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10South Miami To: The Honorable Mayor & Members of the City Commission Via: Hector Mirabile, PhD From: Alfredo Riverol, Chief Financial Officer Date: October 21, 2010 A nda Item No.: A Resolution of the Mayor and City Commission of the City of South Miami, Florida, authorizing the City Manager to finance up to thirty eight (38) multi -space parking stations Subject: for an amount not to exceed $420,000 and accepting the interest rate of 2.06% with no prepayment penalty through SunTrust Bank, charging Debt Service - Principal Account No. 001.1410.513.71 10 and Debt Service- Interest Account No. 001.1410.513.7210; and providing an effective date. The City recommends financing the multi -space parking stations with SunTrust as the low interest rate amount of 2.06% with no prepayment penalty. Should the city after implementing the new multi -space parking program exceed revenue projections, the City may elect to pay the debt before the 5 -year term date. Background: Furthermore, The totals to be paid in Fiscal Year 2011 are in two components, Principal with a total of $73,790.64 to be paid from account No. 001.1410.513.71 10, Debt Service - Principal, with a current balance of $129,500.00 and Interest with a total of $7,321.05 to be paid from account No. 001.1410.513.7210, Debt Service - Interest, with a current balance of $5,500.00. An anticipated budget transfer will be made to account No. 001.1410.513.7210 for $1,821.05 to satisfy the difference for the interest payment. Attached Documentation: Proposals from financial institutions. 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 RESOLUTION NO. A Resolution of the Mayor and City Commission of the City of South Miami, Florida, authorizing the City Manager to finance up to thirty eight (38) multi -space parking stations for an amount not to exceed $420,000 and accepting the interest rate of 2.06% with no prepayment penalty through SunTrust Bank, charging Debt Service- Principal Account No. 001.1410.513.7110 and Debt Service- Interest Account No. 001.1410.513.7210; and providing an effective date. WHEREAS, the 2010 -2011 approved budget reflects the allocation of funds for the purchase and financing of the multi- spaced parking stations; and WHEREAS, in accordance with competitive bidding procedures, three (3) banks have provided quotes, SunTrust Bank, First National Bank of South Miami and Government Capital Corporation; and WHEREAS, SunTrust Bank has provided the lowest rate and has agreed to finance the multi -space parking stations at an interest rate of 2.06% with no prepayment penalty. NOW THEREFORE BE IT RESOLVED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF SOUTH MIAMI, FLORIDA; Section 1. That the City Manger is authorized to execute a contract with SunTrust Bank for financing as described in this resolution. Section 2. That the funding will be provided from Account No. 001.1410.513.7110 Debt Service - Principal, with a current balance of $129,500 and Account No. 001.1410.513.7210 Debt Service - Interest, with a current balance of $5,500. Section 3. This resolution shall take effect immediately upon adoption. PASSED AND ADOPTED this _ day of 2010. ATTEST: CITY CLERK READ AND APPROVED AS TO FORM AND SUFFICIENCY: CITY ATTORNEY Page 1 of 1 APPROVED: MAYOR COMMISSION VOTE: Mayor Stoddard: Vice Mayor Newman: Commissioner Palmer: Commissioner Beasley: Commissioner Harris: Additions shown by underlinin¢ and deletions shown by �. °° g. SunTrust Equipment Finance and Leasing Corporation 300 E.3oppa Road Suite 700 Towson, MD 21286 Phone 410.307.6705 Lawanna.gatton@suntrust.com a� SW%TRUST5M October 14, 2010 Lisette Rivera City of South Miami, FL 6130 Sunset Drive South Miami, FL 33143 Dear Ms. Rivera: Lawanna S. Gatton Assistant Vice President SunTrust Equipment Finance & Leasing Corp. is pleased to provide the following proposal to finance the acquisition of the Parking Meters by the City of South Miami, FL, Lessee: Type of Financing: Equipment: Financing Amount: Lease Term: Interest Rate: Payment Mode /Amt: City of South Miami, FL Tax Exempt Lease Purchase Park and Pay Meters $420,000.00 Five (5) years 2.066% Monthly — arrears The interest rate is firm for a funding by November 12, 2010, if this proposal is selected by October 14, 2010, subject to final approval by the Board. If the financing is not selected and closed within the above described timeframe, the interest rate will be subject to indexation based on the five (5) year swap rate. A $100 documentation fee will be waived at closing. This fee can be capitalized into the financing amount if desired by the Lessee. If an escrow account is established utilizing our new Escrow Agreement, a set up fee of up to $250.00 will be assessed. This fee can be paid from interest earnings on the escrow account. The financing is subject to final credit approval by the Credit/Investment Committee of SunTrust Bank and approval of the lease documents in SunTrust Leasing Corporation's sole discretion. Should you have any questions, feel free to contact me. Very truly yours, Lawanna. S. Garton Vice President Proposal for Equipment Financing Page 2 of 3 Interest Rate: 2.0660% (Monthly) Payment Payment Payment Principal Interest Principal Number Date Amount Componen Component Balance 10/30/10 0 0 0 420,000.00 1 11/30/10 7,373.79 6,650.69 723.10 413,349.31 2 12/30/10 7,373.79 6,662.14 711.65 406,687.16 3 1/30/11 7,373.79 6,673.61 700.18 400,013.55 4 2/28/11 7,37179 6,685.10 688.69 393,328.44 5 3/30/11 7,373.79 6,696.61 677.18 386,631.83 6 4/30/11 7,373.79 6,708.14 665.65 379,923.69 7 5/30/11 7,373.79 6,719.69 654.10 373,203.99 8 6/30/11 7,373.79 6,731.26 642.53 366,472.73 9 7/30/11 7,373.79 6,742.85 630.94 359,72938 10 8/30/11 7,37179 6,754.46 61933 352,975.42 11 9/30/11 7,373.79 6,766.09 607.70 346,209.34 12 10/30/11 7,373.79 6,777.74 596.05 339,431.60 13 11/30/11 7,373.79 6,789.41 584.38 332,642.19 14 12/30/11 7,373.79 6,801.09 572.70 325,841.10 15 1/30/12 7,373.79 6,812.80 560.99 319,02830 16 2/29112 7,373.79 6,824.53 549.26 312,203.76 17 3/30/12 7,373.79 6,836.28 537.51 305,367.48 18 4/30/12 7,373.79 6,848.05 525.74 298,519.43 19 5/30/12 7,373.79 6,859.84 513.95 291,659.59 20 6/30/12 7,373.79 6,871.65 502.14 284,787.93 21 7/30/12 7,37179 6,883.48 490.31 277,904.45 22 8/30/12 7,373.79 6,89533 478.46 271,009.12 23 9/30/12 7,373.79 6,907.21 466.58 264,101.91 24 10/30/12 7,373.79 6,919.10 454.69 257,182.81 25 11/30/12 7,373.79 6,931.01 442.78 250,251.80 26 12/30/12 7,373.79 6,942.94 430.85 243,308.86 27 1/30/13 7,373.79 6,954.90 418.89 236,353.96 28 2/28/13 7,373.79 6,966.87 406.92 229,38710 29 3/30/13 7,373.79 6,978.86 394.93 222,408.23 30 4/30/13 7,373.79 6,990.88 382.91 215,417.35 31 5/30/13 7,373.79 7,002.92 37037 208,414.44 32 6/30/13 7,373.79 7,014.97 358.82 201,399.46 33 7/30/13 7,373.79 7,027.05 346.74 194,372.41 34 8/30/13 7,373.79 7,039.15 334.64 187,333.27 35 9/30/13 7,373.79 7,051.27 322.52 180,282.00 36 10/30/13 7,373.79 7,063.41 310.38 173,218.59 37 11/30/13 7,373.79 7,075.57 298.22 166,143.03 38 12/30/13 7,373.79 7,087.75 286.04 159,055.28 39 1/30/14 7,373.79 7,099.95 273.84 151,955.33 40 2/28/14 7,373.79 7,112.18 261.61 144,843.15 41 3/30/14 7,373.79 7,124.42 249.37 137,718.73 42 4/30/14 7,373.79 7,136.69 237.10 130,582.05 43 5/30/14 7,373.79 7,148.97 224.82 123,433.07 44 6/30/14 7,373.79 7,161.28 212.51 116,271.79 45 7/30/14 7,373.79 7,173.61 200.18 109,098.18 46 8/30/14 7,373.79 7,185.96 187.83 101,912.22 47 9/30/14 7,373.79 7,198.33 175.46 94,713.89 48 10/30/14 7,373.79 7,210.73 16106 87,503.16 Proposal for Equipment Financing Page 3 of 3 49 11/30/14 7,373.79 7,223.14 150.65 80,280.02 50 12/30/14 7,373.79 7,235.58 138.21 73,044.45 51 1/30/15 7,37179 7,248.03 125.76 65,796.42 52 2/28/15 7,373.79 7,260.51 113.28 58,535.91 53 3/30/15 7,373.79 7,273.01 100.78 51,262.89 54 4/30/15 7,373.79 7,285.53 88.26 43,977.36 55 5/30/15 7,373.79 7,298.08 75.71 36,679.29 56 6/30/15 7,373.79 7,310.64 63.15 29,368.64 57 7/30/15 7,373.79 7,323.23 50.56 22,045.42 58 8/30/15 7,373.79 7,335.84 37.95 14,709.58 59 9/30/15 7,373.79 7,348.47 25.32 7,361.12 60 10/30/15 7,373.79 7,361.12 12.67 0.00 Totals 442,427.40 420,000.00 22,427.40 DATE - 10/19/10 L O A N S C H E D U L E Prepared for: CITY OF SOUTH MIAMI Principal............ 420,000.00 Interest base.... ... Interest rate........ 4.2500% Payment freq. & code. Advance date......... 10/19/2010 Payment day of month. First payment date... 11/19/2010 Add. 1st period int.. Maturity date........ 10/19/2015 Balloon term......... Escrow payment....... .00 Curtailment Amount... PAYMENT PAYMENT ESCROW ACCRUED PRINCIPAL DATE AMOUNT PAYMENT INTEREST PAYMENT CU 1 11/19/2010 7,794.26 .00 1,537.07 6,257.19 2 12/19/2010 7,794.26 .00 1,465.33 6,328.93 * * * * ** 2010 TOTALS .00 3,002.40 12,586.12 3 1/19/2017. 7,794.26 .00 1,491.02 6,303.24 4 2/19/2011 7,794.26 .00 1,467.94 6,326.32 5 3/19/2011 7,794.26 .00 1,304.98 6,489.28 6 4/19/2011 7,794.26 .00 1,421.05 6,373.21 7 5/19/2011 7,794.26 .00 1,352.63 6,441.63 8 6/19/2011 7,794.26 100 1,374.15 6,420.3.1 9 7/19/2011 7,794.26 .00 1,307.08 6,487.18 10 8/19/2011 7,794.26 .00 1,326.91 6,467.35 11 9/19/2011 7,794.26 .00 1,303.24 6,491.02 12 10/19/2011 7,794.26 .00 1,238.21 6,556.05 13 11/19/2011 7,794.26 .00 1,255.49 6,538.77 14 12/19/2011 7,794.26 .00 1,191.84 6,602.42 * * * * ** 2011 TOTALS .00 16,034.54 77,496.58 15 1/19/2012 7,794.26 .00 1,207.40 6,586.86 16 2/19/2012 7,794.26 .00 1,183.29 6,610.97 17 3/19/2012 7,794.26 100 1,084.32 6,709.94 18 4/19/2012 7,794.26 .00 1,134.55 6,659.71 19 5/19/2012 7,794.26 .00 1,074.35 6,719.91. 20 6/19/2012 7,794.26 .00 1,085.58 6,708.68 21 7/19/2012 7,794.26 .00 1,026.80 6,767.46 22 8/19/2012 7,794.26 .00 1,036.26 6,758.00 23 9/19/2012 7,794.26 .00 1,011.53 6,782.73 24 10/19/2012 7,794.26 .00 954.87 6,839.39 25 11/19/2012 7,794.26 .00 961.68 6,832.58 26 12/19/2012 7,794.26 .00 906.45 6,887.81 * * * * ** 2012 TOTALS .00 12,667.08 80,864.04 27 1/19/2013 7,794.26 100 911.46 6,882.80 28 2/19/2013 7,794.26 .00 886.27 6,90 -7.99 29 3/19/2013 7,794.26 .00 777.67 7,016.59 30 4/19/2013 7,794.26 .00 835.32 6,958.94 31 5/19/2013 7,794.26 .00 783.72 7,010.54 32 6/19/2013 7,794.26 100 784.19 7,010.07 33 7/19/2013 7,794.26 .00 734.06 7,060.20 34 8/19/2013 7,794.26 .00 732.70 7,061.56 35 9/19/2013 7,794.26 .00 706.85 7,087.41 36 10/19/2013 7,794.26 .00 658.95 7,135.31 DATE - 10/19/10 Prepared for: CITY OF SOUTH MIAMI Principal............ Interest rate........ Advance date......... First payment date... Maturity date........ Escrow payment....... L O A N S C H E D U L E 420,000.00 4.2500% 10/19/2010 11/19/2010 10/19/2015 .00 Interest base........ Payment freq. & code. Payment day of month. Add. lot period int.. Balloon term......... Curtailment Amount... CU PAYMENT PAYMENT ESCROW ACCRUED PRINCIPAL DATE AMOUNT PAYMENT INTEREST PAYMENT 37 11/19/2013 7,794.26 .00 654.80 7,139.46 38 12/19/2013 7,794.26 .00 608.39 7,185.87 * * * * ** 2013 TOTALS 100 9,074.38 84,456.74 39 1/19/2014 7,794.26 .00 602.38 7,191.88 40 2/19/2014 7,794.26 .00 576.05 7,218.21 41 3/19/2014 7,794.26 .00 496.45 7,297.81 42 4/19/2014 7,794.26 .00 522.93 7,271.33 43 5/19/2014 7,794.26 .00 480.31 7,313.95 44 6/19/2014 7,794.26 .00 469.55 7,324.71 45 7/19/2014 7,794.26 .00 428.46 7,365.80 46 8/19/2014 7,794.26 .00 415.79 7,378.47 47 9/19/2014 7,794.26 .00 388,79 7,405.47 48 10/19/2014 7,794.26 .00 350.02 7,444.24 49 11/19/2014 7,794.26 .00 334.44 7,459.82 50 12/19/2014 7,794.26 .00 297.23 7,497.03 * * * * ** 2014 TOTALS .00 5,362.40 88,168.72 51 1/19/2015 7,794.26 .00 279.70 7,514.56 52 2/19/2015 7,794.26 .00 252.21 7,542.05 53 3/19/2015 7,794.26 .00 202.86 7,591.40 54 4/19/2015 7,794.26 100 196.82 7,597.44 55 5/19/2015 7,794.26 100 163.56 7,630.70 56 6/19/2015 7,794.26 .00 141.09 7,653.17 57 7/19/2015 7,794.26 100 109.43 7,684.83 58 8/19/2015 7,794.26 .00 84.95 7,709.31 59 9/19/2015 7,794.26 .00 56.75 7,737.51 60 10/19/2015 7,794.33 .00 27.50 7,766.83 * * * * ** 2015 TOTALS .00 1,514.87 76,427.80 * * * * ** LIFE TO DATE .00 47,655.67 420,000.00 CU Page 1 of 2 Caloca, Michelle From: Jody Perlmutter [JPerimutter @fnbsm.com] Sent: Tuesday, October 19, 2010 1:26 PM To: Caloca, Michelle Subject: FW: Amortization for City of South Miami Here you go. Best regards, Jody Jordan (Jody) Perlmutter Senior Vice President First National Bank of South Miami Commercial Lending 5750 Sunset Drive South Miami, Fl. 33143 Phone: 305.662.5402 Superior Service and safety since 19521 From: Lourdes De Cardenas Sent: Tuesday, October 19, 2010 1:24 PM To: Jody Perlmutter Subject: Amortization for City of South Miami Hi, Please see attached. Thank you! Lourdes de Cardenas Loan Administration 305 - 662 -5409 phone 10/19/2010 Page 2 of 2 This email message and any attachments are intended only for the addressee(s) and contains information that may be confidential and /or copyrighted. If you are not the intended recipient please notify the sender by reply email and immediately delete this email and its attachments. Use, disclosure or reproduction of this email or its attachments by anyone other than the intended recipient(s) is strictly prohibited. No representation is made that this email or any attachments are free of virus. Virus scanning is recommended and is the responsibility of the recipient. 10/19/2010 From the Desk oh DC Greer SOUTHEAST REGION 303 Hwy 51S Brookhaven, MS 39601 800 561 -0461 601823-6009 Fax CORPORATE OFFICE 345 Miron Drive Southlake, TX 76092 800 883 -1199 817 488 -8477 fax 13329 County Rd #334 Savannah, MO 64485 816 - 324 -0336 816 - 324 -0337 3106 Lakefield Way Sugar Land,TX 77479 281 565 -6545 281491-7820 fax 2384 Highway 59 East Beeville, TX 78102 361362-2760 361362-2763 fax Date: October 19, 2010 To: City of South Miami, FL Attn: Alfredo Riverol, CPA Cr. FA The information below is relative to the proposed financing for the acquisition of the following: AC Powered "Luke" Pay Stations, Installation, Training, Etc. Total Price: $420,000.00 Term: 5 yrs Rate: 4.541 Annual Payments: $91,621.27 Note: There will be one payment due at signing of financing documents. The above proposal is an expression of interest, subject to audit analysis and mutually acceptable documentation and is not a binding commitment. The above stated payment amount(s) reflect any applicable issuance cost. The terms outlined herein are subject to change and rates are valid for fourteen (14) days from the date of this proposal. If funding does not occur within this time period, rates will be indexed to markets at that time. We appreciate the opportunity to submit this proposal. if you have questions, please feel free to call me at (800) 561 -0461. Submitted by: P?wz DC Greer "YOUR PUBLIC FINANCE PARTNER" 10/19/2010 12:52:00 PM Page 1 S Miami, FL Compound Period: Annual Nominal Annual Rate: 4.541 CASH FLOW DATA Event Date Amount Number Period End Date 1 Loan 10/01/2010 420,000.00 1 2 Payment 10/01/2010 91,621.30 5 Annual 10/01/2014 AMORTIZATION SCHEDULE - Normal Amortization, 360 Day Year Date Payment Interest Principal Balance Loan 10/01/2010 1 10/01/2010 2 10/01/2011 3 10/01/2012 4 10/01/2013 5 10/01/2014 Grand Totals 420,000.00 91,621.30 0.00 91,621.30 328,378.70 91,621.30 14,911.68 76,709.62 251,669.08 91,621.30 11,428.29 80,193.01 171,476.07 91,621.30 7,786.73 83,834.57 87,641.50 91,621.30 3,979.80 87,641.50 0.00 458,106.50 38,106.50 420,000.00 Page 1 of 1 Caloca, Michelle From: DC Greer - Gov't Capital [degreer @govcap.com] Sent: Tuesday, October 19, 2010 11:44 AM To: Caloca, Michelle Cc: 'Mikhail Morokhovich' Subject: RE: Parking Pay Station Purchase (City of South Miami) Michelle: Please find attached the revised quote .... let me know if you need anything further..... From: Caloca, Michelle [ mailto :mcaloca @cityofsouthmiami.net] Sent: Tuesday, October 19, 2010 8:41 AM To: 'degreer @govcap.com' Cc: Riverol, Alfredo Subject: Parking Pay Station Purchase (City of South Miami) Cjood 9l4orning, On 6ehalf of the Finance (Director, I wouldlike to request anew proposafto finance the acquisition of the parking meters for $420, 000. 00, please provide a new amortization schedule. 2fiankyou in advance foryour help. Micheffe Caloca Accounts Payable Finance Department City of South Miami This e -mail message (and any attached files thereto) is intended only for the use of the individual or entity to which it is addressed, and may contain information that is privileged, confidential, and exempt from disclosure under applicable law. If the reader of this e -mail message is not the intended recipient, or the employee or agent responsible for delivering the e -mail message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this e -mail message (and any files attached) is strictly prohibited. If you have received this e -mail message in error, please notify us immediately by telephone or e -mail, and destroy permanently this original e -mail message (and any attached files). Thank you, Government Capital Corp. 10/19/2010 MIAMI DAILY BUSINESS REVIEW Published Daily except Saturday, Sunday and Legal Holidays Miami, Miami -Dade County, Florida STATE OF FLORIDA COUNTY OF MIAMI -DADE: Before the undersigned authority personally appeared V. PEREZ, who on oath says that he or she is the LEGAL CLERK, Legal Notices of the Miami Daily Business Review f /k/a Miami Review, a daily (except Saturday, Sunday and Legal Holidays) newspaper, published at Miami in Miami -Dade County, Florida; that the attached copy of advertisement, being a Legal Advertisement of Notice in the matter of CITY OF SOUTH MIAMI - PUBLIC HEARING CITY COMMISSION MEETING FOR 11/1/2010 in the XXXX Court, was published in said newspaper in the issues of 10/22/2010 Affiant further says that the said Miami Daily Business Review is a newspaper published at Miami in said Miami -Dads County, Florida and that the said newspaper has heretofore been continuously published in said Miami -Dade County, Florida, each day (except Saturday, Sunday and Legal Holidays) and has been entered as second class mail matter at the pos°. office in Miami in said Miami -Dade County, Florida, for a period of one year next preceding the first publication of the attached copy of advertisement; and affiant further says that he or she has neither paid nor promised any person, firm or corporation any discount, rebate, commission or refund for the purpose of securing this advertisement for publication in the said newspaper. -- V. 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