smaller of: (a) the actuarial equivalent of the limitation for age 62. computed using the interest rate and mortality basis specified by the Board of Trustees for determining actuarial equivalence under the Plan. or (b) the actuarial equivalent of the limitation for age 62. computed using a 5.00% interest rate and the mortality basis prescribed in Code Section 415(b )(2)(E)(v). This adjustment shall not apply to any "Qualified Member" as defined in Section 415(b)(2)(H), nor to survivor and disability benefits as defined in Section 415(b )(2)(1) of the Code. With respect to Subclause (3) (A) (I) (i), Subclause (3)(A)(II)(i) and Subparagraph (3)(8) above, no adjustment shall be made to the Dollar Limitation to reflect the probability of a Member's death between the Annuity Starting Date and age 62. or between age 65 and the Annuity Starting Date, as applicable, if benefits are not forfeited upon the death of the Member prior to the Annuity Starting Date. To the extent benefits are forfeited upon death before the Annuity Starting Date, such an adjustment shall be made. For this purpose, no forfeiture shall be treated as occurring upon the Page 15 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 13 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 (<(, Member's death if the Plan does not charge Members for providing a qualified preretirement survivor annuity, as defined in Code Section 417(c), upon the Member's death. (5) The term "limitation year" is the 12 month period which is used for application of the limitations under Code Section 415 and shall be the calendar year. (6) The limitations set forth in this Subsection (a) shall not apply if the Annual Pension does not exceed $10,000 provided the Member has never participated in a Defined Contribution Plan maintained by the City. (7) Cost-of-living adjustments in the Dollar Limitation for benefits shall be limited to scheduled annual increases determined by the Secretary of the Treasury under Section Subsection 415(d) of the Code. (8) In the case of a Member who has fewer than 10 years of participation in the Plan, the Dollar Limitation set forth in Paragraph (3) of this Subsection (a) shall be multiplied by a fraction -(i) the numerator of which is the number of years (or part thereof) of participation in the Plan, and Oi) the denominator of which is 10. (9) Anv portion of a Member's benefit that is attributable to mandatory Member contributions (unless picked-up by the City) or rollover contributions, shall be taken into account in the manner prescribed in the regulations under Section 415 of the Code. (10) Should any Member participate in more than one defined benefit plan maintained by the City, in any case in which the Member's benefits under all such defined benefit plans (determined as of the same age) would exceed the Dollar Limitation applicable at that age, the accrual of the Member's benefit under this Plan shall be reduced so that the Member's combined benefits will equal the Dollar Limitation. (11) For a Member who has or will have distributions commencing at more than one annuity starting date, the Annual Benefit shall be determined as of each such annuity starting date (and shall satisfy the limitations of this Section as of each such date), actuarially adjusting for past and Page 16 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 future distributions of benefits commencing at the other annuity starting dates. For this purpose, the determination of whether a new starting date has occurred shall be made without regard to § 1.401 (a)-20, Q&A 10(d), and with regard to §1.415(b)1(b)(1)(iii)(B) and (C) of the Income Tax Regulations. (12) The determination of the Annual Pension under Paragraph (2)a.(I) of this Subsection (a) shall take into account (in the manner prescribed by the regulations under Section 415 of the Code) social security supplements described in § 411 (a)(9) of the Internal Revenue Code and benefits transferred from another defined benefit plan, other than transfers of distributable benefits pursuant §1.411(d)-4, Q&A-3(c) of the Income Tax Regulations. (13) The above limitations are intended to comply with the provisions of Section 415 of the Code, as amended, so that the maximum benefits provided by plans of the City shall be exactly equal to the maximum amounts allowed under Section 415 of the Code and regulations thereunder. If there is any discrepancy between the provisions of this Subsection (a) and the provisions of Section 415 of the Code and regulations thereunder, such discrepancy shall be resolved in such a way as to give full effect to the provisions of Section 415 of the Code. The value of any benefits forfeited as a result of the application of this Subsection (a) shall be used to decrease future employer contributions. (14) For the purpose of applying the limitations set forth in Sections 401 (a)(17) and 415 of the Internal Revenue Code, Compensation shall include any elective deferral (as defined in Code Section 402(g)(3) of the Internal Revenue Code), and any amount which is contributed or deferred by the employer at the election of the Member and which is not includible in the gross income of the Member by reason of Section 125 or 457 of the Internal Revenue Code. For limitation years beginning on and after January 1, 2001, for the purposes of applying the limitations described in this Subsection (a), compensation paid or made available during such limitation years shall include elective amounts that are not includible in the gross income of the Member by reason of Section 132(D(4) of the Internal Revenue Code. For limitation years on or after July 1, 2007, compensation shall Page 17 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 (b) (c) include payments that otherwise qualify as compensation and that are made by the later of: (a) 2 and % (two and one- halO months after severance from employment with the employer, and (b) the end of the limitation year that includes the date of severance. Required Beginning Date. Notwithstanding any other provIsion of the Plan, payment of a participant's retirement benefits under the Plan shall commence not later than the participant's Required Beginning Date, which is defined as the later of: -April 1 of the calendar year that next follows the calendar year in which the participant attains or will attain the age of 70% years; or -April 1 of the calendar year that next follows the calendar year in which the participant retires. Required Minimum Distributions. (1) Required Beginning Date. The participant's entire interest will be distributed, or begin to be distributed, to the participant no later than the participant's Required Beginning Date as defined in Subsection (b) of this Section 16-23. (2) Death of participant Before Distributions Begin. a. If the participant dies before distributions begin, the participant's entire interest will be distributed, or begin to be distributed, no later than as follows: (I) If the participant's surviving spouse is the participant's sole designated beneficiary, then distributions to the surviving spouse will begin by December 31 of the calendar year immediately following the calendar year in which the participant died, or by December 31 of the calendar year in which the participant would have attained age 70%, if later. (II) If the participant's surviving spouse is not the participant's sole designated beneficiary, then distributions to the designated beneficiary will begin by December 31 of the calendar year immediately Page 18 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 following the calendar year in which the participant died. (III) If there is no designated beneficiary as of September 30 of the year following the year of the participant's death, the participant's entire interest will be distributed by December 31 of the calendar year containing the fifth anniversary of the participant's death. b. The participant's entire interest shall be distributed as follows: (I) Participant Survived by Designated Beneficiary. If the participant dies before the date distribution of his or her interest begins and there is a designated beneficiary, the participant's entire interest will be distributed, beginning no later than the time described in Subparagraph (2)a. above, over the life of the designated beneficiary or over a period certain not exceeding: (i) unless the annuity starting date is before the first distribution calendar year, the life expectancy of the designated beneficiary determined using the beneficiary's age as of the beneficiary's birthday in the calendar year immediately following the calendar year of the participant's death; or (ij) if the annuity starting date is before the first distribution calendar year, the life expectancy of the designated beneficiary determined using the beneficiary's age as of the beneficiary's birthday in the calendar year that contains the annuity starting date. (II) No Designated Beneficiary. If the participant dies before the date distributions begin and there is no designated beneficiary as of September 30 of the year following the year of the participant's death, distribution of the participant's entire interest will be completed by December 31 of the calendar year Page 19 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 containing the fifth anniversary of the participant's death. c. Death of Surviving Spouse Before Distributions to Surviving Spouse Begin. In any case in which (i) the participant dies before the date distribution of his or her interest begins, (ii) the participant's surviving spouse is the participant's sole designated beneficiary, and (iii) the surviving spouse dies before distributions to the surviving spouse begin, Subparagraphs (2)a. and 2b. above shall apply as though the surviving spouse were the participant. (3) Requirements For Annuitv Distributions That Commence During participant's Lifetime. a. Joint Life Annuities Where the Beneficiary Is Not the participant's Spouse. If the participant's interest is being distributed in the form of a joint and survivor annuity for the joint lives of the participant and a nonspousal beneficiary, annuity payments to be made on or after the participant's Required Beginning Date to the designated beneficiary after the participant's death must not at any time exceed the applicable percentage of the annuity payment for such period that would have been payable to the participant using the table set forth in Q&A-2 of Section 1.401 (a)(9)-6 of the Treasury regulations. If the form of distribution combines a joint and survivor annuity for the joint lives of the participant and a nonspousal beneficiary and a period certain annuity, the requirement in the preceding sentence will apply to annuity payments to be made to the designated beneficiary after the expiration of the period certain. b. Period Certain Annuities. Unless the participant's spouse is the sole designated beneficiary and the form of distribution is a period certain and no life annuity, the period certain for an annuity distribution commencing during the participant's lifetime may not exceed the applicable distribution period for the participant under the Uniform Lifetime Table set forth in Section 1.401(a)(9)-9 of the Treasury regulations for the calendar year that contains the annuity starting date. If the annuity starting date precedes the year in which the participant reaches age 70, the applicable distribution period for the participant is the distribution period for age 70 under the Uniform Lifetime Page 20 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 Table set forth in Section 1.401 (a)(9)-9 of the Treasury regulations plus the excess of 70 over the age of the participant as of the participant's birthday in the year that contains the annuity starting date. If the participant's spouse is the participant's sole designated beneficiary and the form of distribution is a period certain and no life annuity, the period certain may not exceed the longer of the participant's applicable distribution period, as determined under this Subparagraph (3)b., or the joint life and last survivor expectancy of the participant and the participant's spouse as determined under the Joint and Last Survivor Table set forth in Section 1.401 (a)(9)-9 of the Treasury regulations, using the participant's and spouse's attained ages as of the participant's and spouse's birthdays in the calendar year that contains the annuity starting date. (4) Form of Distribution. Unless the participant's interest is distributed in the form of an annuity purchased from an insurance company or in a single sum on or before the Required Beginning Date, as of the first distribution calendar year distributions will be made in accordance with Subparagraphs (4)a., (4)b. and (4)c. below. If the participant's interest is distributed in the form of an annuity purchased from an insurance company, distributions thereunder will be made in accordance with the requirements of Section 401 (a)(9) of the Code and the Treasury regulations. Any part of the participant's interest which is in the form of an individual account described in Section 414(k) of the Code will be distributed in a manner satisfying the requirements of Section 401 (a)(9) of the Code and the Treasury regulations that apply to individual accounts. a. General Annuity Requirements. If the participant's interest is paid in the form of annuity distributions under the Plan, payments under the annuity will satisfy the following requirements: (I) the annuity distributions will be paid in periodic payments made at intervals not longer than one year; (II) the distribution period will be over a life (or lives) or over a period certain, not longer than the distribution period described in Paragraphs (2) or (3) above, whichever is applicable, of this Subsection (c); Page 21 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 (III) once payments have begun over a period certain, the period certain will not be changed even if the period certain is shorter than the maximum permitted; (IV) payments will either be non-increasing or increase only as follows: (i) by an annual percentage increase that does not exceed the annual percentage increase in a cost-of-living index that is based on prices of all items and issued by the Bureau of Labor Statistics; (ii) to the extent of the reduction in the amount of the participant's payments to provide for a survivor benefit upon death, but only if the beneficiary whose life was being used to determine the distribution period dies or is no longer the participant's beneficiary pursuant to a qualified domestic relations order within the meaning of Section 414(p) of the Code; (iii) to provide cash refunds of employee contributions upon the participant's death; or (iv) to pay increased benefits that result from a Plan amendment. b. Amount Required to be Distributed by Required Beginning Date. The amount that must be distributed on or before the participant's Required Beginning Date (or, if the participant dies before distributions begin, the date distributions are required to begin under Subparagraph (2}a.(I) or (2}a.(II), whichever is applicable) is the payment that is required for one payment interval. The second payment need not be made until the end of the next payment interval even if that payment interval ends in the next calendar year. Payment intervals are the periods for which payments are received, e.g., bi-monthly, monthly, semi- annually, or annually. All of the participant's benefit accruals as of the last day of the first distribution calendar year will be included in the calculation of the amount of the annuity Page 22 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 !4 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 (d) payments for payment intervals ending on or after the participant's Required Beginning Date. c. Additional Accruals After First Distribution Calendar Year. Any additional benefits accruing to the participant in a calendar year after the first distribution calendar year will be distributed beginning with the first payment interval ending in the calendar year immediately following the calendar year in which such amount accrues. (5) For purposes of this Subsection (c), distributions are considered to begin on the participant's Required Beginning Date. If annuity payments irrevocably commence to the participant (or to the participant's Surviving Spouse) before the participant's Required Beginning Date (or, if to the participant's Surviving Spouse, before the date distributions are required to begin in accordance with Subparagraph (2)a. above), the date distributions are considered to begin is the date distributions actually commence. (6) Definitions. a. Designated beneficiary. The individual who is designated as the beneficiary under the Plan and is the designated beneficiary under Section 401 (a)(9) of the Code and Section 1.401 (a)(9)-4 of the Treasury regulations. b. Distribution calendar year. A calendar year for which a minimum distribution is required. For distributions beginning before the participant's death, the first distribution calendar year is the calendar year immediately preceding the calendar year which contains the participant's Required Beginning Date. For distributions beginning after the participant's death, the first distribution calendar year is the calendar year in which distributions are required to begin pursuant to Paragraph (2) of this Subsection (c). c. Life expectancy. Life expectancy as computed by use of the Single Life Table in Section 1.401 (a)(9)-9 of the Treasury regulations. (1) Notwithstanding any provision of the Plan to the contrary that would otherwise limit a distributee's election under this Section, a distributee may elect, at the time and in the manner prescribed by Page 23 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 the Administrator, to have any portion of an eligible rollover distribution· paid directly to an eligible retirement plan specified by the distributee in a direct rollover. (2) Definitions The following definitions apply to this Section: a. Eligible rollover distribution: An eligible rollover distribution is any distribution of all or any portion of the balance to the credit of the distributee, except that an eligible rollover distribution does not include: (I) any distribution that is one of a series of substantially equal periodic payments (not less frequently than annually) made for the life (or life expectancy) of the distributee or the joint lives (or joint life expectancies) of the distributee and the distributee's designated beneficiary, or for a specified period of 10 years or more; (II) any distribution to the extent such distribution is required under Section 401 (a)(9) of the Code; (III) the portion of any distribution which is made upon the hardship of the member; and (IV) the portion of any distribution that is not includible in gross income (determined without regard to the exclusion for net unrealized appreciation with respect to employer securities), provided that a portion of a distribution shall not fail to be an eligible rollover distribution merely because the portion consists of after-tax Employee contributions which are not includible in gross income. However, such portion may be transferred only to an individual retirement account or annuity described in Section 408(a) or (b) of the Code, or to a qualified defined contribution plan described in Section 401 (a) or 403(a) of the Code that agrees to separately account for amounts so transferred, including separately accounting for the portion of such distribution which is includible in gross income and the portion of such distribution which is not so includible. Page 24 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 (e) ill (3) Eligible retirement plan: An eligible retirement plan is an individual retirement account described in Section 408(a) of the Code, an individual retirement annuity described in Section 408(b) of the Code, an annuity plan described in Section 403(a) of the Code, an annuity contract described in Section 403(b) of the Code, a qualified trust described in Section 401 (a) of the Code, an eligible plan under Section 457(b) of the Code which is maintained by a state, political subdivision of a state, or any agency or instrumentality of a state or political subdivision of a state and which agrees to separately account for amounts transferred into such plan from this Plan, or, with respect to distributions on or after January 1, 2008, a Roth IRA (subject to the limitations of Code Section 408A(c)(3» that accepts the distributee's eligible rollover distribution. (4) Distributee: A distributee includes an Employee or former Emplovee. In addition, the Employeeis or former Employee's surviving spouse and the Employee's or former Employee's spouse or former spouse who is the alternate· payee under a qualified domestic relations order, as defined in Section 414(p) of the Code, are distributees with regard to the interest of the spouse or former spouse. Furthermore, effective January 1, 2007, a surviving designated beneficiary as defined in Section 401 (a)(9)(E) of the Code who is not the surviving spouse and who elects a direct rollover to an individual retirement account described in Section 408(a) of the Code or an individual retirement annuity described in Section 408(b) of the Code shall be considered a distributee. (5) Direct rollover. A direct rollover is a payment by the Plan to the eligible retirement plan specified by the distributee. Notwithstanding any other provision of this Plan, the maximum amount of any mandatory distribution, as defined in Section 401(a)(31) of the Code, payable under the Plan shall be $1000. Compensation Limitations Under 401 (a)(17): In addition to other applicable limitations set forth in the Plan, and notwithstanding any other provision of the Plan to the contrary, the annual compensation of each participant taken into account under the Plan shall not exceed the EGTRRA annual compensation limit for limitation years beginning after December 31, 2001. The EGTRRA annual compensation limit is $200,000, as adjusted by Page 25 of 27 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 (g) the Commissioner for increases in the cost of living in accordance with Section 401 (a)(17)(8) of the Code. The cost-of-living adjustment in effect for a calendar year applies to any period, not exceeding 12 months, over which Compensation is determined (determination period) beginning in such calendar year. If a determination period consists of fewer than 12 months, the EGTRRA annual compensation limit will be multiplied by a fraction, the numerator of which is the number of months in the determination period, and the denominator of which is 12. Any reference in the Plan to the limitation under Section 401 (a)(17) of the Code shall mean the EGTRRA annual compensation limit set forth in this provision. At no time prior to the satisfaction of all liabilities under the plan with respect to members and their spouses or beneficiaries, shall any part of the corpus or income of the fund be used for or diverted to any purpose other than for their exclusive benefit. 20 Section 6. If any section, clause, sentence or phrase of this ordinance is for ~1 any reason held invalid or unconstitutional by a court of competent jurisdiction, the 22 holding shall not affect the validity of the remaining portions of this ordinance. 23 Section 7. All ordinances or parts of ordinances in conflict with the provisions 24 of this ordinance are repealed. 25 Section 8. This Ordinance shall take effect upon adoption. 26 27 PASSED AND ADOPTED this __ day of ________ , 2013. 28 29 30 ATTEST: APPROVED: 31 32 33 34 CITY CLERK MAYOR 35 Page 26 of 27 1 21 st Reading - 3 2 nd Reading - 4 5 6 READ AND APPROVED AS TO FORM: 7 LANGUAGE, LEGALITY AND 8 EXECUTION THEREOF 9 10 11 12 CITY ATTORNEY 13 Page 27 of 27 COMMISSION VOTE: Mayor Stoddard: Vice Mayor Liebman: Commissioner Newman: Commissioner Harris: Commissioner Welsh: MIAMI DAILY BUSINESS REVIEW Published Daily except Saturday, Sunday and Legal Holidays Miami, Miami-Dade County, Florida STATE OF FLORIDA COUNTY OF MIAMI-DADE: Before the undersigned authority personally appeared MARIA MESA, who on oath says that he or she is the LEGAL CLERK, Legal Notices of the Miami Daily Business Review f/k/a Miami Review, a daily (except Saturday, Sunday and Legal Holidays) newspaper, published at Miami in Miami-Dade County, Florida; that the attached copy of advertisement, being a Legal Advertisement of Notice in the matter of CITY OF SOUTH MIAMI PUBLIC HEARING -SEPTEMBER 17, 2013 in the XXX X Court, was published in said newspaper in the issues of 09/06/2013 Affiant further says that the said Miami Daily Business Review is a newspaper published at Miami in said Miami-Dade County, Florida and that the said newspaper has heretofore been continuously published in said Miami-Dade County, Florida, each day (except Saturday, Sunday and Legal Holidays) and has been entered as second class mail matter at the post office in Miami in said Miami-Dade County, Florida, for a period of one year next preceding the first publication of the attached copy of advertisement; and affiant further says that he or she has neither paid nor promised any person, firm or corporation any discount, r , . ion or refund for the purpose of se' . dvertisement for publication in the said ,A.D. 2013 (SEAL) MARIA MESA personally known to me (~i~ (407) 398·0153 MERCEDES ZALDIVAR MY COMMISSION #FF029736 EXPIRES June 20. 2017 FloridaNotaryService.com Miami Herald Page 1 of 1 Publication: Miami Herald; Date: Sep 8, 2013; Section: Nbrs -South East (Pinecrest, Coconut Grove, Fa Select a Service Sunday Discount setect a SUnday Service at regular price and take up to $ffi off. SOUTHMOTORS I~~~ US-1 & South 161 Street in Miami I (866)475-7500 I SouthHondarom CITY OF SOUTH MIAMI COURTESY NOTICE N011C£ IS HEREBY gNen. that the City Commission of the City-of South Mimni. Ronda wiH conduct Pubfio Hearing(s) at its r~ City Commission mooting scheduled for TueadBy. Sepfember 17, 2013. beginning at 7=00 p.m., in tIla City ComrrIission ChambeB, 6130 Sunset Orhm.,. to consider the foUcN..ing item{$}: AResofutionauthoriziog the-Cay Manso.erto eotet into acontmct with BemBdo Portuonda, Esquiremd his; fiml. Uebfer, Gonzalez 5. Portuoodo, P.A... for services as consultant in connecOOn with the City of South Mani's compIiancelMth the SEC's. Ofder dated May 22, 201& A Resolution of lhe City of South Miami refa'tiog ta a request to anow for the creatioo of paroels 1 _ugh .. on """""",,,,,,,,_1oca1ed at 6150 &N 80th Stree!;6120SW 80th Stree<; and 6040 SW aa"'Street,. South Mimni. Florida within an RS-3; LoN Dens{ty S!rlgle-fmnify Re$den1ia1 Zoning orstriot. as permitted by provisions pertaWog to ·'Wa1:var of Plat" set forth in Section 2O-4.2(B) of th:tt City of South Miami land Development Code. and Section 2&-4 of the Miami-Oade CoI.mty Code; for tho pupose. of oonstructhg five new sngle fornily homes: and ~ for a \e9a1 description. A.~of1heMayOf.andQtyCommissionciftheCityofSouthMimni.florida.m-ok1ngctrtainlindings; ~ real property located at 6701 SN 6z>2 A~. South Miami. FL 33143, a Brownfiekf hea .,..,..,..,.to Section 376.00(2)(b),1bida _ ... for rehabi>tnfioo end redevelopmmt for the .,...,.,... cfSections 376.T7 -370.80~ AoridastaMes. providing m effective dale. mxf aD other pwposes. ( ' AnOrdinanc:eAmenting Sec. 16.14(0); Sec. 16-t6; Sec. 16-t9; Sec. 16-22; and Sec. 16-23, Of ~J South Miami Pension Plan To PrOVDt For ComPianoa WIfh The fntemaJ Revenue Code. An Otdinance rd.1ted to a request for an arnendmen1 10 the City of South Miami CompreheosNe futuRt land Use Map. amending the Agea;y UNoOO property assemblage genernBy referred to as the -.. &,.m.. ~ ~ 10 .......... Il!HII"',"'X"''''"", ~ and Cl9-4~. fItllTlihe CIJIreflI land use designation of SP;;;e-F:mlly Residential to MAi..family -.00\ to allow fur additional residootO! -., unKs wiIhln !he Modison &, ..... Mi>rnd-u.. _Projoct. An O«fIDanCe retated to 0. request for n :zoMlg map amendment to the City of South Miami cfficim zoning map-, to re-zono the Agency cwned properly assemblage metred to ua1he Macbon Square redevelopment fi.<est). farlO numbers 09-4025-o<X)-oo5O; 09-4~ and 09-4025-005-0090, &om a current zoning designafion of -RS-4" {Single-Family} to the -RM-18"llow Density Muki-Famity ResideotiaO to allaN for additional resoidoolial dwdUng units within ilia Madison Squme Mixed-Uoo Dvvelopment ProJect. AU..interesled parties ara invited to attEnd and wiI! be heard. Fotfu1har .... formation. please contact 'tho City Cierk's Office et 305-663-6340. Mara M... Meneode.z. CMC City CIeri< Pursuantt~n~~2saol05.1hoCityMrOOtad\i:soo.lhapublcthatif3pgsmdQcidQS.toappGalany~~by lhisBoattl.AoarlC'/ WCooJmis:lionIl'ifl.mspocttoM't maitarCOl"lSidOOldBtits rmetiflg orhaariro. fleer sM riOOOdarGCCft101 Ibe~.m ItWbtsuchptlfPOS(\8ffrdOOp!':If!".OOmaynOGdtomsurtl thataY«bstimmcoldotthe~ismaOO wNch moord hch.des Ibo~ ani avl1aoc9 UpOO ~ thoappool is to bill basOO. National Grandparents Day: Honoring our Grandparents on Sunday, September 8th Remembering My Grandfather on His 100th Birthday I!YCAMffiONEIl!l!llSlSSEJ! CAMffiON~M This summer, a1!he age.f thirty, I had my""" tim sugery.ltwas earlv in !he morning om I foond mysolf in !he car wi1h my I.!her driving a:ross!he . . ominous Beach abaUlto have ir(Juinal hernia surgery. Just as we entered !he !itJrMnidllmbulato"l Surgical eenli<!he heav- OIlS opooIIdop arnlitbagan topooronlyas it"," do in Miami on a bJmidJuly mooing. Sitting in !he waiting room.. nemJUS about surgery,. f frond myself retlecting onmygrandfa!her, IAeMaSimollSOO. M.D. (Graoodaddy!, ondhisproll!ssiooal aoo CMe invotwment on Miami Beach. S"" 00 the .....moo of ChiC3!P in 1913, Gr.md· daddy .... the product of immiyrantparents from Ul!rua<Jia and Poland. He ofum ""*" _ how altmded NorthweslmIUniversity arnlinterned at CookCounty GeneralHo6pital aher _ he was ",o!<fipilid intothaUSArmyduringWarldwar It He specialized io pSj-chia1ry arnl """,~arnl alonetimeatteodedasOfleofthaphysicianslor President_.atwalll1!Reed Hospital. He Iinishadhis!OSiden:yatSQuth_Hospital \lome he met his Mme wife. Mary MaxiooAfroo, a registered nurse. They~-ete marrie:l ood moved baclt to Chkago befure !he war ",dad vffiere he got a position with !he VA Hospital in Downey, Hlinois. Gral1l1laQ:lyquicllybecamB Chiel 01 Staff of PsychiatJy arnl Noo.oIO!1r' I" the mid 19511. he requeshld a kansfer to the VA Hospital in &<ira! Ga!ies. -. flOWThe Biltmore Hotal. Hetaughl psyclliatry at the Univenity of M'laflli at JaciSt)fl MemorialHospitalom in lB56 opooIId ... officein North Miami as one of two p!acticing ps)dJiab'ists in the M"lMIi area. Granddaddy was. weI! published in leading peer-fevi~ journals, such as, The- Journal of too American Me&alAssociatim arnl The American Journal of Psychia1ry, fMf1'/ of tis Bftdes can be foond online today. He was a forerunne< in Eloctr"",nwIs"" ttCTl and HvJIIDSis 1I1r!rapi<s.1n 1961 heboolmeaCharterlife Member at Mt Sinai Hospitat 'llfu:!e he:rel\'ed 00 staffompradi<edP"o<hia1ryunlillheea<ty199IJ,. ThroU{/lout his-years practicing mecicine he had hospital pri'ltleges al St Frarci. Hospital. Nmh Shore I-klspita1 and North Miami Generaf in ackfitlon .,MtSinai. hl .. t .. !he waiting room. I lhoogItt of Graoddada{s name .. !he lobby 01 !he 0. Hirsd1 Meyet'""", arnl how fur maditi .. ha, rome, in . part.irom per>¢<> lil:e him. Gral1l1laQ:lydiOO in 2003 M. the arpof ~Hewent ill for a hernia l:(I6!'atioo. mochlike the one I was tc)h<iw. but he ne\llf woks up.. As far back as , can remember he always had a hernia because of !he truss he v.ooId always wea( He talked abauthowhe t.ad liwd Mth it since be wai in histhirt)'s. He gidhe rteYef gotit IixOO be,,"'" of !he severity 01 tOO hem. surgr;ry bad: ther>. Medicine has._ f:ight-yeara hom vdJen mvwandfatherwas in his Ihirty':r.ltmamsmewrnlefif he had receiV<Jd!he same qua hernia liz. I had. jf he woufdstill be here to<hyln ... hismehuodfOdlh birlhday. fwillremernbe<mygra_forl>Mlig,t walks on Normandy Shores Golf Club in S<!<llth of golf balls, for tead!ing me to drive. for making me do multiplitationtabl",ata """young age am instilling in me morals including a sense of wlt.ateerism. He fO\«f spoke tr1UCh. butwhoohe 6d ft meant something. He: was from a different era. He Vo\1Uld communicate by news clips and typing short notes on hi, ljj>ewriter.1 remember he would,eminiscaalnrthisclilrlhoodJjflllVir1gupin MidUana. m the bolder of Micflioan and Indiana. Ue fookme 11) ptMlC ilearings and gatherings nn Miami Beach. wflere he spent time pushing for mom goon space arnl mom parting 0fI1h. S .. dJ. Ho """"",okelXllcimllyol_. His uln',lessoos ~a many.. He raised fOtK children and always managed to find a W>'{ to help his seven !1anr1dli1dre<l..nomhetau\jhtm "fun",!,-. He gave mg strength and guidante as onlY a !1arnlPOTllflt mows h ... to gr .... On1his Gr.mdpar· ents. Day t ask tmt we all take time to remember oor grandpa",.'" Most 01 all am proud to call Malvin Simonson-mvGrardd;djy! In I"';ng memory of my Grlmdparerrts IWth Lessner. MaxiM Simonson, MehAn Sill"lOOSl)rt. MaxS""" and M.nnylessnef. ADKAI61 http://digital.olivesoftware.com/Defaul t/Scripting/PagePrint.asp ?skin= MiamiA&AppN arne,., 9/13/2013