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22 1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 ORDINANCE NO. ________ An Ordinance of the Mayor and City Commission of the City of South Miami, Florida amending the South Miami Pension Plan, providing for an amendment to Section 16-12, Definitions, to comply with current City policy concerning the definitions of annual compensation, final average compensation, department head, employee, full time employee, participation and part-time employee; amending Section 16-14(f}(1)(b) to allow retired participants to change a beneficiary up to two times at the participant's cost in compliance with Chapter 2009-97, Laws of Florida; amending the City of South Miami Police Officers Retirement Trust Fund to provide for compliance with chapter 2009-97, Laws of Florida; amending Section 16-17lbl to eliminate the 3% interest payment on return of contribution; providing for severability; providing for codification; and providing for an effective date. WHEREAS, the current language in the pension ordinance does not comply with city policy concerning the definition of Annual Compensation, Final Average Compensation, Department Head, Employee, Full-time Employee, Participation and Part-Time Employee; and WHEREAS, an amendment to the City code is necessary to coordinate the pension ordinance language and the city policy; and WHEREAS, the 2009 Florida Legislature enacted Chapter 2009-97, Law of Florida, which mandates certain amendments to the City of South Pension Plan and City of South Miami Police Officers’ Retirement Trust Fund; and WHEREAS, recent changes to State statutes require several amendments to the Plan in order to maintain eligibility for receipt of state premium tax revenues; and WHEREAS, an amendment to the City code is necessary to permit such new obligations and conditions; and 2 1 2 3 4 5 6 7 8 9 10 11 WHEREAS, the trustees of the City of South Miami Pension Plan and City of South Miami Police Officers’ Retirement Trust Fund have requested and approved the amendments provided herein as being in the best interests of the participants and beneficiaries and improving the administration of the plan, and WHEREAS, the City Mayor and City Commission has received and reviewed an actuarial impact statement related to these change and attached as such; and WHEREAS, the City Commission deems it to be in the public interest to provide these changes to the pension plan and to the pension plan for its police officer employees; NOW, THEREFORE, BE IT ORDAINED BY THE MAYOR AND CITY COMMISSION OF THE CITY OF SOUTH MIAMI, FLORIDA, THAT: Section 1. That the foregoing whereas clauses are hereby ratified and confirmed as being true and correct and are hereby made a specific part of this Ordinance upon adoption hereof. 12 13 14 Section 2. Section 16-12 of the Code of Ordinances of the City of South Miami, Florida, is hereby amended as follows: 15 16 17 18 Sec. 16-12. Definitions. Annual Compensation shall mean regular wages and salaries, including 19 hazardous pay, overtime pay, vacation, sick leave, holiday pay, clothing 20 allowance, educational incentive and extra duty pay. 21 22 Department Head shall be defined in Article II Section 2.5 of the City Code 23 as designated therein including: the title of Assistant City Manager, Chief 24 Financial Officer, Department Directors not specified in Article II, 25 Section 2.5, Assistant Directors, Purchasing Manager, Executive 26 Administrative Assistant, and Grants and Sustainable Initiatives 27 Administrator. Department Head and Police Chief, who are 28 3 responsible directly to the city manager, for operation of an 1 established City department. 2 3 4 Employee shall mean any person employed full-time by the Employer on a regular, permanent basis. Elected officials and any person whose 5 customary employment is for twenty (20) hours or less in any one week, or 6 for five (5) months or less in any calendar yearshall be excluded. The city manager, city clerk, 7 and any persons defined as Department Heads 8 within this section, shall be included within the definition of Employee, 9 however such positions shall be allowed a one time opportunity to opt 10 out, prior to eligibility date as defined in Sec. 16-13 of this code, (in 11 writing) of this pension plan. 12 13 14 15 16 Employer shall mean City of South Miami. Final average compensation shall mean the Participant's annual compensation, as determined by the Employer, acting in a uniform and 17 nondiscriminatory mannerexcluding accruals such as vacation, holiday 18 pay, sick leave and compensation compensatory time averaged over the last three-year period ending on the Participant’s retirement date, date of disability, date of termination of employment or the date of termination of the plan, whichever is applicable. For police officers, final average compensation shall mean the greater of: 19 20 21 22 23 24 (1) The average of the Participant's five (5) best years of annual compensation during the last ten (10) years of service or 25 26 27 28 29 30 (2) The average of the Participant's annual compensation over the Participant’s last three (3) years, as described above. Full time employee shall mean an Employee who works over 32 hours a 31 week or more on a continuing basis and is eligible to receive all benefits 32 33 34 … Participation date shall mean date of participation in this Plan by a Full 35 time employee. 36 37 Part time employee shall mean employees who works 32 hours or less a week. Part time employees are not eligible to receive a pension benefit 38 39 though the City. 40 41 42 … 4 Section 3. Section 16-14(f)(1)(b) of the Code of Ordinances of the City of South Miami, Florida, is hereby amended as follows: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 Sec. 16-14. Pension benefits and retirement date. (f) Optional forms of payment. (1) A participant entitled to a normal or early service retirement benefit shall have the right at any time prior to the date upon which the first payment is received to elect to have the benefit payable under one of the options provided in this section. The participant shall be permitted to revoke any such election and to elect a new option at any time prior to the receipt of the first payment. Election of the retirement option shall be on a form prescribed by the board of trustees. … b. Joint and last survivor option. A participant may elect to receive a reduced benefit for life and to have the same benefit (or a designated fraction of the benefit) continued after the participant's death and during the lifetime of a designated joint pensioner. The participant shall have the option of electing to receive the payment of a benefit of seventy-five (75) percent, sixty-six and two-thirds (66 2/3) percent, or fifty (50) percent of the participant's monthly retirement allowance to be paid at the participant's death to a joint pensioner designated by the participant at the time of or prior to retirement, such benefit to be payable during the lifetime of the joint pensioner. The reduced retirement benefit shall be the actuarial equivalent of the amount of the retirement compensation otherwise payable to the participant. A designated joint pensioner may be any natural person, but need not be the spouse of the participant. In the event that the designated joint pensioner dies, before the participant's benefit payments begin, this option shall be canceled automatically and a retirement income shall be payable to the member in the form of a life annuity as if the election had never been made. A retired participant may change his or her joint 35 pensioner up to two times without the approval of the Board or the 36 current joint pensioner. The retiree member need not provide proof 37 of the good health of the joint pensioner being removed, and the 38 designated survivor being removed need not be living. Any 39 increase in liability to the Plan associated with the new designation, 40 as determined by the Fund’s actuary, shall be borne by the retiree. 41 42 5 Section 4. Section 16-33 of the South Miami Code of Ordinances is hereby amended to read as follows: 1 2 3 4 5 6 Sec. 16-33. Membership of board; term; officers; meetings; quorum. (a) There is hereby created a seven-member board of trustees of the city police officers' retirement trust fund, which board shall consist of three (3) police officers as defined herein and in F.S. § 185.02(11), who shall be 7 elected by a majority of the police officers who are participants of the fund, 8 appointed as a ministerial act by the city commission and shall serve as 9 trustee for period of two (2) years; unless he or she sooner leaves the 10 employment of the city as a police officer, whereupon a successor shall be 11 elected in the same manner as an original appointment. Each police 12 officer trustee may succeed himself or herself in office.employees of the 13 police department to be selected by the police participants and appointed 14 by the city commission, the police chief, the finance director, the mayor, Additionally the mayor and commission shall appoint 15 three residents 16 of the city of whom, who may be a resident or an employee of the city 17 shall be appointed by the city commission, and that shall serve as trustee 18 for a period of two (2) years, unless sooner replaced by the city 19 commission at whose pleasure the trustee shall serve, and a resident of 20 the city (to be appointed by the city commission)seventh trustee that shall 21 be selected by a majority of the other six trustees, and appointed as a 22 ministerial duty by the city commission. The seventh trustee shall have 23 the same rights as each of the other six (6) trustees appointed or elected 24 as herein provided, shall serve as trustee for a period of two (2) years and 25 may succeed himself or herself in office the city manager as a nonvoting, 26 ex officio member of said board. Effective November 1, 2006, the 27 membership of the board shall consist of five (5) members and all prior 28 terms shall expire. Two (2) of whom, unless otherwise prohibited by law, 29 shall be appointed by the city commission, and shall serve as trustee for a 30 period of two (2) years, unless sooner replaced by the city commission at 31 whose pleasure the trustee shall serve, and may succeed himself or 32 herself as a trustee. Two (2) of whom shall be police officers as defined 33 herein and in F.S. § 185.02(11), who shall be elected by a majority of the 34 police officers who are participants [of] the fund, and shall serve as trustee 35 for period of two (2) years, unless he or she sooner leaves the 36 employment of the city as a police officer, whereupon a successor shall be 37 elected in the same manner as an original appointment. Each police 38 officer trustee may succeed himself or herself in office. The fifth trustee 39 shall be selected by a majority of the previous four (4) trustees, and 40 appointed as a ministerial duty by the city commission. The fifth trustee 41 shall have the same rights as each of the other four (4) trustees appointed 42 6 or elected as herein provided, shall serve as trustee for a period of two (2) 1 years, and may succeed himself or herself in office. 2 3 (b) At the first election of trustees, effective November 1, 2006, there 4 shall be elected one (1) police officer to serve as trustee for a two-year 5 term; and one (1) police officer to serve as trustee for a one-year term. 6 Thereafter, each year, one (1) police officer shall be elected to serve as 7 trustee for a two-year term. The board shall annually elect from its membership a chairman and secretary. The chairman, when present, shall preside at all meetings. The secretary shall keep complete minutes of all proceedings of the board and shall comply with requirements of F.S. § 185.06(3). At each quarterly meeting a report detailing the assets and liabilities of the fund as of the date of such meeting shall be presented. All elections of the board shall be by a majority vote, a quorum being present. Three (3) 8 9 10 11 12 13 14 Four (4) or more trustees shall constitute a quorum. Trustees shall receive not compensation as such but may be reimbursed for any expenses related to board business. 15 16 17 18 Section 5. Section 16-37 of the South Miami Code of Ordinances is hereby amended to read as follows: 19 20 21 22 23 24 25 26 27 28 Sec. 16-37. Powers of board. The board shall have the power and authority as follows: (a) To invest and reinvest monies of the fund. In making such investments they shall be governed by F.S. ch. 185 relating to the investment of fiduciary funds, except that the allocation of assets shall not be less than forty (40) percent in fixed income investments at market. The board may, however, invest up to ten (10)twenty-five (25) percent of the assets in international securities. 29 30 31 32 33 … (f) The board shall identify and publicly report any direct or indirect 34 holdings it may have in any scrutinized company, as defined in Florida 35 Statutes, Section 215.473, and proceed to sell, redeem, divest, or 36 withdraw all publicly traded securities it may have in such company 37 beginning January 1, 2010 and shall thereafter be prohibited from 38 purchasing or holding such securities. The divestiture of any such security 39 must be completed by September 30, 2010. In accordance with Ch. 2009-40 97, Laws of Florida, no person may bring any civil, criminal, or 41 administrative action against the board or any employee, officer, director, 42 7 or advisor of such board based upon the divestiture of any security 1 pursuant to this paragraph. 2 3 Section 6. Section 16-42 of the South Miami Code of Ordinances is hereby amended to read as follows: 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 Sec. 16-42. Benefits. No participant shall receive benefits from the fund in excess of the amount credited to his account. Subject to this provision a participant shall receive benefits as follows: … (f) Death of a participant: Upon the death of a participant prior to retirement, there shall be paid to the beneficiary last designated by him all the monies credited to the participant's account plus four (4) per cent interest, compounded annually, for the period commencing with the December 31st immediately preceding, but not including, the day of death of the participant. In the event a participant dies on or after January 1, 19 2007, while performing Uniformed Services Employment and 20 Reemployment Act (USERRA) Qualified Military Service, the beneficiaries 21 of the participant shall be entitled to any benefits (other than benefit 22 accruals relating to the period of qualified military service) as if the 23 participant had resumed employment and then died while employed. 24 25 26 27 28 29 30 31 (g) Change of beneficiary. Each participant shall have the right to name a beneficiary and to change his beneficiary designation from time to time. Any such exercise of rights shall become effective immediately upon proper execution of the beneficiary designation form provided by the board as a standard form under this plan. A retired participant may change his or her designated 32 beneficiary up to two times without the approval of the Board or the 33 current designated beneficiary. The retired member need not 34 provide proof of the good health of the designated beneficiary being 35 removed, and the designated beneficiary being removed need not 36 be living. Any increase in liability to the Plan associated with the 37 new designation, as determined by the Fund’s actuary, shall be 38 borne by the retiree. 39 40 41 Section 7. Sec. 16-17. Termination of employment. 42 43 8 1 2 3 4 5 6 7 8 9 10 11 (a) If the employment of a Participant is terminated except by retirement, transfer to ineligible status or death, the Participant’s interest and rights under this plan shall be limited to those contained in the following sections of this section. (b) Any such Participant shall be entitled to elect Option 1 or Option 2, as described below, except that Option 2 shall be automatically considered as having been elected by the Participant unless Option 1 is elected before the Participant's normal retirement date. Option 1: A cash payment of an amount equal to the aggregate of the contributions made by the Participant prior to termination of employment with 12 credited interest compounded annually at the rate of three (3) percent per annum 13 from the end of the year of payment to the first of the month in which the cash 14 payment is made. Provided that police officer Participants eligible to withdraw their contributions from this pension plan may only withdraw their contributions without interest. 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 Option 2: Pension benefits commencing on what otherwise would have been the normal retirement date of the Participant in an amount equal to the greater of that which can be provided by the aggregate of the contributions made by the Participant prior to the termination of employment, with credited interest compounded annually at the rate of three (3) percent per annum from the end of the year of payment to the date on which pension benefits commence; or an amount determined by multiplying the amount of pension to which the Participant is entitled in accordance with section 16-14(a) or 16-14(b), whichever is applicable by a percentage determined in accordance with the following schedule on the basis of the length of Credited service. Section 8. If any section, clause, sentence or phrase of this ordinance is for any reason held invalid or unconstitutional by a court of competent jurisdiction, the holding shall not affect the validity of the remaining portions of this ordinance. 31 32 33 Section 9. All ordinances or parts of ordinances in conflict with the provisions of this ordinance are repealed. 34 35 Section 10. This Ordinance shall take effect upon adoption. 36 PASSED AND ADOPTED this _____ day of , 2010. 37 38 39 9 1 2 3 4 ATTEST: APPROVED: 5 6 7 8 9 10 11 12 13 CITY CLERK MAYOR 1st Reading – 2nd Reading – READ AND APPROVED AS TO FORM COMMISSION VOTE: Mayor Stoddard: 14 Vice Mayor Newman: 15 Commissioner Palmer: 16 CITY ATTORNEY Commissioner Beasley: 17 Commissioner Harris: 18 19 20 21 22